According to FSM my current profit for ponzi 2 is (12.17%) 

good or bad? why banging the wall?

http://www.theedgemarkets.com/my/article/b...mmittee-meeting

OPR maintained at 3%.

That's good. What a relief !

https://www.imoney.my/articles/how-to-achie...our-30s-40s-50s

This is such a badly written piece... All the expected returns plug from sky. How to consistent achieve 10% returns from fixed income and 22% returns from global funds. And I blame CIMB Principal since the article is written in partnership with them 

The only good about the article is the infographic, which I wish FSM can do more *to the FSM staff who is lurking here  *

Hahaha.  22% return from global funds (???). I think Warren Buffett also has to close shop like this.

There is just so much BS out there. This reminds me of the passage from a finance book which goes something like this.

"Everyone has an opinion about how the share market will perform in the future. These are all speculations. If the speculation/prediction is correct, then the person is hailed as a genius. If the prediction is incorrect, then the person doesn't lose anything. The correct way is for all the fund managers, financial "genius" etc. to put their money where their mouth is. EACH PERSON WILL CONTRIBUTE USD100 into a cookie jar for each and every prediction that they make. At the end of the financial year, the person making the correct prediction will take all the money from the cookie jar".

Why? U don't like rate cut?

Why? U don't like rate cut?

i think you should have regretted more of not having buy more of Ponzi 1.0...
same period when compared to Ponzi 2.0 

If one is optimistic about Gold now, wouldn't directly investing in Gold is more direct and effective ?

That's good. What a relief !

http://www.theedgemarkets.com/my/article/b...mmittee-meeting

OPR maintained at 3%.

Anyone knows how often these heavy-weight guys meet up and decide on OPR? every 3 months?

good or bad? why banging the wall?

Digging up an old topic
https://www.imoney.my/articles/how-to-achie...our-30s-40s-50s

Went to make some noise and they edited the post finally; but the numbers look a lot worse 

p/s: Wanted to still complain that it's not right to use 1 year return for retirement planning... but forget it la, no one really cares I guess - not the person who wrote it nor the sponsor of the article

Local equity estimated return 3.47%
Everybody sells you KGF and EISC

My portfolio is more towards term deposit.  That's why. ....