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> PayPal discussion thread, No PayPal fund sales allowed!

melz84
post Aug 1 2012, 05:39 PM

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QUOTE(bounty_hunt3r @ Aug 1 2012, 05:03 PM)
tune2big cannot verify or add in paypal already? I have tried 3 times. It says my 3 numbers in the back are invalid.

Now giving me this error, "This card has been disabled for entry into the PayPal system. Please add a different card. "

So tune2big cannot use already? I am first time user of tune2big. I have heard many people said it can be used for paypal but why I can't?
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registered for verified by visa ady ??
make sure you got around RM10 inside the card. =)

This post has been edited by melz84: Aug 1 2012, 05:39 PM
melz84
post Mar 18 2013, 08:33 PM

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QUOTE(nick67 @ Mar 18 2013, 08:15 PM)
Hey guys, I have linked my debit card to my Paypal, and used it several times to buy stuffs overseas. Usually its relatively simple, add item to cart and just checkout with Paypal.

However, now I want to buy some stuffs from a guy who does not own a website. He said he accepts Paypal, but I have no idea how to send money/pay him using paypal. Under the "send payment" tab in Paypal, what info of his do I need? His email/phone number(because he just mentioned to pay using Paypal without providing me any details)?

Also will he be charged if I paid him using this method? He mentioned Paypal charges him 45USD fees but my item actually costs ~60USD only.
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Paypal does not charge him 45USD to receive USD60 payment.
in fact paypal will only charge him USD 2.04.

i strongly suggest that you do not proceed with the payment

also.. the rates varies between 0.5% ~ 3.9%
what i gave you is a rough estimation of 2.9% + USD0.30

This post has been edited by melz84: Mar 18 2013, 08:41 PM
melz84
post Mar 18 2013, 08:36 PM

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QUOTE(Corrupted Spirits @ Mar 8 2013, 02:30 PM)
I did a transaction with someone from US and now I have USD in my acccount.

How do I cash out the USD to become RM? Paypal will use their conversion rate?

I have linked my Maybank debit card to it. So do I just debit those USD in to my debit card?
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there's a withdrawal fee depending on the amount you are withdrawing.
check back the page regarding withdrawal, you should be able to see the amount charged.
also they should be a calculator for estimation during withdrawal if not mistaken.

i've not done any withdrawal before... i usually keep my funds in account. sad.gif
melz84
post Mar 18 2013, 08:52 PM

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QUOTE(nick67 @ Mar 18 2013, 08:44 PM)
Why do you say I should not proceed with payment?
bcos he should NOT as you additional USD45 for a USD60 payment. that's too much in fact. would you like to pay extra RM130-150 bucks for the item you are buying?

Lets just say, for future reference, if I proceed with the payment, what details do I actually need from the seller to direct the payment to him/her?
usually as a seller,  paypal will definitely have tools to create invoice (if he has a business/premier account), personal accounts can send a request for money, just need to pay via the request.

of if you wanna send payment to anyone, you just need their paypal email address. and if not mistaken for certain payment, the "money" sender can choose to absorb the charges or the recipient pay.

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Attached Image

if you choose personal payment...

Attached Image

you will get the option to pay for the charges instead...



but if you choose payment for online purchase, seller confirm gonna get charged for a fee to receive your payment but NOT as much as USD45.
but this option has buyers protection as mentioned by paypal

This post has been edited by melz84: Mar 18 2013, 09:01 PM
melz84
post Mar 18 2013, 09:27 PM

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QUOTE(nick67 @ Mar 18 2013, 09:19 PM)
Oh I see, so I need his email address only?

No, actually he did not ask me for 45USD, he just said don't transfer yet because the fees is high. Maybe there's some miscommunication because as you said the fee is not that high.

May I ask what is the buyer protection? I vaguely remember reading that if I don't receive my item within 30 days or so I should raise a dispute in paypal, Then after another certain period if still not settle with buyer I can escalate to a refund, right?
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yep.. just the email address of the recipient. haha.. miscomm lurr... =p
maybe you can ask him to request payment from you, i check ady, the deduction is not much only.. around the same i estimated.

you're right about that buyer's protection, you can raise dispute for refund =)
melz84
post Mar 18 2013, 09:31 PM

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QUOTE(wavezard @ Mar 18 2013, 09:26 PM)
I want to create new paypal account based on real information as i cant cashout using my fake paypal name (example paypal name A B but my name is C D)
any opinion?
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hmm.. then you gonna have a lot of problem..
how did you verify that account in the first place?
melz84
post Mar 23 2013, 01:19 PM

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QUOTE(wavezard @ Mar 18 2013, 09:44 PM)
Im use VCC  brows.gif ...but now,,after show my cashout to my parents..they want to make debit card for me........and btw what is the best debit card
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haha.. no wonder... well, i've been using public bank visa electron since 2000. no issue with it so far...
i like this because the account is separated from your savings. only reload when you need.
in case your paypal got hacked or your card got stolen, you probably won't suffer so much losses.
unlike other DEbit card is linked to your savings account. lol you can say bye bye to your money if you're unlucky haha =X

QUOTE(nick67 @ Mar 18 2013, 10:57 PM)
Thanks for explaining to me!  rclxms.gif
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you're welcome =)

QUOTE(KcX35 @ Mar 20 2013, 10:07 AM)
how to send using gift ? cus i heard the fees is cheaper
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actually if both having personal account better =p

QUOTE(KcX35 @ Mar 21 2013, 05:33 PM)
why so weird, when i google search 160usd to myr = Rm 500 but when i try converting using paypal.. it says 160usd equal to RM518.44 its like Rm 20 more, so basically paypal is charging extra ?
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try to compare your bank/card TT selling rate and paypal rate before you make payment. add like 1% to the amount , you can roughly estimate. sometimes cheaper sometimes expensive... all these while i just use paypal conversion hehe

QUOTE(aanonymous @ Mar 23 2013, 11:36 AM)
BTW, yes. The exchange rate for paypal is higher.
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yep yep.. sometimes just play around with the rates lur.. thumbup.gif
melz84
post Mar 26 2013, 12:09 PM

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QUOTE(KcX35 @ Mar 23 2013, 01:28 PM)
what do u mean by personal account ?
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i mean payment from personal to personal account.. charges a lot cheaper.. =p

QUOTE(darthbii @ Mar 26 2013, 11:52 AM)
Hello, want to ask does a Paypal Student Account act similiar to a normal Paypal Personal Account? Any difference between them?
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i don't think there's any difference except that u get a debit card to use
just that it's not available in malaysia..

melz84
post Apr 11 2013, 01:38 PM

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QUOTE(-Davidoff- @ Apr 1 2013, 12:06 PM)
May i know is there any customer service number in paypal malaysia? i have encounter a problem here with the CC number.
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60-3-77237155
8:00 MYT to 22:00 MYT from Monday to Friday
9:00 MYT to 18:00 MYT from Saturday to Sunday

Usually you should have a personal PIN to use to identify your account. =)


QUOTE(OnGx2 @ Apr 6 2013, 10:54 AM)
anyone know why payment from buyout tab embedded to website unsuccessful? is there any specific reason payment wont go thru?
my customer tell me their payment unsuccessful by using paypal fund, some by using credit card(his credit card is fine buying stuff online)

is there any other payment option/paypal alternative available? which allow malaysian to withdraw fund to local bank/transfer fund to paypal
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various reasons, depends how you setup your buy buttons. your account verified? (silly question maybe.. XD)
Well, you can try Skrill as well =)


QUOTE(+ @ Apr 6 2013, 05:09 PM)
so i have my paypal connected to my maybank cc. my pp credit is 0
I bought something with pp, so the cc will auto transfer money to pp, but have to wait a few days? or its immediately done?
i did the payment yesterday nite but i dun see any transaction or payment at my pp or m2u cc history
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Try to check your CC status if there's any floating amount, sometimes it appears as authorised charges but it doesn't reflect in transaction yet. takes 3-5 days. sometimes u can see it within a day.

QUOTE(asanthadenz @ Apr 9 2013, 03:41 PM)
i have setup rhb account in my paypal, how long would it take to withdraw Pounds balance to my RHB account? Instant or 2 days?
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2-3 biz days. Your pounds will be converted to MYR

QUOTE(Sub4Crew @ Apr 11 2013, 12:32 PM)
Can paypal withdraw money with different currency into Malaysia bank saving account?

for example, withdraw Singapore dollar in to public bank saving account, is it possible? how much would it charge? The currency will auto convert to Malaysia ringgit?
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Auto convert to MYR based on forex price.
melz84
post Apr 11 2013, 03:13 PM

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QUOTE(Sub4Crew @ Apr 11 2013, 02:54 PM)
Can I send money to PayPal user without having a PayPal account ?
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no you can't =)
melz84
post Apr 13 2013, 05:10 PM

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QUOTE(putty100 @ Apr 13 2013, 01:47 PM)
Hello...

Is paypal fund selling allowed in lowyat.net?

Under what topic? Service noticeboard? Garage sales?
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haha.. you won't find any on LYN cos selling PP fund itself is illegal =)
melz84
post May 4 2013, 12:20 AM

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QUOTE(winnie619 @ Apr 13 2013, 05:27 PM)
is there any charges when i buy Groupon/LivingSocial voucher using paypal account?
the amount i purchased will be the same amount shown in my credit card statement right?
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The charges is absorbed by seller =)
i always buy from groupon/livingsocial


QUOTE(putty100 @ Apr 15 2013, 10:21 AM)
Oooh....hehe...sorry i dont know that....then if i put currency exchange service, should be okay right..cos i saw a user provide this service...
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well... currency exchange service also same laa... you got license meh? ahaha else you're considered a money launderer also =p ekekkee

melz84
post May 4 2013, 12:20 AM

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QUOTE(putty100 @ Apr 17 2013, 11:14 AM)
Paypal account linkedto RHB bank, when withdrawing funds will it be cheaper compared to withdrawal to other local banks (like maybank, cimb, etc)?
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no difference as far as i know


QUOTE(xsaintx @ Apr 22 2013, 01:19 AM)
How do i add a non malaysian address in my paypal msia account? I want to buy something and have it shipped to another country but the delivery address has to be the ones already set in paypal malaysia.. When i try to add new address the country is non editable..
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you were trying to add address or edit address??

melz84
post May 4 2013, 12:21 AM

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QUOTE(KcX35 @ Apr 25 2013, 04:55 PM)
why i keep get this This transaction cannot be completed... ??
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maybe you can try explaining what you were trying to do before you get that error?
enough funds in your account?


QUOTE(em3an @ Apr 25 2013, 08:26 PM)
How I can send money from my paypal to my debit card. I want to send the RM10 for registering debit card.
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i believe you are trying to ask, HOw to reload your debit card....
you don't send money to your debit card from paypal, you have to reload it from the respective bank account first =)

QUOTE(alexanderclz @ Apr 27 2013, 02:32 PM)
hi, i wanna ask something. i just subscribed to digi simple mastercard;have added funds into the card and would like to add the card to my paypal. i tried to add 'credit card/debit card' but returned with an error. should i add it under bank account instead? anybody with this experience?
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Is the card activated for online usage? i've not used that card before, maybe you can check with digi first?

melz84
post May 4 2013, 12:22 AM

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QUOTE(lena redmoon @ Apr 27 2013, 10:06 PM)
yes, you need to add your card (debit or credit) under your bank account. also make sure your paypal username same as in your bank account. for example if your bank account name is David Anderson then your paypal name must be same as in your bank account. otherwise your cannot withdraw fund that paid into your paypal account to your bank account. I've this experience too, first time when sign-up with paypal I use a nick name, then linked my card & my bank account. when someone from overseas buying & pay my item via paypal, one day when I try to withdraw the payment into my bank account, it cannot complete the task, instead returned with an error. then I report this problem to the paypal customer service center, and then in 2 days, they've called me, asking if anything they could help to fix this problem. with details explanation, finally I know it caused by my username that I signed in.
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you can send email to paypal, they can assist you to change your name on account provided that the name changes is not too significant.

QUOTE(dawn28 @ May 3 2013, 11:52 PM)
Is it possible to link CIMB basic savings account to paypal and buy things online? I would like to know more about this.

Thanks.
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to be frank.. i don't recommend linking bank accounts =X
melz84
post May 4 2013, 06:17 PM

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QUOTE(dawn28 @ May 4 2013, 12:48 PM)
Could you please elaborate more? Right now I only have a savings account. So if I would like to use paypal, I will need to apply for a debit card? I have limited knowledge on this so please provide more info. Thank you very much.
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well.. imagine if you have 1k in your savings and your paypal got hacked... what happens next ? =)

i've been using PB visa electron since 2001, both debit card and savings account are not linked. so i only reload when i need to use it.
i mainly use this card for online purchase only. even if my paypal is hacked or my card is stolen.. i won't have the risk of my bank savings being flushed out.

unlike certain debit card is linked straight into savings account, that's not very safe.
i think you get the picture rite? =)
melz84
post May 8 2013, 08:34 PM

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QUOTE(solstice818 @ May 5 2013, 11:24 PM)
I need to transfer money to someone in HKD as the person only accepts HKD. But how do I top up the paypal with HKD? Can I top up it with USD and click the pay button she sent me which requires me to pay in HKD?

THANKS!
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Your account was registered before or after Paypal reopened their services for Malaysia?
I'm not too sure about you but my Primary Currency is MYR. I have a debit card linked to it.
When I paid seller in HKD, i just paid via Paypal, and choose payment option to have my bank determine the conversion rate.
so yes.. you can still pay the recipient in HKD
melz84
post May 9 2013, 03:49 PM

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QUOTE(solstice818 @ May 8 2013, 09:30 PM)
When is Paypal reopened?

I re-registered my paypal sometimes last year.

My primary currency is MYR and I also have a debit card linked to it. But what's the relevant of having debit card linked? Because I thought you can only reload your paypal with RHB bank right now?
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then it shouldn't be a problem.
i've never reloaded my paypal before although i've been using it since early 2000
i only use paypal as a medium of payment and it deducted directly from my debit card. =)
melz84
post May 22 2013, 11:34 PM

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QUOTE(xsaintx @ May 11 2013, 04:04 PM)
Was trying to add a new delivery address, but it wont let me add address outside of Malaysia. Eg, i typed hse number 123, abc street, western australia, australia and i clicked save it will appear as  hse number 123, abc street, western Australia MALAYSIA when i didnt even type malaysia.
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hmm.. unfortunately, this restriction is not just us... other countries as well..
you might wanna drop paypal an email asking about it..

QUOTE(Johore @ May 19 2013, 11:18 PM)
hi guys, im trying to pay groupon malaysia using linking to my paypal cc (amex/master)..but seem like its keep asking to link my cc 1st..but is already done it my paypal a/c..whut exactly happen??did groupon malaysia dont accept payment using paypal???hope can get clarify on this..TQ
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did you key in the 4 digit code to verify the card after linking?
melz84
post May 30 2013, 12:24 PM

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QUOTE(em3an @ May 27 2013, 09:03 PM)
user posted image

Can I transfer money from this paypal to my bank account?
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You can.. but not worth it.. just keep that MYR10 there for future use better cos there's charges to withdraw less than RM400 =)

QUOTE(nvoovn @ May 28 2013, 08:11 PM)
Meaning we no longer can tranfer paypal balance without fee? unsure.gif
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Yes, all transaction will have fees applied. no more personal transfer. one of the reason is bcos there's a lot of funds selling activity previously.

QUOTE(Cinta Laura @ May 29 2013, 12:42 PM)
hi, i have a quick answer here. i wanna pay an item at my ebay worth RM5xx. but whenever i wanna pay, this error appear :

» Click to show Spoiler - click again to hide... «


recently i pay with other seller without any problem and it below rm500. so my question, did maybank block payment above rm500? anyone experience it before? thanks. really sorry if wrong section
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best to call your bank and check with them. inform them you will be doing transaction online.
sometimes they will block.


QUOTE(diehard1979 @ May 30 2013, 11:30 AM)
Is this only happen to Malaysia?
Those US people's paypal account still can send/receive personal payment? Only Malaysia paypal cannot send/receive personal payment anymore?
So now we should upgrade to business or premium account as personal account no more benefit at all. (Last time personal payment no fee, business account cannot receive money without the fee, now every type of account also need to pay the fee when receiving money.)
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not just malaysia.. few other countries as well.

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