check your online transaction.. u shud have the code there... u'll get something like PAYPAL * EXPUSE * 9999 the 4 digit is the code

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Added on October 9, 2009, 2:14 pmmeans the recipient haven't claim his/her money yet =)

This post has been edited by melz84: Oct 9 2009, 02:14 PM

as far as i know , the funds if added from debit/credit into paypal a/c still need to go tru the currency conversion right?? correct me if i'm wrong.

has nothing to do with scammers actually...
it's a part of anti- money laundering policy... =)

You can only ADD a US Bank to your account to deposit funds. for withdrawal, you can add local banks. Charges apply
If you want to fund your Paypal account but don't have US bank account, then just use a malaysian debit/credit card

every transaction receive via paypal will NOT be reflected in your bank account unless you withdraw it into your bank account

you can buy funds but there's limit for sending and receiving... and most merchant prefer accepting payment from verified members..

Yes, if you have registered for online banking.. you shud be able to see that 4 digit PIN in your transaction list within 3 days latest 7 days =)

hmm.. this i'm not too sure... cos i remembered last time when i just linked my account without it being verified.. i managed to buy some stuffs...
i'm not sure whether u can still do that or not.. but all i know is most sellers prefer Verified accounts.. hehe
u can try if u want =p

for your question... well yes.. u can link your bank account to Paypal but it's only for withdrawal purpose only... Unless you have a US bank account the you can reload funds from bank a/c to paypal.

u still need a debit/credit card to reload funds...

else, you can try buying funds from some sellers here.. it's suppose to be illegal tho... and bear in mind there will be LIMIT sending/receiving on Unverified a/c if not mistaken.

not really... Linking your bank account is Optional for malaysian actually. verification is still being done for those with Credit/debit card. u still need to link a card in order to verify. during verification process, they will charge USD1.95 to your card and return it to u in paypal funds.

Paypal does not auto deduct with Malaysian bank accounts. that's only for US bank accounts.

as above.. they will charge USD1.95 for verification purpose.

i) surcharge is usualluy charged by paypal unless stated by ebay of any additional charges
ii) paypal won't reach negative balance.. usually if your funds not enough they'll just deduct from your card instead.
ii) depends when u raise a dispute they will investigate.

Yes.. if balance is zero then they will take funds from your card and perform auto forex coversion to USD if yoou're buying items charging in USD. Not too sure how much % they charge to convert + the base conversation rate.

you can't buy a verification. U need to get a credit/debit card.

hmm.. never really encounter that before tho... i think that happens for new accounts.

hmm.. best is to get a debit card... =)

if you got a debit card, u can still pay them cos payment via paypal there's 2 types... PP funds and Paypal web payment which accept debit/credit card payment. =)

Hi Sarah,

first of all.. are you linking your Maybank Visa Debit to your paypal account ?

By right, when you purchase any items using Paypal, paypal will usually deduct the balance first, if it's insufficient then it will deduct the remaining from your card.

Withdrawing paypal funds to a bank, paypal will charge you a fees.. kindly check their fee/rate page. But usually there will be conversion involved. e.g FOREX conversion . But i'm not 100% if there's any conversion done if your funds are in MYR... Anyone can confirm on this ??

Have u approached Paypal regarding this? what did they say?

hmm.. i have one personal and one biz account with paypal.. one using debit card another using credit.. i dun see any issue verifying...
how much do you have in your debit card? if your debit card account is seperated from main account. make sure you have about RM35~40 in your account before u attempt to verify. and make sure you enable VbV or MSOS for your debit cards so that i can be used online =)

it will deduct from your debit card account based on the currency exchange rates =)

This is usually due to Paypal's ANti-money laundering policy. that's why they're quite strict with it. recently, security has been tighten due to the wikileak case.

it depends..

e.g if they sent funds in USD, - fees/charges = u get nett funds in USD, xfer back to ur debit card - forex conversion + withdrawal charges

if MYR, almost the same... u req payment in MYR, they pay in USD, paypal does the conversion for you. for some reason, you might get lesser than expected..

quite a tedious calculation i would say...

hmm.. i beg to differ....
there's charges if you're not withdrawing more than 400 if not mistaken

it's simple,

when paypal started, it wasn't meant for malaysian market at all. it was only used as a online medium of payment, therefore the name "e-currency" . they are also considered as a payment gateway. if you're buying something in the States and they only accept USD, do you think MYR can be accepted? Is there RHB, PUBLIC BANK, etc in the States? well, yes Maybank has one branch in New York but they only accept USD.

when a tenant deposit $$ into your mom's bank account, the bank is considered as a "payment gateway", same function as paypal. they act like a medium to help you accept funds from depositors.

Yes, you can always use bank account to transfer money, LOCALLY, international it's called remittance or telepgraphic transfer which will cost you extra $$ as fees. the fees varies from bank to bank. Paypal just help you to minimize those fees and charge the recipient of the funds instead.

if you link your bank account number to paypal, u still need to authorise it also ma..

same concept... if your mom give her account number to the tenant, if that tenant is not authorised, he still cannot withdraw money even tho he has the account number..

lol.. i believe many of us here in LYN also exposed our SA numbers, takkan everyone also wanna try to withdraw money with just the SA numbers? kekeke

wait for 2-3 days then check your online statement.. you should be able to see the code..
what debit card are you using anyway?

got internet banking? if got.. u'll see the code in the transaction list...
my sis using D2D also..
i'm using PB visa electron