have u keyed in the 4 digit verification code?

can you show a screenshot of the page indicating the limitation?

hmm.. there's few things that you might wanna check..

1. is your account verified ?
2. what is your sending limit ? if there is..
3. registered country ? e.g registered account under Malaysia but sending from Timbuktu.. ISP blocked? maybe?
4. the person you are sending to ? maybe he/she not verified or country listed as high fraud or suspicious.
5. where you funds are originated from.

there's a lot of factor for that error..

hmm.. if you have contacted paypal, i think you might have to wait a while.
i've got a friend working in paypal, after listening to their work process... it's gonna be ages before you get a reply.

hmmm not too sure about that..
if you mean the surcharge for currency conversion.. i'm getting like around 1% from publicbank debit card.
unsure about bank charges.

receiver bear the charges for receiving money.. but sender charges is usually the bank conversion rate
diff banks have different charges if not mistaken

hmm.. your AUD most likely stuck in the account unless you withdraw them.. depends on the amount if large amount, still ok
if small, i suggest just spend it on some aussie sites.. hehe


saturda/sunday and public holidays will not be counter as working days =)

unfortunatel, you can't do that internally..

haha.. be careful of that pauline siu jie =P


what card did you use on your paypal?


not really... it depends what currency the receiver is asking for and in what currency you are sending..
you will not be charged by paypal, except for forex conversion.. recipient gets charged for receiving money..
i can help you calc the amount that the recipient get charged and net amount received.. if u want


Us to US is based on the USD recipient fee..

RM50 is really big amount.. i guess you're sending a large amount to get that figure.. =P

ahh... now i understand..
haha

okay this is how we calc..

You sent USD385 ?

Paypal fees is 2.9% + USD30 cents

fees would be 386 x 2.9% USD11.17 + 0.30 = USD11.47 (this is chargeable to her, not the sender. no idea why you got charged instead)

recipient will receive USD373.53



for USD330 from US - US .. same calc applies. the otehr account would get USD320.13

hmmm.. sorry.. on second thought.. i just remembered something
i received money from an indonesian some time ago..
the currency used was USD.

paypal doesn't support IDR at the moment.
so yeah.. the currency would be in USD instead.. to be frank.. not really worth using paypal in this case..

transaction gonna be like MYR > USD - USD > IDR .. usually withdrawing from paypal will be charged some fees as well aside from receiving money from you

when you make a purchase.. was it in other currency than MYR ? If yes, then paypal will not use that balance...
It will NOT be refunded.. it stays in the account until you use it.

If i were you, i would make use of that MYR10 + extra from your debit/credit card to buy movie tickets hehe =)

i've been doing that every time i receive small amount of money in MYR

just got a confirmation from a friend working in paypal.. IDR is not introduced yet in indonesia..
best option is USD , and not MYR as well..

haha... you're welcome.. go buy movie tickets so that your RM10 won't get stuck there =P


every country has diff rates.. no doubt some country has same rates..
they used to have table for the rates.. now can't see them anymore..

the rates should follow the recipient currency.
MYR - MYR = 3.4% + RM2 .. which is kinda expensive i would say.. i lose a lot receiving money in MYR..

ask ur recipient to check on her transaction details... sould indicate the charges taken by paypal..
as for exchange rates... normally, you have the options to follow Paypal exchange rates or your own bank rates... depending on banks and also the card that you use...
the options... sometimes lower sometimes higher... i use public bank card.. so it's forex rates + 1.25%

hmm.. thats odd... cos i know the highest % is for JPY at 3.6%
something might have change some where..
3.9% is really high...
mind if i ask what card you using?

maybe these might help

http://usa.visa.com/personal/card-benefits...-calculator.jsp
https://www.mastercard.com/global/currencyc...sion/index.html

Local Banks
- Maybank VISA/MasterCard : 1%
- Maybank American Express with Maybank logo on top : 2.5%
- American Express : 0.5% + 2.5%
- CIMB Bank : 1%
- Public Bank : 1.25%
- RHB Bank :
- AmBank :
- Hong Leong Bank VISA/MasterCard: 1%
- EON Bank : 1%
- Affin Bank :
- Alliance : 1%

Foreign Banks
- HSBC : 1.25%
- OCBC bank : 1%
- Standard Chartered : 1%
- UOB Bank : 1%
- Citibank : 1%

This post has been edited by melz84: Mar 16 2014, 11:43 PM

goshh.. u got a link for that? i couldn't find that page >.<

shouldn't be... receiving charge is not even that high..
plus.. in paypal for a period of time, seller will get an option to click on Refund.
recipient shouldn't be charged..

i suggest you raise a ticket with paypal. get their clarification.

malaysia receiving fees is 3.4% + RM2 only...

sorry.. forgot to ask you what's the transaction currency ?

if USD it's 2.9% + 0.30USD

umm..

to receive MYR it's 3.4% + RM2
USD 2.9 + 0.30cents USD

hmm. so, in other words.. u have some funds in paypal and paid balance from your card for your purchase yea?
hehe.. good to know..

however, checked the refund balance in your card.. you might not get back the same amount if forex conversion is involved... you might gain or lose... but USD.. LOL.. sudah naik.. maybe gain a lil.. =P

haha.. guess what? you might be speaking to a malaysian customer service earlier =)

unfortunately you can't combine them..
if it's a small amount like <50MYR.. probably use it to buy movie tickets instead

do check the fees charged for withdrawal

Withdraw to your bank account
Banks in Malaysia
2-3 Business Days popup Free
If RM400.00 MYR or more is withdrawn

RM3.00 MYR
If less than RM400.00 MYR is withdrawn
Banks in the U.S.
3-4 Business Days popup Free for banks in the U.S.
Withdraw funds to your card 5-7 Business Days popup RM20.00 MYR

lol.. i think if i'm you.. i rather not withdraw at all..
u only get back RM2 hahaha...

i would understand the reason why you don't wanna link your CC... my CC kena fraud few times ady..
well.. if you really wanna make use of that RM5 in your account and if you got CIMB account.
go create KWIK account without physical card.. verify the card on PP.. then u get back your money.. then use it to buy movie tix =P

i suggest you raise a ticket with paypal ASAP.

hmm.. there should have a Contact Us page somewhere.. but usually for withdrawal, they will check your name and account number.. if doesn;'t match then will bounce back.. and got certain charges also if not mistaken..

have you raised a dispute with your bank yet? if you haven't, should do it ASAP.