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 Venturing into Agriculture & Aquaculture, Co-Ordination & Implementation is KEY

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amirbashah
post Oct 31 2007, 11:44 AM

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QUOTE(ParaOpticaL @ Oct 31 2007, 08:29 AM)
hi amir,

welcome to the thread.

what is a PTD Officer ? please enlighten us. thanks

about posting pictures you can go to sites like ImageShack to open an account and upload your picture there. Then get a link and paste it here so people can access it. thanks
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PTD stands for Pegawai Tadbir dan Diplomatik. I work for the government. So what do you honestly think about this agarwood business? Does it have any potential? And one more thing, could you please give me some suggestions on what other plants, tress or livestocks which have potential to make money. I'm currently planting agarwood but to avoid risk, I have to diversify. In my opinion planting chilies or other vegetables require a lot of work. Livestocks as well. So I'm really interested in something that doesn't require a lot of effort or less training. I want YOUR SUGGESTIONS. Thanks for teaching me on how to upload pictures.

This post has been edited by amirbashah: Oct 31 2007, 12:13 PM


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TSParaOpticaL
post Oct 31 2007, 12:06 PM

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QUOTE
user posted image
PTD stands for Pegawai Tadbir dan Diplomatik. I work for the government. So what do you honestly think about this agarwood business? Does it have any potential? And one more thing, could you please give me some suggestions on what other plants, tress or livestocks which have potential to make money. I'm currently planting agarwood but to avoid risk, I have to diversify. In my opinion planting chilies or other vegetables require a lot of work. Livestocks as well. So I'm really interested in something that doesn't require a lot of effort or less training. I want YOUR SUGGESTIONS. Thanks for teaching me on how to upload pictures. But why's the picture small?  hmm.gif
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sorry i am using PhotoBucket. not too sure about Image Shack. try it and tinker about it.

PTD of which department ?

about your agarwood business definitely the figures looks inviting but have you surveyed enough about it and its market. sometimes the report or news can say alot of wonderful wonderful things but it aint to be. i hope you can do more research.

for the plants or livestocks, suggest you go for cash crops like 4-6 mths crops that would be faster. actually agriculture need lots of work. so you cant be lazy and take the easy way out... biggrin.gif

This post has been edited by ParaOpticaL: Oct 31 2007, 12:13 PM
amirbashah
post Oct 31 2007, 12:27 PM

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QUOTE(ParaOpticaL @ Oct 31 2007, 12:06 PM)
sorry i am using PhotoBucket. not too sure about Image Shack. try it and tinker about it.

PTD of which department ?

about your agarwood business definitely the figures looks inviting but have you surveyed enough about it and its market. sometimes the report or news can say alot of wonderful wonderful things but it aint to be. i hope you can do more research.

for the plants or livestocks, suggest you go for cash crops like 4-6 mths crops that would be faster. actually agriculture need lots of work. so you cant be lazy and take the easy way out... biggrin.gif
*
Actually I haven't start working and don't know which department yet. I'll start working in 2 weeks time. Going to Sungai Petani for training.

About agarwood, I only heard a lot of good news but I think there are drawbacks as well. That's why I'm looking for another business too. To minimize risk. I still haven't stop doing research.

Not lazy, just I couldn't monitor my plants/livestocks as often as I could because of my job commitment in the future. I'm not a full time business man as you are. biggrin.gif

Could you please explain to me about your business? How much capital needed? What kind of training I have to go through? How much does a kilo of those fish cost in the market (The pricing)? And anything that would interest me. Cakap Melayu lagi senang. biggrin.gif

TSParaOpticaL
post Oct 31 2007, 04:54 PM

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QUOTE(amirbashah @ Oct 31 2007, 12:27 PM)
Actually I haven't start working and don't know which department yet. I'll start working in 2 weeks time. Going to Sungai Petani for training.

About agarwood, I only heard a lot of good news but I think there are drawbacks as well. That's why I'm looking for another business too. To minimize risk. I still haven't stop doing research.

Not lazy, just I couldn't monitor my plants/livestocks as often as I could because of my job commitment in the future. I'm not a full time business man as you are.  biggrin.gif

Could you please explain to me about your business? How much capital needed? What kind of training I have to go through? How much does a kilo of those fish cost in the market (The pricing)? And anything that would interest me. Cakap Melayu lagi senang.  biggrin.gif
*
do keep us updated on which dept you would be heading might be of help later.

continue your research on agarwood and enlighten us.

if you are not full time then you need to hire someone to tend to your cash crop if not then no point in planting anything. sure need maintenance one.

i am doing fish farming in fibre glass tanks. its well documented in the thread. just take your time to go through it. training wise just go for course either by private or govt organised then would be ok.
amirbashah
post Oct 31 2007, 07:49 PM

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Just to let you guys know, there's this one old guy planting gaharu on his 30 acres land. A Japanese investor wants to buy the trees for RM60 million.


RM60,000,000. drool.gif

This post has been edited by amirbashah: Oct 31 2007, 07:49 PM
rexis
post Nov 7 2007, 09:39 AM

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QUOTE(mudz @ Oct 24 2007, 08:43 PM)
yea.. im actually finding those for my mealworms..
i did emailed them but no reply so far.. lol..

erm.. anyone knows are there other alternatives to feed my mealworms ??
i need alot to feed them and those oats available in grocery store cost too much..
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You should really find cheaper alternative for cost effective mealworm production, there are many things you can consider other then oat, I suggest you call them personally and they are willing to talk to you. There should be some grain distrubutor in yellow pages.

How much mealworms you are breeding anyway O.o" commercial scale?

There are many things you can utilize as well, and free:
- milked santan, a waste product, you can go to whever ever processing/selling santan
- coffee ground, from all coffee shop
- soy bean pulp(whatever they left after using the beans)
- fruit pulp from juice stall
Sun dry all the ingrediants above, preferbly microwave for 3 mins/steam for 1 hours before using to prevent any unwanted lifeform

Make sure, make sure, make sure... pesticide free, otherwise the result is devastating, I hv 4 huge caterpillars here die for nothing eating pesticided vege... sleep.gif bugs stand no change to pesticide. (oh ya, i tends to keep some of my discoveries while im processing my meal)

QUOTE(POYOZER @ Oct 31 2007, 08:40 AM)
wow
i really interested in agriculture & aquaculture
i planning to join this business on next year
ya i know...still need to learn many things
then next few years...i slowly converted to full-time businessmen
tired with office life already tongue.gif
*
Feel the same here, I am really tired of this office prison and undergoing my prison breaking now.

QUOTE(amirbashah @ Oct 31 2007, 07:49 PM)
Just to let you guys know, there's this one old guy planting gaharu on his 30 acres land. A Japanese investor wants to buy the trees for RM60 million.
RM60,000,000.  drool.gif
*
Hello amir
I am delighted to read about your post regarding agarwood, you hv opened up a new topic in this thread, and what you considered has went thru my mind as well, I dont hv time to stay in farm all day, is there anything passive I can plant?

I am thinking about tree nursery, while yet to find too much information about it, but as you said, it shouldn't need as much care as a short term farm.

Can you give me the contact about where did you get those small agarwood seedlings?

To post picture in forum you can host them in http://imageshack.us/ and put the link here using LYN "IMG" button.


Added on November 7, 2007, 10:30 am
QUOTE(amirbashah @ Oct 27 2007, 09:00 PM)
Woooow, cool thread. I really didn't know this thread existed. Well, a bit of introduction of myself. My name is Amir and I'm 24 years old. Soon to be working as a PTD officer. I have 7 acres of land in Sungai Merab (Near to Bandar Baru Bangi and Putrajaya) which before this I didn't know what to do with it. My friend introduced me to Agarwood/Gaharu a few weeks ago and I started to do a lot of research on it. In my opinion, I think it has a lot of potential to make money.Currently I have 10 trees which I recently bought (No money yet  smile.gif ) and would buy more trees soon.Maybe next month I will start to plant 1000+ trees on my land.Well if anyone interested or currently planting these trees, do inform me. Maybe we could work together.

Check out my thread in finance and business section.

...

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At first glance, I have some thought about your fragrance tree project:

- Allocate more space for your trees, there has been cases that people trying to farm hardwood in high density but end up getting a bunch of worthless tall and thin trees. Indeed, you can plant a high density and chop off whichever trees that is not doing so well after they grow big to maximize production, but this means more work, more cost. So, utilize 10'x10 or even 12'x12' space

- Make sure you get the technology correct, the article mentioned about injecting an enzime to the trees after 5 years, do you where to get those? And are you sure they worked? Its unlikely we wait it for 20 years so the trees develop naturally.

- Given the price the end harvest will fetch as you posted, you dont expect that they will sit there safely waiting you to chop them anytime, proper monitoring should be given and perhaps you need to pagar the place as well. Someone on site full time is helpful.

- Do intercropping, get a partner and establish a mutual agreement, I am sending you a porposal biggrin.gif so part of the fertilizer and goodness applied intercropping will benefit your trees as well, and the land will be properly managed so tall grasses wont outgrow your trees, they are the thing that can suck up most of the nutrients. After the trees grow up, you can rear cow/goats among them, they can use the shade.

- Build a small house there so you can spend a nice weekend there once a while! Or drop an old container there like our tread starter for this purpose biggrin.gif

. . . .

BTW, can post a link to your B&F thread?

This post has been edited by rexis: Nov 7 2007, 10:30 AM
TSParaOpticaL
post Nov 7 2007, 02:48 PM

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QUOTE(rexis @ Nov 7 2007, 09:39 AM)

- Do intercropping, get a partner and establish a mutual agreement, I am sending you a porposal biggrin.gif so part of the fertilizer and goodness applied intercropping will benefit your trees as well, and the land will be properly managed so tall grasses wont outgrow your trees, they are the thing that can suck up most of the nutrients. After the trees grow up, you can rear cow/goats among them, they can use the shade.

- Build a small house there so you can spend a nice weekend there once a while! Or drop an old container there like our tread starter for this purpose biggrin.gif


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wah so fast getting a proposal done ar ?

below is a news about Agarwood.

--------------------------

Have research site for agarwood, state urged

http://www.nst.com.my/Current_News/NST/Wed...2078859/Article

DUNGUN: Turn the Karas plantation in the Merchang reserve forest here into a research site for agarwood.
This was the call made by the Peninsular Malaysia Fores-try Department to the state government.

The agarwood or gaharu from the Aquilaria malaccensis tree, a local species also known as the Karas tree, can grow more than 36 metres in height, is threatened by extinction due to illegal collection.

It has several benefits including medicinal properties such as a cure for fever, stomach pains and body aches. It also has anti-cancer properties.

According to a report by the Convention on International Trade, Peninsular Malaysia exported 450 tonnes of gaharu between 1995 and 1999 to countries such as Hong Kong, India, Japan, Egypt, Oman and Saudi Arabia.
The department's director-general, Datuk Seri Azahar Muda said that with a research site, the country would be able to tap into this potential.

"Currently, there aren't any detailed studies on the species. The information we have is very general.

"This is why it is important we have a site to do further research, especially since the interest in gaharu has ballooned in recent years.

"The information gleaned from the research can then be used as a guide for parties interested, especially private companies, in exploiting its potential," he said after visiting the site on Monday.

The 47-hectare site for the pilot project -- previously covered with the highly invasive Acacia mangium -- is planted with 39,500 trees.

Azahar also urges states in the peninsula to plant the Karas tree on vacant land due to its commercial value. On average, an adult tree can bring in up to RM18,000 after harvesting.

So far there are two plantations, one in Kuala Lipis and one in Raub, Pahang owned by a private company.
TSParaOpticaL
post Nov 18 2007, 05:58 AM

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Reposted from another agriculture thread.

QUOTE(Michael J. @ Nov 16 2007, 04:38 PM)
Wa... too quiet de this thread...

There are many problems with the agri industry in Malaysia as a whole... Truth is that there is no real concerted effort in galvanising and organising the various industry players into a single consortium of sort. Take for instance Thailand, look at how their government has organized their agricultural sector. It is so well thought out and planned that Thailand is so well established as an agriculture hub. About the only organized sector in Malaysian agriculture now is the palm oil sector.... And even then, it is because the various private sector players have made the effort to literally force the government to do so.

I'll resound what many seniors in the industry have told me regarding recent public uni grads in agri: They don't have enough knowledge about agriculture.

Mind you, these bosses are senior alumni from the same public uni they are commenting about, although they got their degrees decades before.

I won't comment about the technical knowledge of these graduates. It is both unjust and unfair to do so because it is not their fault. The truth is that public unis do not offer a comprehensive study of agriculture as a whole, thus giving rise to grads with a serious lacking in the technical know-how of how the sector functions. The subject matter thought in the public unis are so touvh-and-go that at the end of the day, it is even arguementable that what they know covers even 40% of what is required of them.
The other thing these seniors have brought up in our frequent discussions is that most public uni graduates lack that certain aptitude that qualifies them for the industry. Now that, I'm not too sure about this because I'm not from a public uni, and if I've met with many public uni grads recently, I don't think I would know that they are grads. Even though my colleagues recruited along with me are from public uni, based upon what the senior people have told me, then I would assume that my colleagues would have had that same aptitude the senior people were looking for in them, so no good for comparison there.
What are your take on this matter?


Added on November 16, 2007, 5:14 pm
Bro.... if you average out the weight of FFB, you will not get 50kg per bunch. Unless you are talking about Dura palms, where the shell is darn thick, and not accepted by the mills. Current planting materials are of the Tenera strains, a.k.a. D x P materials. Depending on your planting material source, and your plantatation management standards, and the age of your palms, the standard range is 20kg - 30kg. Of course there will be instances where bunches do reach more than that... I've recorded bunches in my place going up to 100kgs, for Tenera even.

The proposed harvesting standard is every 10 days round, i.e. 3 harvestings per month, but in practice it is difficult to do so. Two harvesting per month is more practical. If your hectarage is small, then maybe 3 harvestings can; but if you've a large hectarage, then it is quite difficult. As for optimum density, it really depends on your soil type and your planting material again. For 50 stand per acre, that's if you plant on mineral soils and your material is AVROS basal material. AVROS materials are characteristically tall palms, so you need a lower density to compensate for theri height. Generally, peat soils require a higher planting density, and best is the material used is one with dwarfing mechanism. But in truth, most plantations will function well on density plantings of 56-58 stands per acre.

RM250 per tonne is in 2006, correct. This year, the average stands at RM500, about twice for FFB. So at an average of say 25kg per bunch, at optimum ripeness standard (no black bunches), and each and every palm produces 2 harvestings per month, at 50kg bunch total, 55 palm stands will give 2.750 tonnes FFB per acre. At RM500 per tonne, that equates to RM1375; for 3 harvestings you're looking RM2063 per month per acre. Of course your real returns will be far less than this after you factor in the fertilzer cost (bloody expensive now), cost of labour to harvest, maintain, and look after your hectarage, and of course cost of transporting your FFB to the nearest mill. If you choose not to actively manage your land, but have a contractor to run it for you, then you'd likely see about 50% of that figure missing; after all, you're in a partnership of sort where the contractor provides the labour and sale, you provide the land and crop.
Dreamer might be right about RM18700 for 100 acres. If that is nett return, then even more likely to be the case. Cost of labour might be one factor, cost of transportation is another. Also it may be that the plantation has many stands of Pisifera palms, which will not yield many bunches in its lifetime, or that the plantation is located in East Malaysia. East Malaysia has a tendency to pay far less for FFB compared to West Malaysia. Probably has to do something with the presence of few but huge plantations with mills, and many small holders, so they can cut-throat the small holders. Don't want to speculate about that, but it could be the case.
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TSParaOpticaL
post Nov 19 2007, 10:58 AM

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Repost from another thread.

QUOTE(rexis @ Nov 19 2007, 10:08 AM)
Oh yes, time to spice up this thread a bit.

Very very informative post, and yes, it was already a year since i posted here, and the price is already two fold, omg.

Fertilizer is freaking expensive @RM6000/ton for a decent imported fertilizer! Oil palm is fertilizer intensive crop that require both chemical and organic fertilizer.

Integrated farming pratices for sustainable agricultural programme, sounds great, can elaborate more about it?

Especially what is Sustainable Agriculture Programme? is it some kind of official programme?

And tumpang post, anybody know anything about Good Agricultural Practice aka GAP? As well as where should I go to seek for guildance?
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This post has been edited by ParaOpticaL: Nov 19 2007, 11:00 AM
TSParaOpticaL
post Nov 19 2007, 11:00 AM

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actually you can try some local fertiliser.
they are much cheaper and we have capable producers.

this month's AgroWorld has a few potential suppliers.
rexis
post Nov 19 2007, 11:58 AM

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QUOTE(ParaOpticaL @ Nov 19 2007, 11:00 AM)
actually you can try some local fertiliser.
they are much cheaper and we have capable producers.

this month's AgroWorld has a few potential suppliers.
*
Oh yes smile.gif am going to call that two liquid fertilizer supplier real soon biggrin.gif

Meanwhile, still looking for land. As well as trying to solve my transportation problem to enable me to be more accessible to further lands.

Yeah, im getting a moto. I am not going to burn half a condo every month with my car! And once i started my farm project, its either do or die! So I am trying to be very cost concious here.
TSParaOpticaL
post Nov 19 2007, 04:02 PM

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QUOTE(rexis @ Nov 19 2007, 11:58 AM)
Oh yes smile.gif am going to call that two liquid fertilizer supplier real soon biggrin.gif

Meanwhile, still looking for land. As well as trying to solve my transportation problem to enable me to be more accessible to further lands.

Yeah, im getting a moto. I am not going to burn half a condo every month with my car! And once i started my farm project, its either do or die! So I am trying to be very cost concious here.
*
if you are interested let me know...
i can let you know the supplier for Lagenda Maju BioTop Fertiliser.
TSParaOpticaL
post Nov 29 2007, 07:44 AM

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Hope for 'kelah' as history is made
http://www.nst.com.my/Current_News/NST/Fri...icle/index_html

Attached Image
The first batch of 250 Malayan Masheer hatchlings or the majestic iikan kelah was bred in captivity.

Attached Image
The RM3.7 million hatchery is modelled on those in India, Thailand and the Netherlands.

========================================================================

RAUB: History was made at the RM3.7 million hatchery at Kampung Ulu Sungai here when the first batch of 250 Malayan Masheer hatchlings (Tor tambriodes) or ikan kelah was bred in captivity.

At 60 days old, the fry are reported to be in good health and growing under a controlled environment.

The result came from the research and work by aquaculturist Ng Chee Kiat, who published a book on the freshwater species titled King of the Rivers three years ago.

The 46-year-old said his project was self-funded and took shape last December.

To enable captive breeding of the Malayan Masheer, Ng had sourced for a large quantity of brood stock across Peninsular Malaysia.
"I built a hatchery complex to house mature fish stock aged one and above because these are fish that have reached maturity and are the right age for their reproduction cycle. I acquired more than 200 specimens."

For location, Kampung Ulu Sungai was the first choice for its good quality water.

Ng modelled the hatchery on facilities he had visited in India, Thailand and the Netherlands.

"India has been successful in breeding the Indian Masheer.

"And much of the technical aspect of my hatchery was adapted from the Netherlands where technology is incorporated into breeding species like the trout."

He said the adult fishes (70 per cent of his brood stock are female) were ready for breeding in March.

To harvest the eggs, he used a synthetic hormone and milked the sperm from the male Masheer to carry out artificial fertilisation.

Larvae development takes shape in 72 hours. But his first attempt to breed it ended in failure. In his second attempt, he came close to accomplishing his goal, but the hatchlings turned out to be deformed.

According to him, the paired brood stock had not reached its mature age. And instead of destroying the deformed fry, he kept six surviving hatchlings.

In September, the fish larvaes hatched with a clean bill of health.

"It was just a matter of time. I am happy with the results and, with this achievement, we can now breed the Masheer at any time."

He said since the species was also a biological indicator of the health of the country's rivers, it was imperative that efforts be made to conserve the fish.

The Masheer, which is found in Indonesia, Thailand and Indochina, can only survive in water that is high in dissolved oxygen.

"Ikan kelah needs fast-flowing water. It will die if there is insufficient oxygen and if the water quality is poor. On the average, the species spawns only twice a year. One flaw in this fish breed is its slow growth rate and reproduction cycle."

The Masheer is also threatened by the decline of its natural habitat and overfishing due to the demand for premium freshwater fish at restaurants.

Ng cited one example in Sarawak where a large specimen was landed and sold for more than RM9,000. Such demand has also threatened ikan kelah, which can fetch up to RM450 per kg.

"It is no secret that large quantities of the Masheer were harvested from the wild and ended up on dining tables. And if no one puts a stop to this, the species is doomed."

Captive breeding of the Masheer, he said, provided a chance to restock the species in the wild. He said he hoped that in five years, his hatchery could produce enough hatchlings for conservation.

He said there were efforts to save the Masheer.

At Kem Melantai in Taman Negara, a part of Sungai Tahan has been closed to fishing to breed the Masheer in its natural habitat.

"With a stable brood stock and a well-conditioned number of fishes, I can breed the Masheer all year round. This means that their fry can be made available on demand. Rivers can be restocked faster than the fish's reproductive cycle."

He said the Masheer was not an easy fish to breed in captivity due to its slower larvae development period.

An average commercial freshwater fish like the tilapia or grass carp takes fewer than 24 hours to hatch after fertilisation.

"The fish thrives in cooler temperature and in conditions where water quality is rich with dissolved oxygen. One of the drawbacks of the young hatchlings is that their parents are not around to care for them."

The omnivorous Masheer feeds on aquatic plant and fruits and has a life expectancy of 30 years.

Asked what he planned to do with the first batch of hatchlings, he said the fry would be kept under close watch.

"Now that I have stabilised the first generation of captive-bred Masheer, my goal is to condition them for spawning and hopefully, we will have a steady supply in the future."
TSParaOpticaL
post Dec 5 2007, 09:40 PM

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Australian rookie goes into seabass farming

http://www.nstp.com.my/Current_News/NST/Sa...icle/index_html

MARANG: He knew next to nothing about rearing seabass but that didn't stop Mohd Izlan @ Ivan Passtell from taking the plunge anyway.
The 56-year-old Australian, who has made Malaysia his home for the past 24 years, set up a seabass farm at Kampung Pasir Puteh in Merchang five months ago.

He said it was enough to know that he and his 61-year-old wife Zaleha Hassan liked to eat fish.

Mohd Izlan said he and his Selangor-born wife had fallen in love with Merchang and had bought a beach frontage property three years ago.

"We stumbled upon it by chance when we made a stop at a local bakery for a loaf of bread.
"We saw a land-for-sale sign posted not too far away by the roadside.

"One thing led to another and three years later, with a house almost completed and a fish farm fully operational, we are now proud to call Merchang home," he said.

Mohd Izlan who previously worked in the timber industry, said he would not have been so quick to invest RM150,000 without advice from seabass expert Patrick Lee, who runs a hatchery and nursery nearby.

Mohd Izlan said it was simple mathematics. After paying less than RM1 for each fish, he can sell the fully grown 500-gramme to 1kg fish for a minimum of RM10 each.

"At the moment, I'm not going to worry about spawning, larval rearing or producing fry.

"I'm getting 5cm to 7cm long fish from Patrick.

"I now have about 12,000 fish in my 12 polyethelyne tanks and it takes between three and five months for them to be ready for market," he said.

"The trick is to keep the fish alive and well.

"Thus far, I have managed to maintain a more than 95 per cent survival rate.

"I have learned that cleanliness is everything in fish farming. I change the water in my tanks every day and I avoid using chemicals," he said.

Lee said such controlled fish farming was better than the more common method of raising seabass in cages in a natural body of water.

"Of course it's a lot cheaper to raise seabass in cages and let nature take its course, but the farmers are lucky to have a 50 per cent survival rate."

In the meantime, Mohd Izlan said that judging by the current progress, his first harvest next month could be bountiful enough to offset a big chunk of his initial investment.
amirbashah
post Dec 17 2007, 11:19 AM

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LOANS,SEMINAR/COURSES,PROMOTION ETC

I work for the Ministry of Rural and Regional Development under 'ekonomi desa'. Anyone who's interested to start a business(Agriculture,food processing,tourism,cyber cafe,doby and much more), we could help you. Our services include loans (Up to RM500k),seminars and courses,marketing and so on. But for BUMIS only. Check out our website at www.rurallink.gov.my for more information.
rexis
post Dec 17 2007, 01:08 PM

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QUOTE(amirbashah @ Dec 17 2007, 11:19 AM)
LOANS,SEMINAR/COURSES,PROMOTION ETC

I work for the Ministry of Rural and Regional Development under 'ekonomi desa'. Anyone who's interested to start a business(Agriculture,food processing,tourism,cyber cafe,doby and much more), we could help you. Our services include loans (Up to RM500k),seminars and courses,marketing and so on. But for BUMIS only. Check out our website at www.rurallink.gov.my for more information.
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Thanks for the information.

When you mention courses, do you mean agricultural training courses or how-to-make-banana-chip or both? If possible, can you provide me some contacts regarding agricultural training courses, particularily vegetable and short term course? I am not a bumi thou but I am the type who able to affort some school fee.

Some reports in newspaper said SME loans for all race? Or this loan is another type?
TSParaOpticaL
post Dec 17 2007, 01:55 PM

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QUOTE(rexis @ Dec 17 2007, 01:08 PM)
Thanks for the information.

When you mention courses, do you mean agricultural training courses or how-to-make-banana-chip or both? If possible, can you provide me some contacts regarding agricultural training courses, particularily vegetable and short term course? I am not a bumi thou but I am the type who able to affort some school fee.

Some reports in newspaper said SME loans for all race? Or this loan is another type?

*
brother this is not SME loan. this is Min of Rural development. so its different.
amirbashah
post Dec 17 2007, 02:48 PM

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QUOTE(ParaOpticaL @ Dec 17 2007, 01:55 PM)
brother this is not SME loan. this is Min of Rural development. so its different.
*
Actually we cooperate with SME bank and Bank Rakyat. The loan will be provided by them with low interest.

This post has been edited by amirbashah: Dec 17 2007, 02:49 PM
TSParaOpticaL
post Dec 17 2007, 02:50 PM

Planter - Durian, Jackfruit, Papaya
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QUOTE(amirbashah @ Dec 17 2007, 02:48 PM)
Actually we cooperate with SME bank and Bank Rakyat. The loan will be provided by them with low interest.
*
yeah i know but this funding is NOT for SME. and moreover your criteria clearly states that BUMI only.

where are you stationed ?
in Putrajaya ?
amirbashah
post Dec 17 2007, 02:55 PM

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QUOTE(ParaOpticaL @ Dec 17 2007, 02:50 PM)
yeah i know but this funding is NOT for SME. and moreover your criteria clearly states that BUMI only.

where are you stationed ?
in Putrajaya ?
*
Yup, Putrajaya.

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