Did u calculate the effective rate for tis bundle exercise?

Captain gen-x in Facebook mentioned 4% for >100k in UOB. But for Oct mth, not sure yet. I will go for this if 4% still available next week.

This post has been edited by bbgoat: Sep 29 2016, 01:20 PM

the new klibor cimb fund.
sold out dy. only rm40mil allocation.

I dun have so much bullet like u
Thus, I need to settle down with a lower int rate

I have put in for HLB eFD yesterday, it was much easier than going from one bank to another.
Initially I have not read the terms and conditions properly as funds are needed to be from another bank and not from HLB and transferred from Affin to HLB first. When I tried to initiate the eFD, then only I found out. So I transfer back to Affin and did the eFD placement the next day. I have wasted 22 cents for the transfers...lol.

Perfect timing as I have few FDs gonna mature in Oct 2016
Thanks for sharing

is it must do 1 transaction for 1 eFD? i notice got 30k limit each time transfer to eFD

... not worth from my point of view ...

RM10,000 x 4.13% = RM413.00 pa (... your RM2,500 stuck doing nothing ...)

... I think can easily find ...

RM12,500 x 3.30% (... I think board rate lah got oso) = RM412.50 pa (... making full use of RM12,500 ...)

... without money stuck in CASA ...

... dunno when is bank going to learn ... welcome anyone correcting me if I am wrong ... ...

how to buy this fund?

can do more than 1, i did 2 = 2 FD placements, accepted

In future FD rate will going down further, I believe putting the longest term is the better investment.
Which bank give the best rate for long term?

but my pbb max daily transfer limit is only 20k and i want to transfer more than 20k? how?

just tried, daily transfer limit is exceeded

This post has been edited by ycs: Sep 29 2016, 10:18 PM

Can share more abt cimb klibor? Interest 5%?

Reliable?

Same here. Pm me

what exactly KLIBOR is? Same like FD?

Is this capital protected? And how to invest into this? and how the interest being paid out ? Who can invest?
What is the minimum amount?

Klibor structured investment, is a structured product.
It is not a FD.

Klibor = Kuala Lumpur Interbank rate.

It is the interest rate for interbank borrowing, which fluctuate based on market liquidity and BNM's OPR.

If the Klibor is behaving within the structured product "prediction" (as in the clause of the structured product), you get paid that interest rate or return as the structured stated.
While if Klibor is behaving out of range, you may get zero interest, but you will get back the capital (capital guaranteed generally) when it matured (if it is 5 years, then you need to wait for 5 years, but you may get zero interest for 5 years if the Klibor move out of range.

Please be reminded, it is not a FD, so if interested further can open up a new specific topic talk on Klibor structured investment, so that we don't deviate from this FD topic.

Is the interest paid monthly?

Have an FD maturing in Oct and right now, looking at PBB promo (eff. rate: 3.88% for 6 mths) cos want monthly interest.

Any other banks paying interest monthly for the FD promo? thanks!

Is the interest paid monthly?

Have an FD maturing in Oct and right now, looking at PBB promo (eff. rate: 3.88% for 6 mths) cos want monthly interest.

Any other banks paying interest monthly for the FD promo? thanks!

Boss

Can i approach any CIMB bank for more info?

What's RHB Islamic Commodity Murabahah Deposit-i[1]? Any difference from conventional RHB FD? Both look to be 4% for 12 months.

The -i at the end indicates islamic or e-FD? Because if it can be placed online (no parking charges) I straight grab.

[1] - http://www.rhbgroup.com/products-and-servi...bahah-deposit-i

This post has been edited by LostAndFound: Sep 30 2016, 11:16 AM