Affin Bank FD 4.13% for 13 months.
20% of FD Amount (earmarked for 4 months in SA): interest rate 2.3%
Principal amount 100k

Worth it?

Confirmed Prez Donald Trump won US election. Seems that US people on the ground not so keen on cheap loans but more fearful of losing jobs to incoming migrants and factories/jobs going to other countries. Makes sense, people cannot really keep on borrowing or be on dole if no good income - a desperate sense of impending bankruptcy in the economy/system. A simple reflection of the failure of the economics idea of using cheap money ineffectively.