Alright, thank you

Yes, they said they will investigate and can take up to 7 days.

Alright , thank you, just wanted to double check.

Did u print screen the message on the screen n send to them?

Yes, they said it will take 3 business days for a reply.

Will update here if I hear anything for data point for others.

This post has been edited by zacknistelrooy: Sep 26 2016, 10:55 PM

Hi, what is this cimb 3month 4% about?
straight forward fd? and what about min fund?

thx.

bank of china fd promo
Pre-Book FD - CNY and MYR 9 months Fixed Deposit
2016.6.1 - 2016.9.30
MYR FD Promotion 9 months 4.25% p.a. (3.97% p.a. – 4.05% p.a)
CNY FD Promotion 9 months 2.80% p.a. (2.63% p.a. – 2.71% p.a.)
T&C
http://www.bankofchina.com/my/en/bocinfo/b...31_7684040.html

Wow. That's the highest so far.

A bit tricky with the T n C :

2. The Promotion Fixed Deposit (“FD”) is to be ‘Pre-book’ in different batches and the fund must be earmarked in the customer’s MYR Current Account/ MYR Savings Account/ CNY Demand Deposit Account for 21 days to 33 days, Thereafter， the fund will be transferred to FD Account for 9 months FD on the designated FD placement date.

So eff rate:
3.97% p.a. – 4.05% p.a.

"""
2. The Promotion Fixed Deposit (“FD”) is to be ‘Pre-book’ in different batches and the fund must be earmarked in the customer’s MYR Current Account/ MYR Savings Account/ CNY Demand Deposit Account for 21 days to 33 days, Thereafter， the fund will be transferred to FD Account for 9 months FD on the designated FD placement date.

3．The Customers shall collect the FD certificate one (1) working day after the designated FD placement date.
"""

What...

This post has been edited by AIYH: Sep 27 2016, 08:08 AM

tun, read details. check eff rate shown!

Kena blind by 4.25%

the devil is in the details. tun still need to learn tat.

Tis proof tat marketing gimmicks can 'con' a lot of depositors

Thats why has to be careful. Don't jump into the wagon too fast. Has to be cool and read the details before shouting out !

Need to think twice if 'too gud to b truth'

Ya, that is the best advice one can give. You have been doing that from what I observed. But it is good to be careful. Just like I read the T n C for the offer mentioned earlier.

Why the disparity between 2.80% p.a. for the Chinese Yuan & MYR 4.25%? Should I convert my CNY currency into MYR?

straight forward...if bigger amount can get 4.1%

Interest rate/ Fixed Deposit offered by our bank getting smaller and smaller, means economy getting worse haha.

i was late reading your msg
end up stay with HLB with top up some fresh fund
HLB offers 3.9% for 6 months

Asked CIMB RM on their FD for 100k:

12 mth Islamic 3.85%
12 mth Conventional 3.75%

3 mth Islamic 4%
3 mth conventional 3.90%

But I am only interested in 12 mth rate. Just to be careful if OPR should drop again.