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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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bbgoat
post Sep 12 2016, 04:30 PM

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QUOTE(wil-i-am @ Sep 12 2016, 03:31 PM)
I dun think Affin allow FP as it's no brainer deal
Not yet
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Bro, heard of never say never ? brows.gif

Just like the Affin top up. You have yet to ask. So why not u ask them about this second one on FP ? biggrin.gif
bbgoat
post Sep 12 2016, 06:01 PM

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QUOTE(wil-i-am @ Sep 12 2016, 05:21 PM)
Perhaps I will ask them tomorrow  mad.gif  vmad.gif
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I was surprised about the FP deal. Last time I went in with RHB on VP deal with 6 mth 7.8% FD. So actually not really great deal except it is 15 mth 4.25% for Affin's deal.

Could be related with branch implementation and how eager they wanted the business. biggrin.gif

This post has been edited by bbgoat: Sep 12 2016, 06:02 PM
bbgoat
post Sep 12 2016, 08:08 PM

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QUOTE(wil-i-am @ Sep 12 2016, 08:04 PM)
I presume staff have mixed up ASNB products between FP n VP
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I don't think so. Initially the FP did not go thru'. Hrs later, they called back saying the 1k units bought. biggrin.gif
bbgoat
post Sep 12 2016, 10:21 PM

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QUOTE(wil-i-am @ Sep 12 2016, 08:12 PM)
The FD sum is based on 1 : 1 against successful ASNB transaction?
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As mentioned earlier, bought 1k FP, placed FD >100k. biggrin.gif
bbgoat
post Sep 13 2016, 08:34 AM

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QUOTE(ikanbilis @ Sep 12 2016, 11:05 PM)
Really? Then i tell them to put 100k FD and 100k unit trust FP. rclxms.gif
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The problem is even the 1k FP unit, not successful and only hrs later got it. So 100k FP ?? biggrin.gif
bbgoat
post Sep 13 2016, 12:10 PM

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QUOTE(ikanbilis @ Sep 13 2016, 10:03 AM)
Well they can keep trying for me for one whole week.  It's  their own tnc to enjoy the FD promo, right? tongue.gif
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You are a tough customer ! thumbsup.gif
bbgoat
post Sep 13 2016, 12:27 PM

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QUOTE(tonytyk @ Sep 13 2016, 12:22 PM)
Checked with Affin Bangsar and Affin cheras, no such promo ler?
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Please see page 1 on Affin promo and the flyer which I posted here few weeks back. biggrin.gif
bbgoat
post Sep 14 2016, 08:51 AM

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QUOTE(wil-i-am @ Sep 14 2016, 08:46 AM)
I got the same message too
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Anyway, what I said has been done. 1k units of ASM bought with >100k FD 4.25% placed. Whether it is branch implementation issue, or large FD amt as key driver, I rest my case. biggrin.gif

This post has been edited by bbgoat: Sep 14 2016, 08:53 AM
bbgoat
post Sep 14 2016, 06:50 PM

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QUOTE(nexona88 @ Sep 14 2016, 11:43 AM)
Same information received..
I clueless how some can get FP units for FD promo blink.gif
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In Affin this morning. Confirmed the FD promo to get 4.25% by buying ASNB FP units. Minimum is 1k units.

In fact I opened 3 FP ASM, AS1M and ASW2020 accts today in preparation for bigger things to come. After my successful try, the next counter, one Chinese lady was not successful. She was also trying to bundle it with the 4.25% FD. biggrin.gif

Earlier I have 2 placements of Affin 4.05%, did not know that can get the FP units bundle with 4.25% deal ! doh.gif

Thinking of terminating the last one and re-put in for the 4.25%. hmm.gif

This post has been edited by bbgoat: Sep 14 2016, 06:50 PM
bbgoat
post Sep 14 2016, 06:59 PM

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QUOTE(wil-i-am @ Sep 14 2016, 06:54 PM)
U r so luck today
Now u plan to place how many digits of FD with Affin?
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Actually your question should be how many digits of FP ? Hahaha ! tongue.gif

Already have substantial FD with them. The 1k FP requirement is just sub sub sui. Today's new FP acct just opened with small amt of dough. biggrin.gif

Ya, the counter staff was commenting that I was lucky to open the 3 accts, all in 1 try. While the other lady was not successful. I guess some other Affin branch must also accept FP units as requirement for the 4.25%. Not this particular branch. But u guys reported 2, I think, in Klang valley (?) that did not accept FP. biggrin.gif

This post has been edited by bbgoat: Sep 14 2016, 06:59 PM
bbgoat
post Sep 16 2016, 02:11 PM

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QUOTE(nexona88 @ Sep 16 2016, 01:56 PM)
If u know the important date, confirmed units available..
I already said so many times (if u remember)

Anyhow I still clueless on how some managed to get Affin FD can bundle with fixed price ASx when most place can do Variable price funds only blink.gif hmm.gif
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I was surprised the first time I heard it. Last time I have one FD promo with RHB for 6 mths 7.8% with ASNB VP funds.

But confirmed true on Wed, 2 days ago. I also opened 3 FP funds there. I am sure some other branch of Affin is doing the same thing. biggrin.gif
bbgoat
post Sep 16 2016, 04:57 PM

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QUOTE(nexona88 @ Sep 16 2016, 04:19 PM)
guess I needed to go others branch & see how  dry.gif

or others state  devil.gif
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I only state what has been done. If crossing state borders help, please do it if worth time/effort ! devil.gif
bbgoat
post Sep 20 2016, 01:14 PM

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Affin FD package reach quota, confirmed with Affin just now. They asked me to go in and may get a "special" package.

So no more 4.25% with UT ! doh.gif Now have to plan for new home for my eggs in 2 weeks time.

Looks like RHB or UOB will be the suitable one. Hopefully by Oct 1st, some other promo comes along. biggrin.gif
bbgoat
post Sep 20 2016, 04:33 PM

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QUOTE(nexona88 @ Sep 20 2016, 04:29 PM)
guessing people took the opportunity to open up Fixed Price ASx.. that's why Affin FD promo quota achieved  biggrin.gif
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There goes my 4.25%. Big amount some more ! cry.gif cry.gif mega_shok.gif

May have to change my allocation for FD/ASNB FP. biggrin.gif

This post has been edited by bbgoat: Sep 20 2016, 04:35 PM
bbgoat
post Sep 20 2016, 05:36 PM

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QUOTE(nexona88 @ Sep 20 2016, 05:00 PM)
if you're free on 4 Oct, can go hunt for AS1M. ex-dividend date  smile.gif

if not, then no choice go after others banks FD promo  blush.gif
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Ya, the FD due on 1/10. Got to ask AmBank for extra interest since it fell on Sat and Monday replacement holiday. 3 days interests.

But still cannot all go to FP, still bigger amt to FD. Just a matter of RHB or UOB. Unless some other FD promo comes up. biggrin.gif

This post has been edited by bbgoat: Sep 20 2016, 05:37 PM
bbgoat
post Sep 22 2016, 08:22 PM

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Went in to see AmBank RM. Wonder why they only call me now to join their PB. Heard lack of RM and she just joined and will be stationed at the branch.

Only got this as gift:

Attached Image

Talked about investment, DCI and the FD rate that she can get for PB customer. Said for <200k, can typically get 0.15% to 0.2% more. Well above 200k, can get >0.2%. BUT, only for board rate. tongue.gif Currently AmBank no FD promo.

Went to HL to activate their new PB card. Was told their OTC promo:

6 mth 3.9% for new fund
6 mth 3.8% for old fund

Best is still their eFD of 12 mth 3.95%.
bbgoat
post Sep 23 2016, 12:48 PM

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Saw this in Gen-X's Facebook:

UOB Bank is offering 4% Straight Forward FD Promo for 12 months without any stupid CASA condition. To be eligible for this promo, you got to deposit minimum RM100K fresh fund. UOB is still offering 3.95% for 12 months FD tenure with minimum deposit of RM10K.

https://www.facebook.com/GenXGenYGenZ/

But the 6 mths HL's FD should be 3.9% as I mentioned yesterday. It was shown as 3.95% in his Facebook.
bbgoat
post Sep 23 2016, 02:48 PM

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QUOTE(ycs @ Sep 23 2016, 01:22 PM)
further down, he says he already has a CASA a/c, so CASA is required after all
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I have ignored on this CASA requirement as I already has SA with UOB. The 4% is good as I have even plan to go for it around 4/10 when the offer was 3.95%. So the 0.05% extra is even sweeter. rclxms.gif
bbgoat
post Sep 23 2016, 03:59 PM

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QUOTE(low yat 82 @ Sep 23 2016, 03:36 PM)
basic saving acc for uob onli need rm20 to open nia. so cheap.
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The UOB SA I have need minimum RM1 there. I only kept RM4 there now. biggrin.gif
bbgoat
post Sep 24 2016, 12:03 PM

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QUOTE(wil-i-am @ Sep 24 2016, 11:42 AM)
Most likely I will sign up their 3.95% offer next week coz Affin's promo have expired  cry.gif
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Affin's 4.25% with ASNB FP expired ! cry.gif cry.gif

I think I will go with UOB 4% around 4/10. My MBB GIA-i and CIMB Klibor (hopefully) mature on 5/10. So heading to UOB and also ASNB FP. rclxms.gif

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