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Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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anwa
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Oct 26 2016, 12:21 PM
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QUOTE(lowyat101 @ Oct 26 2016, 11:11 AM) Placed 10k for 12 months but not sure if it's qualified for the promo or not as it's not shown in the summary page  As mentioned by another forumer and myself, can check via M2U: Account & Banking > Fixed Deposits & Mudarabah IA > View my accounts > General Investment Account-i (GIA-i) > check the cert with 12 months, it will show the % with exclamation mark
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cmk96
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Oct 26 2016, 12:47 PM
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Just placed my GIA fd... This post has been edited by cmk96: Oct 26 2016, 12:48 PM
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SUSlowya
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Oct 26 2016, 01:18 PM
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i want to highlight some not so professional practice of GIA:
1. no clearly printed document name specifically. (at least put investment cert or FD)
2. no clearly printed promotion. (at least mention Campaign or normal GIA)
3. no clearly printed rates. (you dont even know how much the interest rate by looking at it)
without these, you don't have any legal rights over the bank.
The bank has the upper hand when it comes to dispute.
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sandkoh
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Oct 26 2016, 01:35 PM
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QUOTE(cmk96 @ Oct 26 2016, 12:47 PM) Just placed my GIA fd...  gia-i is not fd. different product.
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wjchay
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Oct 26 2016, 01:51 PM
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QUOTE(anwa @ Oct 26 2016, 01:21 PM) As mentioned by another forumer and myself, can check via M2U: Account & Banking > Fixed Deposits & Mudarabah IA > View my accounts > General Investment Account-i (GIA-i) > check the cert with 12 months, it will show the % with exclamation mark I also cannot find the interest rate. Attached thumbnail(s)
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sandkoh
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Oct 26 2016, 01:59 PM
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QUOTE(lowyat101 @ Oct 26 2016, 11:11 AM) Placed 10k for 12 months but not sure if it's qualified for the promo or not as it's not shown in the summary page  it was said last week the 12 month maybank gia-i promo met quota. no more 4.1% effective rate.
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ikanbilis
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Oct 26 2016, 02:12 PM
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QUOTE(Bonescythe @ Oct 26 2016, 12:23 AM) Oh my bad.. i saw the print screen on one forumer placing that stated tempoh 2 mths.. But the 1 is hidden inside.. so is 12 mths.. Haha Yups, the 4%pa is for 12-month tenure and the promo ends on Oct 31.
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lowyat101
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Oct 26 2016, 02:20 PM
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QUOTE(wjchay @ Oct 26 2016, 01:51 PM) I also cannot find the interest rate. Ya, mine also the same. So it's confirmed that the promo is no more available even for the online placement.
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cmk96
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Oct 26 2016, 02:50 PM
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QUOTE(lowyat101 @ Oct 26 2016, 02:20 PM) Ya, mine also the same. So it's confirmed that the promo is no more available even for the online placement. I just did the placement... you can check the interest online.
This post has been edited by cmk96: Oct 26 2016, 02:53 PM
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claudee
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Oct 26 2016, 02:54 PM
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Getting Started

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QUOTE(cmk96 @ Oct 26 2016, 02:50 PM) I just did the placement... you can check the interest online.
so meaning the promo is still there?
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cmk96
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Oct 26 2016, 02:55 PM
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QUOTE(claudee @ Oct 26 2016, 02:54 PM) so meaning the promo is still there? I got the promo rate... so its a "yes".
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claudee
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Oct 26 2016, 03:10 PM
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Getting Started

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QUOTE(cmk96 @ Oct 26 2016, 02:55 PM) I got the promo rate... so its a "yes".   checking it out later
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lowyat101
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Oct 26 2016, 03:53 PM
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QUOTE(cmk96 @ Oct 26 2016, 02:50 PM) I just did the placement... you can check the interest online.
Thanks. Tried the 6 month duration and yes the promo rate is available
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ycs
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Oct 26 2016, 05:02 PM
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QUOTE(cmk96 @ Oct 26 2016, 02:50 PM) I just did the placement... you can check the interest online.
strange, i put 2 days ago but didn't get the promo rate??
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cmk96
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Oct 26 2016, 05:10 PM
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QUOTE(ycs @ Oct 26 2016, 05:02 PM) strange, i put 2 days ago but didn't get the promo rate?? maybe you can try uplift and redo it again?
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gchowyh
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Oct 26 2016, 06:23 PM
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QUOTE(cmk96 @ Oct 26 2016, 02:55 PM) I got the promo rate... so its a "yes".  According to my branch, 6 months promo rate still available 12 months promo rate not available I did a placement for 12 months 2 days ago & also cannot see the rate so should be no promo rate, it seems quite confusing.
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ycs
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Oct 26 2016, 07:57 PM
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QUOTE(gchowyh @ Oct 26 2016, 06:23 PM) According to my branch, 6 months promo rate still available 12 months promo rate not available I did a placement for 12 months 2 days ago & also cannot see the rate so should be no promo rate, it seems quite confusing. oh, that could be it then cos i put 12 months
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kinwawa
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Oct 26 2016, 08:23 PM
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QUOTE(ycs @ Oct 26 2016, 07:57 PM) oh, that could be it then cos i put 12 months For this case, can take out and put again....6 months?
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SUSMNet
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Oct 26 2016, 10:14 PM
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QUOTE(kinwawa @ Oct 26 2016, 08:23 PM) For this case, can take out and put again....6 months? yes that it
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betamon
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Oct 26 2016, 11:01 PM
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New Member
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May I know any RHB PB member here?
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