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Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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ikanbilis
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Sep 6 2016, 10:55 AM
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QUOTE(familyfirst @ Sep 6 2016, 09:39 AM) I have FDs maturing in Oct but I feel like withdrawing now in Sept and put it into RHB and lock it at 4% for another 12 mths. Does it make sense to do this? RHB promo is valid until Oct 31. Why cant you wait till your FD mature?
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ikanbilis
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Sep 6 2016, 01:48 PM
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QUOTE(kjlow88 @ Sep 6 2016, 01:39 PM) Is it true ? I don't see 4% on Rhb website. It's still 3.9%😕 They also advertise in the Chinese newspapers 4% for 12month FD
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ikanbilis
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Sep 8 2016, 10:28 AM
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Banks always in competition fighting for your money. No worries.
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ikanbilis
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Sep 9 2016, 09:49 AM
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QUOTE(owodog91 @ Sep 9 2016, 09:41 AM) Actually quite good for RHB..always got high FD promotion..although stated new fund but I no follow this rule direct renew my fd at there is still acceptable.. Yup, at first im still considering the bangkokbank 4.1% but now it's gone. So the next best thing would be RHB 4%
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ikanbilis
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Sep 12 2016, 10:34 PM
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QUOTE(bbgoat @ Sep 12 2016, 10:33 AM) One of my friend got 4.25% in Affin by buying 1000 units of FP ASNB units. Since the FD was >100k, good deal !  May I know what is the name of the FP ASNB?
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ikanbilis
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Sep 12 2016, 11:05 PM
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QUOTE(Ramjade @ Sep 12 2016, 10:51 PM) Fp can be ASW2020, ASM, AS1M. Either one. Really? Then i tell them to put 100k FD and 100k unit trust FP.
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ikanbilis
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Sep 13 2016, 10:03 AM
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QUOTE(bbgoat @ Sep 13 2016, 08:34 AM) The problem is even the 1k FP unit, not successful and only hrs later got it. So 100k FP ??  Well they can keep trying for me for one whole week. It's their own tnc to enjoy the FD promo, right? This post has been edited by ikanbilis: Sep 13 2016, 10:03 AM
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ikanbilis
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Sep 16 2016, 02:01 PM
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QUOTE(nexona88 @ Sep 16 2016, 01:56 PM) If u know the important date, confirmed units available.. I already said so many times (if u remember) Anyhow I still clueless on how some managed to get Affin FD can bundle with fixed price ASx when most place can do Variable price funds only  Mistake by the branch. Staff not fully familiar with the product launched by HQ
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ikanbilis
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Sep 16 2016, 02:04 PM
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QUOTE(nexona88 @ Sep 16 2016, 02:03 PM) Then the FD placed how?  Tarik balik? Unlikely. Bank just have to bite the bullet for the mistakes they make.
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ikanbilis
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Sep 16 2016, 02:41 PM
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QUOTE(bbgoat @ Sep 16 2016, 02:11 PM) I was surprised the first time I heard it. Last time I have one FD promo with RHB for 6 mths 7.8% with ASNB VP funds. But confirmed true on Wed, 2 days ago. I also opened 3 FP funds there. I am sure some other branch of Affin is doing the same thing.  Congrats! Different interpretation by different branches. When my FD expires next month, I'm going to try my luck in Affin Bank JB.
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ikanbilis
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Oct 7 2016, 09:41 AM
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QUOTE(bbgoat @ Oct 6 2016, 08:39 PM) Aspire is 50k and above. MBB Premier Wealth is 250k and above. Private Banking is by invitation only. Some banks are 3 mil and above. Maybank one is lower but is on invitation only. Did you register for RHB premier when you deposit for their promotional FD? Currently they have the member get member program where the introducer gets reward rm388. Perhaps you could introduce me and we could share the reward?
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ikanbilis
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Oct 7 2016, 10:31 AM
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QUOTE(bbgoat @ Oct 7 2016, 10:20 AM) Met RHB condition few years back. BM told cannot be FD only, has to be investment products. Please confirm before we talk about the "deal". Hahaha !  Well they do not mention this clause in their tnc. You just need to submit my name and contact number to them. If by any chance they give you the reward then you just share with me lor. If not we got nothing to lose also.
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ikanbilis
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Oct 7 2016, 02:05 PM
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QUOTE(gchowyh @ Oct 7 2016, 12:07 PM) I was all prepared to join RHB premier wealth by end of the month, then I can join in the bandwagon to get a share of the introducer fee. However, since Maybank's RM is quite desperate to pull me to join their premier wealth despite me not giving me decision yet, I just got an insider news from him that 16 October onwards there will be a GIA promotion of 4.1% for 12 months. Anyone can verify this? PM me your name and contact number. After i join RHB premier wealth I will introduce you. However there is no guarantee as bro Bbgoat mentioned must be investment product. We just try our chances as the TNC never mention this. My question to RHB is who will ever make a RM200k investment product for a mere RM388 incentive?
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ikanbilis
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Oct 7 2016, 02:24 PM
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QUOTE(owodog91 @ Oct 7 2016, 02:16 PM) From RHB website..it seen like still need to have 10k minimum amount put in CASA. Now I only know deposit <200k to become Premier only..other TNC I not clear This RM10k CASA thingy we have to check with RHB first. When i joined the Alliance Bank privilege banking, they only require me to put RM250 in the hybrid account despite the website says must put RM10k. https://www.alliancebank.com.my/AlliancePri...how_to_join-tab
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ikanbilis
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Oct 7 2016, 08:27 PM
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QUOTE(cklimm @ Oct 7 2016, 08:02 PM) dude, in this case, why dont you guys take HSBC Premier instead? It makes RM500 per referral instead of 388. And They give 4.38% p.a FD for new to premier customers Really? Got link for the 4.38%pa FD for new hsbc premier customers? Then this promo is better than RHB 4% pa.
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ikanbilis
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Oct 7 2016, 08:36 PM
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QUOTE(ikanbilis @ Oct 7 2016, 08:27 PM) Really? Got link for the 4.38%pa FD for new hsbc premier customers? Then this promo is better than RHB 4% pa.  I found the link already. HSBC is crap. This 4.38% is only for 3 month tenure. Even so I'm still not eligible as i am existing hsbc customer. Not sincere promo by hsbc. https://www.hsbc.com.my/1/2/personal-bankin...tion-dual-offerhttps://www.hsbc.com.my/1/PA_ES_Content_Mgm...l_offer_tnc.pdf
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ikanbilis
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Oct 10 2016, 04:55 PM
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QUOTE(bbgoat @ Oct 10 2016, 03:46 PM) Checked with the RHB manager. Now the RHB PB 200k requirement can be purely FD but need to maintain 10k in SA. Once PB approved, can withdraw out the sum. OK, may work to get the referral fee among few family members.  So we can now share the incentive of RM388?
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ikanbilis
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Oct 10 2016, 07:16 PM
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QUOTE(bbgoat @ Oct 10 2016, 05:20 PM) Hahaha, u are going to give me your name and other details ?  Already pm to you my details.
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ikanbilis
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Oct 11 2016, 03:47 PM
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QUOTE(laymank @ Oct 11 2016, 03:39 PM) Open saving account can get rejected?? Putting in money leh, not taking out! They think you launder money that's why reject.
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ikanbilis
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Oct 13 2016, 02:28 PM
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QUOTE(coolstore @ Oct 13 2016, 01:11 PM) hlb less hassle - 3 mth 5.1% no limit on your fd amount but juz must buy their saving plan this 5.1% 3mth shown on their cs desk, not sure it display online or not, tired to browse Whatever tied to the savings plan must run far far. Just like the Affin bank promo.
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