QUOTE(skty @ Oct 22 2018, 08:09 PM)
focus on the privilege of complementary PPL access, so far the credit card that come with priority banking / premier banking / preferred banking / privilege banking / red carpet banking for PPL complimentary access:
any other bank that you know and want to share so I can update this list?
HSBC Premier Travel also tied to loungekey program, allowing x12 entry
I will rate those with PP/LK (UOB, SC, HSBC, HLB*) - 4 points
Maybank and Ambank are entitled for quite a lot popular destination - 3 points
RHB - 2 points
CIMB (Sg & Indonesia) - 1 point
* HLB, forget about it, not sincere at all, 300k spending!!!
Add-on:
To determine which card suite you best, there are 3 categories to look at.
Assuming the main purpose for getting the card is to get as much free lounge as possible (especially international).
a. List of accepted airport / lounge & Number of access
b. AF Waiver, no one likes paying AF and assuming this is not your best CC, lower AF waiver the better
c. Benefit of using the CC (it will be too long to analyze this, hence the assumption in #b)
Hence, I will rank the card as below:
#1. SC - LK with unlimited access worldwide, AF waive at merely 10k
#2. AMB - unlimited access to popular destination (if those you travel frequently fall within, this is good), no AF
#3. HSBC - LK with x12 access worldwide, AF waive at 45k (although this is also tied to LK, I think the accepted airport is less than SC)
#4. UOB - Dragon Pass with x6 access worldwide, if not mistaken AF waive at 12 swipes, AUM at whooping 500k!
#5. MBB - x12 access to popular destination, if not mistaken AF waive at 50k (save as VI?)
#6. RHB - x10 access to limited destination, unlimited access when spending above 100k, no AF
#7. CIMB - x4/x6 access to very few destination, no AF
#8. HLB - PP with x4 access worldwide (only for first year), subsequent year need to spend 300k!!!
This post has been edited by charlesj: Oct 22 2018, 10:16 PM