QUOTE(bbgoat @ Oct 14 2016, 02:41 PM)
When u top up AS1M via m2u, u use old no or new a/c no?Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)
Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)
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Oct 14 2016, 02:44 PM
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#3121
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Senior Member
10,001 posts Joined: May 2013 |
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Oct 14 2016, 02:46 PM
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1,962 posts Joined: Nov 2011 |
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Oct 14 2016, 02:49 PM
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#3123
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4,761 posts Joined: Jun 2007 From: My house |
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Oct 14 2016, 02:51 PM
Show posts by this member only | IPv6 | Post
#3124
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4,761 posts Joined: Jun 2007 From: My house |
QUOTE(tonytyk @ Oct 14 2016, 02:46 PM) CIMB the best. Why? They treat that bank like a pearl (brother of you know who mah). You get more infor on that web site. They are also testing out ASM and ASW in CIMB online. Other banks belum ada.See ...? |
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Oct 14 2016, 02:51 PM
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All Stars
48,428 posts Joined: Sep 2014 From: REality |
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Oct 14 2016, 02:54 PM
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1,962 posts Joined: Nov 2011 |
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Oct 14 2016, 02:54 PM
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9,616 posts Joined: Dec 2013 |
AIYH
Thanks again for such good lesson! Now I know the dividends/distribution effects on different investment products. Scenario 1 Choice 2: NAV rose to RM 0.55 * 1.1 = RM 0.605 You will have fund value of 2181.82 unit * NAV @ RM 0.605 = RM 1,320.00 Total value = Fund value = RM 1,320.00 Scenario 2: NAV rose to RM 0.60 * 1.1 = RM 0.66 You will have fund value of 2000 unit * NAV @ RM 0.66 = RM 1,320.00 Total value = Fund value = RM 1,320.00 That's the reason why we should reinvested the distribution/dividends into the funds, to "earn more". It's quite different than the concept of stock, but still can understand it with perspective of "compounding interest". What I get based on above examples, this means the "eventually value"/performance indicator of VP UT funds is depends on the price of NAV. I shouldn't be tricked/confused/impressed by how those agents describing their distribution or dividends because it's not the same dividends concept compared to Stock/REITS. I should have look at the "historical price" of NAV to study how those funds performing? |
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Oct 14 2016, 02:56 PM
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9,616 posts Joined: Dec 2013 |
QUOTE(plumberly @ Oct 14 2016, 02:51 PM) CIMB the best. Why? They treat that bank like a pearl (brother of you know who mah). You get more infor on that web site. They are also testing out ASM and ASW in CIMB online. Other banks belum ada. Mbb online asx fp = apa pun tarak.See ...? Cannot top up just do it otc. |
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Oct 14 2016, 03:06 PM
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#3129
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4,761 posts Joined: Jun 2007 From: My house |
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Oct 14 2016, 03:10 PM
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#3130
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10,001 posts Joined: May 2013 |
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Oct 14 2016, 03:11 PM
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All Stars
48,428 posts Joined: Sep 2014 From: REality |
TS [Ancient]-XinG- not planning to open new version thread huh?
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Oct 14 2016, 03:18 PM
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6,614 posts Joined: Mar 2011 |
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Oct 14 2016, 04:23 PM
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659 posts Joined: May 2013 |
QUOTE(plumberly @ Oct 14 2016, 04:02 AM) I think after you submitted an entry, it will be stated as "approved". Nope. CIMB style is: Pending acceptance ---> Approved or Rejected.Wait for 2 working days and see the real status. If still "approved", then go to update your passbook to confirm. If changed to "not approved", try again. Ha. I did the transaction last Friday, it was changed to Approved on Tuesday. Then yesterday I checked, saw the money being credited back into my CIMB account and the transaction now changed to "Rejected". That's why it's weird. I'm overseas now, that's why I'm trying with online top-up. Should be confirmed rejected since they credited the money back to me. I'm just really surprised how the status changed from Approved to Rejected after almost a week. |
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Oct 14 2016, 04:24 PM
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#3134
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10,001 posts Joined: May 2013 |
I presume current thread can support post byond 3k
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Oct 14 2016, 04:30 PM
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All Stars
48,428 posts Joined: Sep 2014 From: REality |
QUOTE(jonoave @ Oct 14 2016, 04:23 PM) Nope. CIMB style is: Pending acceptance ---> Approved or Rejected. did u call CIMB to ask why like that? I did the transaction last Friday, it was changed to Approved on Tuesday. Then yesterday I checked, saw the money being credited back into my CIMB account and the transaction now changed to "Rejected". That's why it's weird. I'm overseas now, that's why I'm trying with online top-up. Should be confirmed rejected since they credited the money back to me. I'm just really surprised how the status changed from Approved to Rejected after almost a week. |
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Oct 14 2016, 05:06 PM
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Junior Member
659 posts Joined: May 2013 |
QUOTE(nexona88 @ Oct 14 2016, 11:30 AM) Nope, I'm overseas now. I don't see the point to honest. I didn't take a screenshot of it on Tuesday when the previous status was Approved, so there is no way to prove my claim.Anyway they issue a message to your Cimb clicks account if the transaction is rejected, asking you to contact the ASNB if you have any questions. |
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Oct 14 2016, 05:23 PM
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Senior Member
5,750 posts Joined: Jan 2012 |
New thread on tomorrow.
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Oct 14 2016, 06:29 PM
Show posts by this member only | IPv6 | Post
#3138
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10,001 posts Joined: May 2013 |
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Oct 14 2016, 06:30 PM
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All Stars
48,428 posts Joined: Sep 2014 From: REality |
QUOTE(jonoave @ Oct 14 2016, 05:06 PM) Nope, I'm overseas now. I don't see the point to honest. I didn't take a screenshot of it on Tuesday when the previous status was Approved, so there is no way to prove my claim. well it's your choice.Anyway they issue a message to your Cimb clicks account if the transaction is rejected, asking you to contact the ASNB if you have any questions. if me, sure I would ask what the reason. for now, I happy with OTC |
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Oct 14 2016, 07:23 PM
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Senior Member
1,166 posts Joined: Jul 2016 |
QUOTE(heavensea @ Oct 14 2016, 02:54 PM) AIYH I believed you already learnt quite a lot through conversation with a lot of sifus Thanks again for such good lesson! Now I know the dividends/distribution effects on different investment products. Scenario 1 Choice 2: NAV rose to RM 0.55 * 1.1 = RM 0.605 You will have fund value of 2181.82 unit * NAV @ RM 0.605 = RM 1,320.00 Total value = Fund value = RM 1,320.00 Scenario 2: NAV rose to RM 0.60 * 1.1 = RM 0.66 You will have fund value of 2000 unit * NAV @ RM 0.66 = RM 1,320.00 Total value = Fund value = RM 1,320.00 That's the reason why we should reinvested the distribution/dividends into the funds, to "earn more". It's quite different than the concept of stock, but still can understand it with perspective of "compounding interest". What I get based on above examples, this means the "eventually value"/performance indicator of VP UT funds is depends on the price of NAV. I shouldn't be tricked/confused/impressed by how those agents describing their distribution or dividends because it's not the same dividends concept compared to Stock/REITS. I should have look at the "historical price" of NAV to study how those funds performing? Just be active in FSM forum to learn more |
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