Fp bettet than fd as I know..
I am not bumi, and not familiar with this kind of fp. Where can I buy fp? At bank?

Tqvm.

Hi guys, I gonna open an account at Maybank at tomorrow. It is bundle with high interest rate of FD promotion (3 months) only.

May I know is it any possibility that I could make losses by parking my money into Amanah Saham Wawasan? The manager told me the price is low now, (ekonomi merosot) he advise me to buy it now.

http://mypf.my/2016/08/09/maybank-fd-asg-promo/

what do you think?

Sales Charge: 5%
Annual Fees: up to 1.57%
Est. Total Fees & Charges on 20k Investment: RM1,314 (1 year) / RM1,942 (3 years)

is it worth the sales charge and etc?? Those charges like very pricey.

This post has been edited by heavensea: Sep 18 2016, 09:59 PM

thanks bro, I think those are UT... (zzz, no mood)

FD Details

Duration: 3 months
Type: Fixed Deposit
Returns: 8.58% p.a. (fresh funds) / 7.58% (existing funds)
Min placement: RM20,000


ASNB Investment

Min Duration: 12 months
Type: Unit Trust
Min placement: RM20,000
Fund Choices (5): ASN2, ASN3, ASG – Pendidikan / Kesihatan / Persaraan
Novagni (a local UT rating provider) Ratings: 1-3*
Note: Established intl ratings by Lipper & Morningstar were not available.

should I just reject those UT? I don't like UT.. at all

This post has been edited by heavensea: Sep 18 2016, 10:01 PM

lol so fishy, quite same name to "lure" newbie like me...

Hi ramjade, you again

any method I can learn to open account for fixed price fund, I am low risk taker. I don't want invest in UT, not my type.. (not to mention those charges...)

better just park in GIA or normal FD promotion..

darn those Maybank "liar", I already tell them I want fixed price funds.. thos farker!!!

thanks for warn me

that's good, thanks for intro

but now I don't have any FP (fixed price) fund account at all, can I open at affin and top up over there?

can't open account yet.. gonna keep trying

which means I've chance to open an account? Gonna keep trying on this few days?

thanks for advise, what do you means by 4 Oct? I've to try my luck everywhere (bank and ASNB?)
I am non bumiputra, thus I must try at those places? (as mentioned in page 1?)

Can I try at bank that non listed as above information?
Thanks to those who provided below places


Maybank:
KLIA2, Bdr Bkt Tinggi 1, Klang Town, D'sara Uptown, KL Sentral, Cyberjaya, Cheng & Graha Peladang (Melaka),
Rampai Biz Park, Karak, KLCC, Desa Jaya (Kepong), Taman Pelangi (JB), Kompleks Bandar (OUG), Mid Valley Mall, Kuchai Lama

ASNB:
KL HQ, Melaka, Bayan Lepas, Kuching, Seberang Jaya

PosMalaysia:
HQ KL, Shah Alam, Triang, Klang Utara (near Mydin)

CIMB:
Bangi, Jalan Parry Miri, Taman Putra Ampang, D'sara Uptown

RHB:
Padungan, KLCC, Simpang 3 Kuching, Jalan Stesen Klang, Bandar Utama

Affin Bank:
Cyberjaya

Actually I can try anywhere besides those banks? (I'm out station at kuala terrenganu right now, can I try at banks over here?) I will travel to kl every month, I was planning my schedule to go banks as I thought only those banks willing to open account for me..

Maybank manager over here told me this banyak susah dapat, sudah full quota and etc. Then asked me whether interested with UT (so called asg...) I don't want to invest into UT at all. I'll save those money in efd/gia until I can invest into fp fund.

How long I can get my gia if I urgently need it to top up amanah saham? (Assume I am lucky enough to open the account and quota available for me to top up)

May I know how much they charge for open and top up the units ya?

This post has been edited by heavensea: Sep 19 2016, 08:19 PM

thanks berow, I will try open all account (so can top up if any funds got quota)

An aunty already "naik kereta" of CIMB ASG... sigh feel bad didn't advised her earlier because I've no idea what's that amanah saham about.. I also feel weird why so easy those bankers push those amanah to her (as I know fp fund is hard to purchase)

I read some post above that mentioned about "5 % charges", are they bought UT kind of ASG?

what's your advise for her? keep it 1 year or longer? The historical dividend of ASG is not well.. (I dunno I interpret wrongly or not la)

This post has been edited by heavensea: Sep 19 2016, 09:19 PM

problem solved (google the answer)

thanks guys.

This post has been edited by heavensea: Sep 20 2016, 12:09 PM

what does it means by OTC?

Hi, sry.. I think it's fixed price fund. The book is "red color" and I think it's ASW. I be able to get RM400 only (included open account RM100) haha..

This means Maybank cannot top up my account (ASW) at all right, what can I do with my "NO AHLI"? May I know which banks provided online top up for ASW?

I got it at Rhb bank, the counter staff over there is very helpful (thanks to her) compared to Maybank...

This morning I went to Post office, they teach me how to open but eventually they told me it's full.. but it's okay because they're quite polite and nice, maybe really no quota or the system is too slow as he mentioned. However I tried my luck again at RHB and finally got RM400.

Yes I was trying to open ASM, and AS1M but they told me it's already full. Tomorrow will try again.

RM1.06 per TRYING only... I think it's not worth... better I keep going banks when I plan to pass by during lunch or breakfast.

This post has been edited by heavensea: Sep 20 2016, 12:35 PM

It's RHB Bank at Kuala Terrenganu, No. 20, Pusat Niaga Paya Keladi, Terengganu

You means if I want to top up, I've to wait at bank from morning till 3PM?? @@ (assume I've the time..)

What's you advise how much to bring every time I keep trying? 10k 20k? (sounds like not safe though) or few k is good enough? (since it's very hard to have available units)

got 400 only of asw.