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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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yw46
post Aug 15 2016, 04:37 PM

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Just got a SMS inform me to collect my new HLB Wise Card in a KL branch I never visited.
saitong09
post Aug 15 2016, 08:19 PM

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QUOTE(yw46 @ Aug 15 2016, 04:37 PM)
Just got a SMS inform me to collect my new HLB Wise Card in a KL branch I never visited.
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Call CS divert to the nearest branch or home add. I received the SMS today as well sending to my HLB home branch smile.gif
TakoC
post Aug 15 2016, 08:29 PM

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QUOTE(fruitie @ Aug 15 2016, 01:43 PM)
No worries for now. After this I don't know since Wise may face with revision soon. smile.gif
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Wait, a bit confused here.. So is the revision applicable or not? If really RM2k every month I wan cancel already. Impossible to bit la...
fruitie
post Aug 15 2016, 09:09 PM

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QUOTE(TakoC @ Aug 15 2016, 08:29 PM)
Wait, a bit confused here.. So is the revision applicable or not? If really RM2k every month I wan cancel already. Impossible to bit la...
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I mentioned "may", so there's a possibility but until now still no confirmation yet.
janson_kaniaz
post Aug 15 2016, 09:16 PM

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QUOTE(chezzcake2 @ Aug 15 2016, 10:58 AM)
i got friend working in HLB, will let u guys knw whether the rumors is real or not..
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any updates tongue.gif
TakoC
post Aug 15 2016, 09:54 PM

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QUOTE(fruitie @ Aug 15 2016, 09:09 PM)
I mentioned "may", so there's a possibility but until now still no confirmation yet.
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Got it..

But seems like a bit 'over' for the revision isn't it. From 10 transaction of RM50 (RM500) to RM2k per month.

Light to heavy usage. For sure they would lost a lot of users.
kelvinlzy
post Aug 15 2016, 09:56 PM

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QUOTE(TakoC @ Aug 15 2016, 09:54 PM)
Got it..

But seems like a bit 'over' for the revision isn't it. From 10 transaction of RM50 (RM500) to RM2k per month.

Light to heavy usage. For sure they would lost a lot of users.
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Maybe that is what they want? To revise and most of us would cut the card so they would reduce their loss?
edison1437
post Aug 16 2016, 08:35 AM

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QUOTE(fruitie @ Aug 15 2016, 03:31 PM)
It can be credited to CASA. So, I will be cancelling mine soon after receiving July cash back. However, I will check for my August cash back too before I cancel.
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the CB amount will still go to your card number

just need to call / email HLB to get them transfer to other card or bank account

I did that last year laugh.gif
chrischiang
post Aug 16 2016, 09:43 AM

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QUOTE(tonytyk @ Aug 13 2016, 10:50 AM)
They can transfer cash back to your account, if you give them your account
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hello! i aso been charged AF on this aug... i called cs regarding the cashback.. what she told me is.. they will submit my card cancelation and AF is not 100% waive..

and i cant get back any cashback from july/aug... i told her i have information somewhere else that can transfer caash back to bank acc... can u share where u got this information from??
fruitie
post Aug 16 2016, 09:46 AM

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QUOTE(edison1437 @ Aug 16 2016, 08:35 AM)
the CB amount will still go to your card number

just need to call / email HLB to get them transfer to other card or bank account

I did that last year  laugh.gif
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It will still go to my card even it is inactive card?
Thanks for the confirmation. I will proceed with my cancellation after receiving my July cash back. My statement date is on 27th and really pray hard nothing about AF suddenly pops up there... sweat.gif
tonytyk
post Aug 16 2016, 09:47 AM

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QUOTE(chrischiang @ Aug 16 2016, 09:43 AM)
hello! i aso been charged AF on this aug... i called cs regarding the cashback.. what she told me is.. they will submit my card cancelation and AF is not 100% waive..

and i cant get back any cashback from july/aug... i told her i have information somewhere else that can transfer caash back to bank acc... can u share where u got this information from??
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That was the HLB practice earlier, ie when you cancel the card the cash back will be paid to bank account that you need to provide to them.
haru20
post Aug 16 2016, 10:09 AM

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Dear All,

Under the Wise Card category utilities, does it include TM payment (ie: Unifi)?
Secondly if i do make my payment through UOBPayonline on my utilities ie: TNB & Syabas do i still get 10% CB or i have to pay through the respective platform?

(The above scenario is based on after 10 x RM50 transaction, 10% is unlock)

Your advice is much appreciated. Thank you.
fruitie
post Aug 16 2016, 10:19 AM

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QUOTE(haru20 @ Aug 16 2016, 10:09 AM)
Dear All,

Under the Wise Card category utilities, does it include TM payment (ie: Unifi)? No
Secondly if i do make my payment through UOBPayonline on my utilities ie: TNB & Syabas do i still get 10% CB or i have to pay through the respective platform? Yes via UOBPayOnline. Don't try to use others you may end up getting no cash back.

(The above scenario is based on after 10 x RM50 transaction, 10% is unlock)

Your advice is much appreciated. Thank you.
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Answered as above.
MGM
post Aug 16 2016, 10:23 AM

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QUOTE(fruitie @ Aug 16 2016, 09:46 AM)
It will still go to my card even it is inactive card?
Thanks for the confirmation. I will proceed with my cancellation after receiving my July cash back. My statement date is on 27th and really pray hard nothing about AF suddenly pops up there... sweat.gif
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My last 2 AF was charged on the 1-Sept n my next statement date is also 1-Sept. Don't know whether can call up CS to move d statement date a couple of days earlier so that this AF will appear in the next statement.
edison1437
post Aug 16 2016, 10:23 AM

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QUOTE(fruitie @ Aug 16 2016, 09:46 AM)
It will still go to my card even it is inactive card?
Thanks for the confirmation. I will proceed with my cancellation after receiving my July cash back. My statement date is on 27th and really pray hard nothing about AF suddenly pops up there... sweat.gif
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yes. even its inactive card. thumbsup.gif

I cancel it after I hit the limit.

then after cash back credit in just get them to transfer

it will appear as balance transfer after they transfer for you

Attached Image

This post has been edited by edison1437: Aug 16 2016, 10:29 AM
edison1437
post Aug 16 2016, 10:25 AM

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QUOTE(MGM @ Aug 16 2016, 10:23 AM)
My last 2 AF was charged on the 1-Sept n my next statement date is also 1-Sept. Don't know whether can call up CS to move d statement date a couple of days earlier so that this AF will appear in the next statement.
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As I know WISE card AF not able to reverse nor waived.....
If you dont want to pat AF better cancel it before they charge you
fruitie
post Aug 16 2016, 10:28 AM

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QUOTE(MGM @ Aug 16 2016, 10:23 AM)
My last 2 AF was charged on the 1-Sept n my next statement date is also 1-Sept. Don't know whether can call up CS to move d statement date a couple of days earlier so that this AF will appear in the next statement.
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It will not be fair to me when my approval date was 20s of September last year and if it is charged on 27th August. sad.gif

QUOTE(edison1437 @ Aug 16 2016, 10:23 AM)
yes. even its inactive card. thumbsup.gif

I cancel it after I hit the limit.

then after cash back credit in just get them to transfer
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So, isn't it better if I call now to cancel? Just in case it shows on my statement on 27th? Though I will only receive cash back on 28th... sad.gif
MGM
post Aug 16 2016, 10:30 AM

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QUOTE(edison1437 @ Aug 16 2016, 10:25 AM)
As I know WISE card AF not able to reverse nor waived.....
If you dont want to pat AF better cancel it before they charge you
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I was thinking if I move my statement date to 29-Aug and thereafter stop using the card, and when my AF appear in the next statement together with all my CB I will transfer the CB to my Mach account and cancel the card without paying the AF. Is this workable?

This post has been edited by MGM: Aug 16 2016, 10:30 AM
edison1437
post Aug 16 2016, 10:30 AM

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QUOTE(fruitie @ Aug 16 2016, 10:28 AM)
So, isn't it better if I call now to cancel? Just in case it shows on my statement on 27th? Though I will only receive cash back on 28th... sad.gif
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If I were you I'll just cancel it
saitong09
post Aug 16 2016, 10:32 AM

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QUOTE(MGM @ Aug 16 2016, 10:23 AM)
My last 2 AF was charged on the 1-Sept n my next statement date is also 1-Sept. Don't know whether can call up CS to move d statement date a couple of days earlier so that this AF will appear in the next statement.
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You can change the statement date, this will delay the AF payment by 1 month smile.gif

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