Thanks guys for the update. I will call to cancel mine too after I receive my cash back this month. I will ask them about my next cash back, how will it work. If they said I can't have it, I might keep it for the sake of my next cash back since I have earned so much for the past 1 year....

I don't have HLB savings account. I do have MACH credit card. Let's see.

Anyway, came back from Sam's Groceria Nu Sentral after having lunch at Sam's Deli.


This is the notice.
Checked with cashier ePay includes bills payments, TnG reloads and mobile reloads.
Doomed day.

Just want to share about Essential card, previously the minimum rebate is RM1, meaning any rebate amount under RM1 will be burned. Now after revising to 0.6% for the 1st RM5k, there is no minimum rebate amount. Any rebate amount will be credit in too

hello! i aso been charged AF on this aug... i called cs regarding the cashback.. what she told me is.. they will submit my card cancelation and AF is not 100% waive..

and i cant get back any cashback from july/aug... i told her i have information somewhere else that can transfer caash back to bank acc... can u share where u got this information from??

Good to know that as I just started using 12-digit on my UOBPayOnline and UOBPayOnline email is so fast, within few minutes I got everything in.

What's the error msg?

I would gladly pay for the AF but Sam's ceased the TnG and ePay unexpectedly and I have already spent RM 985 before it ceased.

Aiyo. You are lost. Nothing to do with CB revision. It's just that I want to cancel due to AF.

All of us pay our TNB/Syabas via UOBPayOnline and get cash back every month.

We haven't give impact yet, HLB give impact to us 1st, lol..

Overpaid during the MBB 100% CB promo.

checked my spending pattern, 1.3k in categories, 700 in other like insurance.

will move my insurance auto debit to WISE to get RM100 per card... still the highest rebate in RM so far... it is more manageable than apply 2 new cards and monitor 2 cards to get RM50 each card... at the end also get same RM100...

agree with you.
By percentage, PBB VS 6% more attractive.
By amount, WISE RM100 more attractive.

Depends on individual spending pattern, change the swipe strategy so we can earn highest rebate from banks.

if withdraw WISE, we can combine PBB VS + another 1 card (UOB ONE / CIMB Rebate / Maybank Ikhwan) to achieve  RM100 rebate.

HLB quite effective in card cancellation matter

7 Sep request to cancel WISE card via HLB　connect
9 Sep received reply from HLB
12 Sep, WISE account disappeared in my online banking

For those find difficult and high uncertainty in fulfilling the min RM2K spending better don't take risk. You might end up gain nothing. Better consider other CB card which can assure you getting the consistent amount of CB monthly. RM2K is a amount not easy and yet not too difficult to achieve (Depends on your spending pattern).

Guys, just got my wise card this month, but suddenly received sms & email regarding the revised term to entitle for cashback. instead of 10x swipe per month to RM2000 per month!! OMG.

y not max out Spt spending before new rule kicks in?

Actually lower entry... means the people are unlikely to hit 2k each month.... hence no need to pay out 10%....