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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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mamamia
post Feb 6 2017, 09:23 AM

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QUOTE(winner @ Jan 5 2017, 07:04 PM)
Same here. I made a purchase at Shopee during Monday wee hours but Public Bank online unbilled transaction shows it was transacted on Sunday instead. Anyway I have made a complaint to the bank.
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What is ur result of complaint?
BeastX
post Feb 6 2017, 09:50 AM

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QUOTE(MGM @ Feb 6 2017, 09:18 AM)
In delimma now, to pay now or later?
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QUOTE(cybpsych @ Feb 6 2017, 09:14 AM)
dont know about that.

i just called CS again.

recorded time is 6 Feb, 7:11am today.
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10am onwards should be ok.... but not 100% guaranteed.... in regards to paying by USD using Paypal...

This post has been edited by BeastX: Feb 6 2017, 09:51 AM
BeastX
post Feb 6 2017, 09:54 AM

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QUOTE(mamamia @ Feb 6 2017, 09:23 AM)
What is ur result of complaint?
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The result of my complaint... cannot change... even as the acknowledge as transaction at 6.30am... reason: unpredictable foreign currency...
mamamia
post Feb 6 2017, 10:23 AM

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QUOTE(BeastX @ Feb 6 2017, 09:54 AM)
The result of my complaint... cannot change... even as the acknowledge as transaction at 6.30am... reason: unpredictable foreign currency...
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i thought shopee is in MYR?
MGM
post Feb 6 2017, 10:49 AM

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QUOTE(BeastX @ Feb 6 2017, 09:50 AM)
10am onwards should be ok.... but not 100% guaranteed.... in regards to paying by USD using Paypal...
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San Francisco where CYBERSOURCE is based will only turn 6/2/17 at 4pm today Mysian time.
lilsunflower
post Feb 6 2017, 10:52 AM

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QUOTE(MGM @ Feb 6 2017, 09:18 AM)
In delimma now, to pay now or later?
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QUOTE(mamamia @ Feb 6 2017, 09:23 AM)
What is ur result of complaint?
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QUOTE(BeastX @ Feb 6 2017, 09:50 AM)
10am onwards should be ok.... but not 100% guaranteed.... in regards to paying by USD using Paypal...
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I did an RM10 Shopee transaction at 8.30am for testing purposes. After reading these posts, I called CS and they said its currently unposted, but the date on the system is 6 Feb. I then asked if it possible that the system will backdate it to 5 Feb upon posting...CS said no. Will just have to see if this is true.
SingKer
post Feb 6 2017, 12:20 PM

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QUOTE(cybpsych @ Feb 6 2017, 07:48 AM)
read the t&c. all answers are in there.
where do you perform epay transactions?

epay portal itself can make payment.
merchants using epay also can make payment. <-- definitely not categorized as "online"
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As a customer using epay portal to buy Digi, Maxis reload and some gaming credits etc, I think it is consider online transactions right?

I didn't see the list in 1st page eligibility got mentioned about Epay portal, hence I am asking to double confirm icon_question.gif
cybpsych
post Feb 6 2017, 12:48 PM

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QUOTE(SingKer @ Feb 6 2017, 12:20 PM)
As a customer using epay portal to buy Digi, Maxis reload and some gaming credits etc, I think it is consider online transactions right?

I didn't see the list in 1st page eligibility got mentioned about Epay portal, hence I am asking to double confirm  icon_question.gif
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cuz no one tried buying there.

perhaps you can try and feedback here.
BeastX
post Feb 6 2017, 01:17 PM

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QUOTE(lilsunflower @ Feb 6 2017, 10:52 AM)
I did an RM10 Shopee transaction at 8.30am for testing purposes. After reading these posts, I called CS and they said its currently unposted, but the date on the system is 6 Feb. I then asked if it possible that the system will backdate it to 5 Feb upon posting...CS said no. Will just have to see if this is true.
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Should not be a problem with MYR... even with using paypal... in the early hours... let's see your (experience) report
lilsunflower
post Feb 6 2017, 01:24 PM

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QUOTE(BeastX @ Feb 6 2017, 01:17 PM)
Should not be a problem with MYR... even with using paypal... in the early hours... let's see your (experience) report
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On a related note... I just checked back my previous CIMB and PBB online statements, as I believe Zalora also uses Cybersource to process, and this is what occurred:

Transactions done at 3.12am (CIMB) and 3.45am (PBB) on 2 February show transaction date on 1 February!!!

Based on the above, to be cautious, it is a bad idea to transaction at 3am if you want to qualify for the CB.

Now, we have to wait and see what is the "cut off time" for it to be posted on the correct day. My transaction today was 8.30am, so I will report back on what transaction date is actually posted.

If other forummers are transacting using Cybersource (e.g. Shopee and Zalora), please report your actual transaction date (in Malaysian time) and the posted transaction date (based on your statement). Through trial and error we may be able to determine what is the safe "cut off time".
MGM
post Feb 6 2017, 01:39 PM

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QUOTE(SingKer @ Feb 6 2017, 12:20 PM)
As a customer using epay portal to buy Digi, Maxis reload and some gaming credits etc, I think it is consider online transactions right?

I didn't see the list in 1st page eligibility got mentioned about Epay portal, hence I am asking to double confirm  icon_question.gif
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If u have already done these, u can always check with d CS, if OK then this will be another option to get CB.
BeastX
post Feb 6 2017, 02:08 PM

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QUOTE(lilsunflower @ Feb 6 2017, 01:24 PM)
On a related note... I just checked back my previous CIMB and PBB online statements, as I believe Zalora also uses Cybersource to process, and this is what occurred:

Transactions done at 3.12am (CIMB) and 3.45am (PBB) on 2 February show transaction date on 1 February!!!

Based on the above, to be cautious, it is a bad idea to transaction at 3am if you want to qualify for the CB.
» Click to show Spoiler - click again to hide... «
With CIMB.... it's California's time... which is 3pm (non-DST)...4pm with DST.... with USD paypal

This post has been edited by BeastX: Feb 6 2017, 02:10 PM
lilsunflower
post Feb 6 2017, 03:43 PM

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QUOTE(BeastX @ Feb 6 2017, 02:08 PM)
With CIMB.... it's California's time... which is 3pm (non-DST)...4pm with DST.... with USD paypal
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I did another Zalora transaction in MYR (using CIMB CC via Cybersource) at 3.40PM on 1 February. This was correctly recorded as 1 February in my CIMB statement.
MGM
post Feb 6 2017, 03:55 PM

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QUOTE(lilsunflower @ Feb 6 2017, 03:43 PM)
I did another Zalora transaction in MYR (using CIMB CC via Cybersource) at 3.40PM on 1 February. This was correctly recorded as 1 February in my CIMB statement.
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I will make a Maxis payment at 4pm today.
mamamia
post Feb 6 2017, 04:08 PM

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QUOTE(MGM @ Feb 6 2017, 03:55 PM)
I will make a Maxis payment at 4pm today.
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ur maxis payment is via Maxis Pay? If yes, I never have issue on timing for payment made through MaxisPay.. Normally i pay early morning aropund 9am..
MGM
post Feb 6 2017, 04:21 PM

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QUOTE(mamamia @ Feb 6 2017, 04:08 PM)
ur maxis payment is via Maxis Pay? If yes, I never have issue on timing for payment made through MaxisPay.. Normally i pay early morning aropund 9am..
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But previously was the payment gateway the same, ie Cybersource? The payment page looked diff.
cybpsych
post Feb 6 2017, 04:28 PM

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QUOTE(MGM @ Feb 6 2017, 04:21 PM)
But previously was the payment gateway the same, ie Cybersource? The payment page looked diff.
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which part different? after trigger payment, it directly load PBB's OTP page.
mamamia
post Feb 6 2017, 04:30 PM

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QUOTE(MGM @ Feb 6 2017, 04:21 PM)
But previously was the payment gateway the same, ie Cybersource? The payment page looked diff.
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QUOTE(cybpsych @ Feb 6 2017, 04:28 PM)
which part different? after trigger payment, it directly load PBB's OTP page.
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I didnt make any payment this month for MaxisPay... my last transaction was done on 9 Jan..
cybpsych
post Feb 6 2017, 04:46 PM

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QUOTE(mamamia @ Feb 6 2017, 04:30 PM)
I didnt make any payment this month for MaxisPay... my last transaction was done on 9 Jan..
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MGM's concern is that "someone mentioned maxispay transaction recorded as yesterday due to us-based CYBERSOURCE payment gateway?"

if u follow the discussion earlier, i already paid using maxispay this morning at 7am+. called PBB CS, verified the transaction captured as today's date 6-Feb, 7:11am.

now, MGM said "the payment page looked diff.", so my question was which part of the page is different as the payment automatically trigger PBB's OTP page. if you cc detail is stored in maxispay, there is no intermediate page for you to key-in.


update: i guess the page in question is the one below. this is assuming you are paying manually by entering cc detail.

user posted image

This post has been edited by cybpsych: Feb 6 2017, 04:51 PM
lilsunflower
post Feb 6 2017, 04:55 PM

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Btw, my test transaction for Shopee today was to Digi postpaid using seller Kuching1. Got 1% rebate and super professional and fast. Good communication and payment done within half an hour.

Am testing other sellers too. One hasn't responded to me since Saturday... Which is worrying.

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