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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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Kaka23
post Feb 2 2017, 05:07 PM

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QUOTE(sms2u @ Feb 2 2017, 03:42 PM)
whbil u want to pay?
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pay insurance premium..
Human Nature
post Feb 2 2017, 05:08 PM

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QUOTE(ytan053 @ Feb 2 2017, 04:17 PM)
For TNB, to be eligible for the 1million swipe promo, i use shopee only and not uob payonline.
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And that is the answer
yyie
post Feb 2 2017, 06:07 PM

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QUOTE(MGM @ Feb 2 2017, 04:07 PM)
How u paid your water n tnb bills? Paying tnb bills thru payonline n mytnb r not eligible.
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water bill through m2u linked with pbb card....
TNB through uobpayonline (which i just learned that it does not eligible for 1million cashback promo)....

the concern now is only TIME payment.... biggrin.gif
MGM
post Feb 2 2017, 06:43 PM

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QUOTE(ytan053 @ Feb 2 2017, 04:17 PM)
Unfortunately I could not pay my water bills via cc since it is paid to the condo JMC.

For TNB, to be eligible for the 1million swipe promo, i use shopee only and not uob payonline.
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Pls share with us your experience using shopee to pay tnb bills.
kevyeoh
post Feb 2 2017, 06:51 PM

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for the 1mil swipe promo...even if you have supp card...it is combined with principal and you get to enjoy up to 1k expenditure (RM50 cashback) only right?
celaw
post Feb 2 2017, 06:52 PM

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You all use which seller in Shopee to make bill payment?
MGM
post Feb 2 2017, 06:54 PM

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QUOTE(kevyeoh @ Feb 2 2017, 06:51 PM)
for the 1mil swipe promo...even if you have supp card...it is combined with principal and you get to enjoy up to 1k expenditure (RM50 cashback) only right?
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Yes
drbone
post Feb 2 2017, 07:18 PM

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QUOTE(kevyeoh @ Feb 2 2017, 06:51 PM)
for the 1mil swipe promo...even if you have supp card...it is combined with principal and you get to enjoy up to 1k expenditure (RM50 cashback) only right?
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Yes and the weekly cashback from supp card will only be seen in your principal card statement, NOT your supp card's statement.
mamamia
post Feb 2 2017, 09:11 PM

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Can I know shopee posting date take how long? If I pay today, when will it get posted in PBB?
truelife
post Feb 2 2017, 11:37 PM

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I wonder what the sellers at shopee could make by helping buyers to pay utility bills!?
ytan053
post Feb 3 2017, 10:32 AM

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QUOTE(Human Nature @ Feb 2 2017, 05:08 PM)
And that is the answer
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It was my shopee spending (RM373.90 - no TNB spending for that particular day) that made me eligible for the RM10 cash back. I dont think buying tnb bills via Shopee is tagged as utilities as it was all lumped together and shown in the statement as Shopee Malaysia SINGAPORE SG.

Still waiting for a reply from PBB
ytan053
post Feb 3 2017, 10:35 AM

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QUOTE(opticc @ Feb 3 2017, 01:24 AM)
i use  MarkJS , best price compare others.
Pay bill RM500 , you save RM8, he charged 492.

got shopee guarantee, quite safe. seller cannot get your money
if you dont confirm bill paid.
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Concur with you! I click on all the TNB, Maxis, U Mobile, TM Unifi bills one by one and found that MarkJS is the best for TNB, followed by lkloke which is 1.5% (For Maxis, Unifi and TM Unifi, pay RM500 and the bill payment is RM507.5)

For U Mobile, it is sweetskylal who offers 12% discount (reload RM100 but only pay RM88).
ytan053
post Feb 3 2017, 10:52 AM

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QUOTE(MGM @ Feb 2 2017, 06:43 PM)
Pls share with us your experience using shopee to pay tnb bills.
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It is great if you pay the bills in one combination, i.e. buy a RM500 bill and you can choose RM100 for Maxis account 1, RM50 for Maxis account 2, RM50 for Maxis Fibre Net, RM80 for TM Unifi, RM120 for TNB account 1, RM100 for U Mobile Account 1 etc.

When I started, I didnt pay in combination bill, which is unwise, because I need to look for the TNB bill seller, Maxis bill seller one by one to get the best/ highest discount. It was more hectic for me as I need to see which bill (TNB/ Maxis etc) account to pay and how much to buy from which buyer.

For my telecommunication (Maxis, U Mobile) bills, only need to give the hp no. and the amount to be paid.

For my utilities bill (TNB) and TM Unifi, only need to give the TNB/ TM Unifi account no. and the amount to be paid. There is one user who asked for the bill no./ invoice no.

For combination bill, you just need to give the details of the respective service provider. AFter making payment, and once the seller has been notified, they will confirm with you again is it for this hp no. xxx or account no. xxx etc. Some will proceed with payment once you have confirmed while some will just proceed with the payment if they didnt hear from you. As long as you have given the necessary details (account no./ hp no. and amount), they will process the payment on that day itself. When you check your account (e.g. via Maxis portal, TNB portal etc), it will be reflected immediately with the payment that they have made.

One of the convenient thing about shopee is that you just need to add all the bill payments into your shopping cart, after that just make payment and the OTP is sent ONCE to your hp, unlike uobpayonline whereby OTP is sent for each account. Hence it only appears as one line (Shopee) in your credit card statement if OTP is sent once.

Overall, I am happy and satisfied with all the sellers that I have dealth with, it is just an additional 1% to 1.6% of discount on your bill but the additional RM can be used in other bills payment. The best part is that for the 1 million swipe campaign, when you pay the TNB bills via Shopee, you can enjoy the 5% cash back (although I have still yet to see the cash back on my TNB bill yet since i did it at Week 14 Monday.
Human Nature
post Feb 3 2017, 10:56 AM

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QUOTE(ytan053 @ Feb 3 2017, 10:32 AM)
It was my shopee spending (RM373.90 - no TNB spending for that particular day) that made me eligible for the RM10 cash back. I dont think buying tnb bills via Shopee is tagged as utilities as it was all lumped together and shown in the statement as Shopee Malaysia SINGAPORE SG.

Still waiting for a reply from PBB
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Noted, interested to know why too.

btw, do use multi quote next time.
ytan053
post Feb 3 2017, 10:59 AM

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QUOTE(truelife @ Feb 2 2017, 11:37 PM)
I wonder what the sellers at shopee could make by helping buyers to pay utility bills!?
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I think as a seller, apart from the commission, you can get cash back without spending your own money. Imagine a person with 10 PBVS, to earn side income and maximise the cash back, he/she just need to pay a total of RM8,333.33 (RM833.33 x 10) of bills who are requested from the buyers (without forking out his/her own money), he/she can get pocket money of RM500 (RM50 cash back x 10 cards).

By giving additional 1% - 2% to the buyer, more buyers will come to you to buy your products instead of those who offer no discount on bill payment. So far cant find any seller who offers up to 2% discount bill, the highest is 1.6%. At 1.6% discount, seller is absorbing cost of RM133.33. With the income of RM500, it is still a net income of RM366.67.

Seller only need to take the trouble to liaise with the buyer, make payments for the buyers, and not sure what other administrative work. This is one of the reason that I thought of for sellers at shopee who did that. You might wanna PM sms2u for more details and to understand the reason to start this business.
cybpsych
post Feb 3 2017, 11:14 AM

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QUOTE(ytan053 @ Feb 3 2017, 10:52 AM)
It is great if you pay the bills in one combination, i.e. buy a RM500 bill and you can choose RM100 for Maxis account 1, RM50 for Maxis account 2, RM50 for Maxis Fibre Net, RM80 for TM Unifi, RM120 for TNB account 1, RM100 for U Mobile Account 1 etc.

...
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which seller do u recommend doing combi bill payment with best discount?

my other worries is shopee's transaction date is off few days. if i'm targeting pbb's 1mil promo, i want it to be transacted exactly on MONDAY and preferably posted on MONDAY as well biggrin.gif



p/s: I wonder if someone is allowed to create a new discussion thread only for Shopee Tips & Recommendations and how to optimize using CC hmm.gif

This post has been edited by cybpsych: Feb 3 2017, 11:16 AM
ytan053
post Feb 3 2017, 11:27 AM

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QUOTE(Human Nature @ Feb 3 2017, 10:56 AM)
Noted, interested to know why too.

btw, do use multi quote next time.
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Ok, practising to use that now, didnt know how to use it before today.


QUOTE(cybpsych @ Feb 3 2017, 11:14 AM)
which seller do u recommend doing combi bill payment with best discount?

my other worries is shopee's transaction date is off few days. if i'm targeting pbb's 1mil promo, i want it to be transacted exactly on MONDAY and preferably posted on MONDAY as well biggrin.gif
p/s: I wonder if someone is allowed to create a new discussion thread only for Shopee Tips & Recommendations and how to optimize using CC  hmm.gif
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My posting date was 2 days later but I still get the CB for Week 12 for shopee spending on a Monday. So I have been using SHopee to hit the RM1k / RM500 on Monday.

Depending on which bills you are looking at, it might change from time to time (some best seller might no longer have the product available and some other buyer might come up with a higher discount). During my last payment, the best for my bills were:-

1) U Mobile - seller "sweetskylal", Reload RM100 but I only pay RM88. That's the highest CB i have seen - 12%, on top of the 6% + 5% with PBVS on Monday.

2) TNB - seller "markjs94", value of the bill payment is RM500 but payment required from buyer is RM492 (1.6%).

3) a) Maxis, Unifi, TNB - seller "lsloke", value of the bill is RM507.50, payment required from buyer is RM500 (1.5%).
b) Unifi, TNB - seller "markjs94", value of the bill is RM200 but payment required from buyer is RM197 (1.5%).

4) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is RM1,000, payment required from buyer is RM988 (1.2%).

5) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is a) RM100 b) RM500, payment required from buyer is a) RM99 b) RM495 (1.0%).

Another TNB bill seller - "viva4ever", value of the bill is 50, payment required from buyer is RM49.50 (1.0%)

I will normally start surveying the bill product one by one and add the the product into my shopping cart. Comes Monday, I will double check my shopping cart and then make the payment.

This post has been edited by ytan053: Feb 3 2017, 11:31 AM
cybpsych
post Feb 3 2017, 12:00 PM

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QUOTE(ytan053 @ Feb 3 2017, 11:27 AM)
Ok, practising to use that now, didnt know how to use it before today.
My posting date was 2 days later but I still get the CB for Week 12 for shopee spending on a Monday. So I have been using SHopee to hit the RM1k / RM500 on Monday.

Depending on which bills you are looking at, it might change from time to time (some best seller might no longer have the product available and some other buyer might come up with a higher discount). During my last payment, the best for my bills were:-

1) U Mobile - seller "sweetskylal", Reload RM100 but I only pay RM88. That's the highest CB i have seen - 12%, on top of the 6% + 5% with PBVS on Monday.

2) TNB - seller "markjs94", value of the bill payment is RM500 but payment required from buyer is RM492 (1.6%).

3) a) Maxis, Unifi, TNB - seller "lsloke", value of the bill is RM507.50, payment required from buyer is RM500 (1.5%).
    b) Unifi, TNB - seller "markjs94", value of the bill is RM200 but payment required from buyer is RM197 (1.5%).

4) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is RM1,000, payment required from buyer is RM988 (1.2%).

5) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is a) RM100 b) RM500, payment required from buyer is a) RM99 b) RM495 (1.0%).

Another TNB bill seller - "viva4ever", value of the bill is 50, payment required from buyer is RM49.50 (1.0%)

I will normally start surveying the bill product one by one and add the the product into my shopping cart. Comes Monday, I will double check my shopping cart and then make the payment.
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thanks for the tips. been checking out U Mobile - seller "sweetskylal", still trying to find the page laugh.gif laugh.gif will keep digging. thanks again.
sysy
post Feb 3 2017, 04:21 PM

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QUOTE(lilsunflower @ Nov 30 2016, 10:10 PM)
Just received my Lock&Lock free gift for supplementary card smile.gif

This is my 4th supplementary card gift from PBB. Really happy!!
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can i know the lock n lock u received is glass type?
celaw
post Feb 3 2017, 08:57 PM

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What is the timing to pay utilities through shopee on Monday to ensure the transaction date is monday? 1am midnight? 7am? 3pm?

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