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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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drbone
post Feb 3 2017, 11:49 PM

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QUOTE(ytan053 @ Feb 3 2017, 11:27 AM)
Ok, practising to use that now, didnt know how to use it before today.
My posting date was 2 days later but I still get the CB for Week 12 for shopee spending on a Monday. So I have been using SHopee to hit the RM1k / RM500 on Monday.

Depending on which bills you are looking at, it might change from time to time (some best seller might no longer have the product available and some other buyer might come up with a higher discount). During my last payment, the best for my bills were:-

1) U Mobile - seller "sweetskylal", Reload RM100 but I only pay RM88. That's the highest CB i have seen - 12%, on top of the 6% + 5% with PBVS on Monday.

2) TNB - seller "markjs94", value of the bill payment is RM500 but payment required from buyer is RM492 (1.6%).

3) a) Maxis, Unifi, TNB - seller "lsloke", value of the bill is RM507.50, payment required from buyer is RM500 (1.5%).
    b) Unifi, TNB - seller "markjs94", value of the bill is RM200 but payment required from buyer is RM197 (1.5%).

4) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is RM1,000, payment required from buyer is RM988 (1.2%).

5) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is a) RM100 b) RM500, payment required from buyer is a) RM99 b) RM495 (1.0%).

Another TNB bill seller - "viva4ever", value of the bill is 50, payment required from buyer is RM49.50 (1.0%)

I will normally start surveying the bill product one by one and add the the product into my shopping cart. Comes Monday, I will double check my shopping cart and then make the payment.
*
Thanks for the summary, might actually pre-pay my TNB bill on Monday to reap the benefit.

Kaka23
post Feb 5 2017, 09:45 AM

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Got my cash bank bonus smile.gif

RM47.22
Kaka23
post Feb 5 2017, 09:48 AM

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I have yet to receive my hardcopy statement... is it because I got online PB to check my credit card transaction the reason they will not send me the hardcopy?
tonytyk
post Feb 5 2017, 10:04 AM

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This post has been edited by tonytyk: Feb 5 2017, 11:37 AM
tonytyk
post Feb 5 2017, 10:05 AM

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QUOTE(ytan053 @ Feb 3 2017, 11:27 AM)
Ok, practising to use that now, didnt know how to use it before today.
My posting date was 2 days later but I still get the CB for Week 12 for shopee spending on a Monday. So I have been using SHopee to hit the RM1k / RM500 on Monday.

Depending on which bills you are looking at, it might change from time to time (some best seller might no longer have the product available and some other buyer might come up with a higher discount). During my last payment, the best for my bills were:-

1) U Mobile - seller "sweetskylal", Reload RM100 but I only pay RM88. That's the highest CB i have seen - 12%, on top of the 6% + 5% with PBVS on Monday.

2) TNB - seller "markjs94", value of the bill payment is RM500 but payment required from buyer is RM492 (1.6%).

3) a) Maxis, Unifi, TNB - seller "lsloke", value of the bill is RM507.50, payment required from buyer is RM500 (1.5%).
    b) Unifi, TNB - seller "markjs94", value of the bill is RM200 but payment required from buyer is RM197 (1.5%).

4) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is RM1,000, payment required from buyer is RM988 (1.2%).

5) Combination for Unifi, Maxis, TNB, U Mobile - seller "smsbusiness2u", value of the bill is a) RM100 b) RM500, payment required from buyer is a) RM99 b) RM495 (1.0%).

Another TNB bill seller - "viva4ever", value of the bill is 50, payment required from buyer is RM49.50 (1.0%)

I will normally start surveying the bill product one by one and add the the product into my shopping cart. Comes Monday, I will double check my shopping cart and then make the payment.
*
Can we pay quit rent/cukai tanah (pejabat tanah & galian selangor) using shopee?
drbone
post Feb 5 2017, 10:59 AM

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QUOTE(tonytyk @ Feb 5 2017, 10:05 AM)
Can we pay quit rent/cukai tanah (pejabat tanah & galian selangor) using shopee?
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I tried asking but the Shopee representative said it's not covered.
cybpsych
post Feb 5 2017, 11:13 AM

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QUOTE(Kaka23 @ Feb 5 2017, 09:45 AM)
Got my cash bank bonus smile.gif

RM47.22
*
QUOTE(Kaka23 @ Feb 5 2017, 09:48 AM)
I have yet to receive my hardcopy statement... is it because I got online PB to check my credit card transaction the reason they will not send me the hardcopy?
*
when did u first receive the card?


since u just gotten the monthly cashback, i guess your statement date is 4th?

if you are expecting to receive the Feb hardcopy statement, u need to wait for few days to get it printed, delivered to you, right?




is it because I got online PB to check my credit card transaction the reason they will not send me the hardcopy

having PBe online banking to check card transaction has nothing to do with statement generation.

However, if you registered e-Statement, then bank will not send hardcopy statement to you.

READ

user posted image

Kaka23
post Feb 5 2017, 04:25 PM

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QUOTE(cybpsych @ Feb 5 2017, 11:13 AM)
when did u first receive the card?
since u just gotten the monthly cashback, i guess your statement date is 4th?

if you are expecting to receive the Feb hardcopy statement, u need to wait for few days to get it printed, delivered to you, right?
is it because I got online PB to check my credit card transaction the reason they will not send me the hardcopy

having PBe online banking to check card transaction has nothing to do with statement generation.

However, if you registered e-Statement, then bank will not send hardcopy statement to you.

READ

user posted image
*
I received my card early Jan.. I saw gof cash back on 4-Feb. Means 4-Feb is statement date is it?

I guess i did not register for e statement online..

Thank you so much..
cybpsych
post Feb 5 2017, 06:49 PM

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QUOTE(Kaka23 @ Feb 5 2017, 04:25 PM)
I received my card early Jan.. I saw gof cash back on 4-Feb. Means 4-Feb is statement date is it?

I guess i did not register for e statement online..

Thank you so much..
*
u should see the statement date from...

1) the official letter that came with the card.
2) PBe internet banking under Credit Card Details.

registering eStatement disable the hardcopy but email the pdf to your email. however the email is password-protected. just follow the instruction from the email content.

you can also download the eStatement from PBe easily. the PDF is not password-protected.
drbone
post Feb 6 2017, 01:34 AM

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To recap , the 5% promo cashback is only entitled to 1 principal card holder regardless of the amount of supplementary cards he has? Means in 1 week , max CB is rm50? Correct ?


This post has been edited by drbone: Feb 6 2017, 08:15 AM
SingKer
post Feb 6 2017, 01:46 AM

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May I know E-pay transactions eligible for the online cash rebate?
LostAndFound
post Feb 6 2017, 07:08 AM

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QUOTE(ytan053 @ Feb 3 2017, 10:35 AM)
Concur with you! I click on all the TNB, Maxis, U Mobile, TM Unifi bills one by one and found that MarkJS is the best for TNB, followed by lkloke which is 1.5% (For Maxis, Unifi and TM Unifi, pay RM500 and the bill payment is RM507.5)

For U Mobile, it is sweetskylal who offers 12% discount (reload RM100 but only pay RM88).
*
Found that seller but right now is RM92. Still very worth it though.
cybpsych
post Feb 6 2017, 07:48 AM

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QUOTE(drbone @ Feb 6 2017, 01:34 AM)
To recap , the 5% promo cashback is only entitled to 1 principal card holder regardless of the amount of supplementary cards he has? Means in 1 week , max CB is rm50? Correct ?
*
read the t&c. all answers are in there.

QUOTE(SingKer @ Feb 6 2017, 01:46 AM)
May I know E-pay transactions eligible for the online cash rebate?
*
where do you perform epay transactions?

epay portal itself can make payment.
merchants using epay also can make payment. <-- definitely not categorized as "online"
drbone
post Feb 6 2017, 08:15 AM

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[quote=cybpsych,Feb 6 2017, 07:48 AM]
read the t&c. all answers are in there.
Yup thanks. Just read them.


sentry68
post Feb 6 2017, 08:45 AM

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For those using UOBpayonline for your bill payment to take advantage of the 6% monthly + 5% weekly cashback promotion, please check your email notification if all your transactions were approved to avoid missing the 5% weekly cashback!

My personal experience: using UOB payonline to pay 2 celcom and 1 maxis bills at once after midmight last night, everything went as expected with 3 OTP (1 for each bill). Wanted to pay Astro bill but system was down. Tried to pay again early this morning at home but received unsuccessful payment message after enter OTP - 3 attempt and all failed. Tried again to pay an hour later at office, similar issue encountered. Checked UOBPayonline email notification and noticed that the 3rd transaction (for Maxis bill) was not approved. Tried to pay through UOBPayonline and Maxis portal - all failed after entering the OTP. Tried to pay other bills - all unsuccessful as well after entering OTP.

Called PBB customer service, CS mentioned my card was blocked due to too many transactions within a short period of time - asked for the definition of "too many transactions within a short period of time and if this is a new algorithm that PBB just implemented, CS said it was implemented since Nov'16 and is defined as 3 transactions within a minute. Don't know if the CS is telling the truth or just to "entertain" my query but I don't believe what the CS said as I've been doing the same type of transaction (3 or more bill payments within a minute through UOBPayonline) for last few months.

So - do check your email notification if your bill payment through UOBpayonline went through successfully to avoid missing the 5% weekly cashback.
MGM
post Feb 6 2017, 09:06 AM

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I cancelled payint my Maxis bill just now when I notice it's portal uses US-based CYBERSOURCE as payment gateway. Whoever has tried pls share how was d transaction date recorded?
cybpsych
post Feb 6 2017, 09:07 AM

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QUOTE(sentry68 @ Feb 6 2017, 08:45 AM)
For those using UOBpayonline for your bill payment to take advantage of the 6% monthly + 5% weekly cashback promotion, please check your email notification if all your transactions were approved to avoid missing the 5% weekly cashback!

My personal experience: using UOB payonline to pay 2 celcom and 1 maxis bills at once after midmight last night, everything went as expected with 3 OTP (1 for each bill).  Wanted to pay Astro bill but system was down.  Tried to pay again early this morning at home but received unsuccessful payment message after enter OTP - 3 attempt and all failed.  Tried again to pay an hour later at office, similar issue encountered.  Checked UOBPayonline email notification and noticed that the 3rd transaction (for Maxis bill) was not approved.  Tried to pay through UOBPayonline and Maxis portal - all failed after entering the OTP.  Tried to pay other bills - all unsuccessful as well after entering OTP.

Called PBB customer service, CS mentioned my card was blocked due to too many transactions within a short period of time - asked for the definition of "too many transactions within a short period of time and if this is a new algorithm that PBB just implemented, CS said it was implemented since Nov'16 and is defined as 3 transactions within a minute.  Don't know if the CS is telling the truth or just to "entertain" my query but I don't believe what the CS said as I've been doing the same type of transaction (3 or more bill payments within a minute through UOBPayonline) for last few months.

So  - do check your email notification if your bill payment through UOBpayonline went through successfully to avoid missing the 5% weekly cashback.
*
could be uobpayonline's issue.


this morning around 7am+, i've paid 9 bill payments:

1x astro @ astro portal (principal card)
1x maxis @ maxispay (principal card)
2x umobile @ umobile portal (principal card)
4x webe digital @ webe portal (supp card #1)
1x unifi @ mytm portal (supp card #2)

all total RM1,000.00.


occasionally, i will get SMS alert for multiple transactions in short period: "RM0.00 Multiple usage on your card ending xxxx, latest @ <merchant name> RMxx.xx FEB06 07:25am. Pls call Public Bank if you didn't use it"

I dont get this reminder if i delay a bit, cuz i need to login to each self care portal to pay laugh.gif


after reading your post, i quickly call PBB CS to verify all transactions + amount are recorded in each card. so far, no issue, all captured in their system.


QUOTE(MGM @ Feb 6 2017, 09:06 AM)
I cancelled payint my Maxis bill just now when I notice it's portal uses US-based CYBERSOURCE as payment gateway. Whoever has tried pls share how was d transaction date recorded?
*
didnt notice any odd behavior just now, but i didnt observe where it redirected to.

email info after payment:
user posted image

This post has been edited by cybpsych: Feb 6 2017, 09:11 AM
MGM
post Feb 6 2017, 09:13 AM

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QUOTE(cybpsych @ Feb 6 2017, 09:07 AM)
could be uobpayonline's issue.
this morning around 7am+, i've paid 9 bill payments:

1x astro @ astro portal (principal card)
1x maxis @ maxispay (principal card)
2x umobile @ umobile portal (principal card)
4x webe digital @ webe portal (supp card #1)
1x unifi @ mytm portal (supp card #2)

all total RM1,000.00.
occasionally, i will get SMS alert for multiple transactions in short period: "RM0.00 Multiple usage on your card ending xxxx, latest @ <merchant name> RMxx.xx FEB06 07:25am. Pls call Public Bank if you didn't use it"

I dont get this reminder if i delay a bit, cuz i need to login to each self care portal to pay  laugh.gif
after reading your post, i quickly call PBB CS to verify all transactions + amount are recorded in each card. so far, no issue, all captured in their system.
didnt notice any odd behavior just now, but i didnt observe where it redirected to.

email info after payment:
user posted image
*
Someone mentioned maxispay transaction recorded as yesterday due to us-based CYBERSOURCE payment gateway?
cybpsych
post Feb 6 2017, 09:14 AM

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QUOTE(MGM @ Feb 6 2017, 09:13 AM)
Someone mentioned maxispay transaction recorded as yesterday due to us-based CYBERSOURCE payment gateway?
*
dont know about that.

i just called CS again.

recorded time is 6 Feb, 7:11am today.
MGM
post Feb 6 2017, 09:18 AM

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QUOTE(winner @ Jan 6 2017, 08:31 PM)
I know the reason. Shopee is just like Lazada, both use Cybersource, a payment management company in California. California is about 16 hours behind Malaysia. Paypal HQ is also based in California.
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QUOTE(cybpsych @ Feb 6 2017, 09:14 AM)
dont know about that.

i just called CS again.

recorded time is 6 Feb, 7:11am today.
*
In delimma now, to pay now or later?

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