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 Official Honda Civic 10th Gen Owner/Fans Club V1, Turbo kick in yo...

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GeekinE90
post Jul 13 2016, 04:31 PM

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QUOTE(nm7 @ Jul 13 2016, 05:26 PM)
Actually, i think genuine leather is easier to care for than alcantara. At least you can buy leather care products while i think there is none for Alcantara.

If care is taken, leather will take quite a bit long to crack.

I actually like alcantara, but usually just not on my daily driver.
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Volume for Alcantara is much smaller vs. leather so much harder to find cleaning products for it. You can check with Sonax Malaysia (on FB) for this:

user posted image

I have used Sonax products for years and they are excellent for the $$$. Many German car manufacturers (BMW, Audi etc) OEM their cleaning products and brand it as their own.
GeekinE90
post Jul 13 2016, 04:31 PM

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*deleted double post*

This post has been edited by GeekinE90: Jul 13 2016, 04:31 PM
SUSnm7
post Jul 13 2016, 04:33 PM

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QUOTE(GeekinE90 @ Jul 13 2016, 04:31 PM)
Volume for Alcantara is much smaller vs. leather so much harder to find cleaning products for it.  You can check with Sonax Malaysia (on FB) for this:

user posted image

I have used Sonax products for years and they are excellent for the $$$.  Many German car manufacturers (BMW, Audi etc)  OEM their cleaning products and brand it as their own.
*
Cools. Anyways, i only have it on my steering. Which is just wipe with a slightly damped cloth most of the time.
lionking7791
post Jul 13 2016, 04:40 PM

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The OPR has been reduced by bank negara, hopefully bank will revise the car loan interest, luckily I haven't signed the agreement yet.

This post has been edited by lionking7791: Jul 13 2016, 04:40 PM
SUSnm7
post Jul 13 2016, 04:47 PM

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QUOTE(lionking7791 @ Jul 13 2016, 04:40 PM)
The OPR has been reduced by bank negara, hopefully bank will revise the car loan interest, luckily I haven't signed the agreement yet.
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It was just announced a couple of hours ago. It won't affect so fast right.
lionking7791
post Jul 13 2016, 04:50 PM

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QUOTE(nm7 @ Jul 13 2016, 04:47 PM)
It was just announced a couple of hours ago. It won't affect so fast right.
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Don't know, asking my SA to nego with bank for better lower rate.
shinchan^^
post Jul 13 2016, 04:50 PM

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QUOTE(lionking7791 @ Jul 13 2016, 04:50 PM)
Don't know, asking my SA to nego with bank for better lower rate.
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let me know also if there is an adjustment
SUSnm7
post Jul 13 2016, 04:51 PM

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QUOTE(lionking7791 @ Jul 13 2016, 04:50 PM)
Don't know, asking my SA to nego with bank for better lower rate.
*
QUOTE(shinchan^^ @ Jul 13 2016, 04:50 PM)
let me know also if there is an adjustment
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SA's worst nightmare is going to happen soon.
TShihihehe
post Jul 13 2016, 04:52 PM

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QUOTE(nm7 @ Jul 13 2016, 04:47 PM)
It was just announced a couple of hours ago. It won't affect so fast right.
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also depends on bank
heard maybank was the fastest but still will take time to reflect the rate
lionking7791
post Jul 13 2016, 04:53 PM

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QUOTE(nm7 @ Jul 13 2016, 04:51 PM)
SA's worst nightmare is going to happen soon.
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Whatsapp him already, no reply yet, maybe many peoples start calling them. Hahaha tongue.gif
knwong
post Jul 13 2016, 04:55 PM

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How much can you save?
sanggilisamba
post Jul 13 2016, 04:59 PM

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QUOTE(lionking7791 @ Jul 13 2016, 04:40 PM)
The OPR has been reduced by bank negara, hopefully bank will revise the car loan interest, luckily I haven't signed the agreement yet.
*
I just asked my loan officer..He said it does not apply to fixed rate loans..Only applicable for flexible loan..e.g: housing loan, which will vary according to BR(base rate)..Can anyone confirm this?
SUSnm7
post Jul 13 2016, 05:02 PM

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QUOTE(lionking7791 @ Jul 13 2016, 04:53 PM)
Whatsapp him already, no reply yet, maybe many peoples start calling them. Hahaha tongue.gif
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All thanks to BNM
SUSnm7
post Jul 13 2016, 05:04 PM

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QUOTE(sanggilisamba @ Jul 13 2016, 04:59 PM)
I just asked my loan officer..He said it does not apply to fixed rate loans..Only applicable for flexible loan..e.g: housing loan, which will vary according to BR(base rate)..Can anyone confirm this?
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Might be

https://en.wikipedia.org/wiki/Overnight_policy_rate

QUOTE
In Malaysia, changes in the OPR trigger a chain of events that affect the base lending rate (BLR), short-term interest rates, fixed deposit rate, foreign exchange rates, long-term interest rates, the amount of money and credit


or you can always wait.
shinchan^^
post Jul 13 2016, 05:16 PM

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QUOTE(sanggilisamba @ Jul 13 2016, 04:59 PM)
I just asked my loan officer..He said it does not apply to fixed rate loans..Only applicable for flexible loan..e.g: housing loan, which will vary according to BR(base rate)..Can anyone confirm this?
*
guess so,
anyway u r gonna paying less for your housing loan , if u have la


romuluz777
post Jul 13 2016, 05:19 PM

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QUOTE(sanggilisamba @ Jul 13 2016, 05:59 PM)
I just asked my loan officer..He said it does not apply to fixed rate loans..Only applicable for flexible loan..e.g: housing loan, which will vary according to BR(base rate)..Can anyone confirm this?
*
That's what I was told too.

kenz27
post Jul 13 2016, 05:49 PM

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QUOTE(ddr3 @ Jul 13 2016, 09:30 AM)
What kind of leather they use?
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No idea actually. Not even sure what to ask for to be honest. Napa leather? :-)
cchin8888
post Jul 13 2016, 06:55 PM

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I also very curious dunno car loan interest will be lower also or not... haha
sexbomb
post Jul 13 2016, 08:35 PM

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QUOTE(SackBoy @ Jul 12 2016, 11:40 AM)
Anyone did any research for car a good dashcam? Any expert shop in klang valley?
I'm looking for :
1) dashcam that can record with decent resolution day and night.
2) start recording when the car is hit when parking.
3) optional, dual channel (2 cam, one in front, one in the back)
4) optional, GPS
*
My friend is the distributor for Polaroid dashcam in msia
if you're interested let me know

https://www.facebook.com/scdistributionsb/?fref=ts
inuyamzha
post Jul 13 2016, 08:50 PM

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haha,wonder now still no have accessories shop selling hdmi bypass for civic~~i want to mirror link to hu from my phone T_T

found that jdm technik from facebook can turn your hu system to android system,and allow mirrorlink but need rm1600+ quite exp

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