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Credit Cards UOB Credit Cards v6
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Duckies
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Aug 15 2016, 09:19 AM
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QUOTE(cybpsych @ Aug 15 2016, 09:17 AM) read few pages back for all the discussions.... Oh thanks a lot Bro. Wa 6% for online and 3% dining. Don't need to apply HL Mach liao, I can just use this 1. But need to hit 800 and above to get the 50 bucks cash rebate cap...so far that' what I've read. Will read more when I have time!  EDIT: Shit, I just went and apply for Vox last Saturday...the guy at booth didn't tell me about YOLO card. Now I wanna apply for YOLO card but I don't know what's the status of my Vox card. Gotta go call and ask. EDIT 2: Wow 6%, not sure can be used with the same method previously: Other stuff paid with Aeon and PayOnline then pay using YOLO card This post has been edited by Duckies: Aug 15 2016, 09:29 AM
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fruitie
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Aug 15 2016, 09:45 AM
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Rise and Shine
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QUOTE(saitong09 @ Aug 15 2016, 08:31 AM) Just got information from uob credit card staff working at HQ. They will send Yolo card to replace existing VOX card QUOTE(weejin2000 @ Aug 15 2016, 08:53 AM) Called in to CS just now asked about Vox, she said the card benefit will be cancelled w.e.f. 1 Oct 2016. I also asked whether it will be converted to some other card, she answered no idea yet.  Conflict statements from the CS but looks like the cancellation benefits of VOX is pretty confirmed will be effective 1st Oct.
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chezzcake2
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Aug 15 2016, 09:59 AM
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hard to hit 800 for online š°š° dining i already got WISE and mach..
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fruitie
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Aug 15 2016, 10:03 AM
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Rise and Shine
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QUOTE(chezzcake2 @ Aug 15 2016, 09:59 AM) hard to hit 800 for online š°š° dining i already got WISE and mach.. RM 500 is good enough unless you want to maximize it.
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Duckies
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Aug 15 2016, 10:10 AM
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Will tried to maximize it by using the Aeon + VOX previous method. Should be able to get 6% - 2 % = 4% rebates right?Unless they change the way it works with YOLO
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chezzcake2
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Aug 15 2016, 10:14 AM
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QUOTE(fruitie @ Aug 15 2016, 10:03 AM) RM 500 is good enough unless you want to maximize it.  then 500-799.99 equal 4% or lower? which means vox is still better.. This post has been edited by chezzcake2: Aug 15 2016, 11:54 AM
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fruitie
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Aug 15 2016, 10:17 AM
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Rise and Shine
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QUOTE(Duckies @ Aug 15 2016, 10:10 AM) Will tried to maximize it by using the Aeon + VOX previous method. Should be able to get 6% - 2 % = 4% rebates right?Unless they change the way it works with YOLO  If only YOLO gives cash back for PosOnline, someone just has to try first. QUOTE(chezzcake2 @ Aug 15 2016, 10:14 AM) 500-799.99 only 4% which means vox is still better..  Well, better than nothing right since VOX is going to be a history soon? This post has been edited by fruitie: Aug 15 2016, 10:17 AM
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chezzcake2
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Aug 15 2016, 10:25 AM
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QUOTE(Duckies @ Aug 15 2016, 09:19 AM) Oh thanks a lot Bro. Wa 6% for online and 3% dining. Don't need to apply HL Mach liao, I can just use this 1. But need to hit 800 and above to get the 50 bucks cash rebate cap...so far that' what I've read. Will read more when I have time!  EDIT: Shit, I just went and apply for Vox last Saturday...the guy at booth didn't tell me about YOLO card. Now I wanna apply for YOLO card but I don't know what's the status of my Vox card. Gotta go call and ask. EDIT 2: Wow 6%, not sure can be used with the same method previously: Other stuff paid with Aeon and PayOnline then pay using YOLO card  my mach is pure movie card
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Duckies
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Aug 15 2016, 10:25 AM
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QUOTE(chezzcake2 @ Aug 15 2016, 10:25 AM) my mach is pure movie card  Movie can use Citibank buy 1 free 1 right  But only on Friday and need to buy from counter.
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cybpsych
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Aug 15 2016, 10:25 AM
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QUOTE(Duckies @ Aug 15 2016, 10:10 AM) Will tried to maximize it by using the Aeon + VOX previous method. Should be able to get 6% - 2 % = 4% rebates right?Unless they change the way it works with YOLO  QUOTE(chezzcake2 @ Aug 15 2016, 10:14 AM) 500-799.99 only 4% which means vox is still better..  provided... 1) VOX maintains the 5% online cashback benefit, perpetually 2) No forced migration/replacement from VOX >> YOLO it seems either one or both scenarios could happen, so.... finding alternatives now would be wise...
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Duckies
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Aug 15 2016, 10:30 AM
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QUOTE(cybpsych @ Aug 15 2016, 10:25 AM) provided... 1) VOX maintains the 5% online cashback benefit, perpetually 2) No forced migration/replacement from VOX >> YOLO it seems either one or both scenarios could happen, so.... finding alternatives now would be wise... Somebody mentioned this so that means very high possibility that on 1st Oct onwards Vox will be no more 5% online cashback benefit QUOTE Just got information from uob credit card staff working at HQ. They will send Yolo card to replace existing VOX card QUOTE Conflict statements from the CS but looks like the cancellation benefits of VOX is pretty confirmed will be effective 1st Oct. This post has been edited by Duckies: Aug 15 2016, 10:30 AM
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Morning_Star
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Aug 15 2016, 10:32 AM
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https://www.hlb.com.my/main/personal/cards/WISE-cardThis will solve problem for those who want 10% off utility bills (TNB, Syabas) h/p bill is a bonus 10% off. Just select 2 of 10 categories : 1) Utilities 2) petrol dining departmental travel ..etc... change category will be charged RM 10+ 6% GST and effective the following month. Better not change. Just apply supplementary card and chose 2 more categories. Feel free to add in / edit.
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Duckies
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Aug 15 2016, 10:33 AM
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QUOTE(Morning_Star @ Aug 15 2016, 10:32 AM) https://www.hlb.com.my/main/personal/cards/WISE-cardThis will solve problem for those who want 10% off utility bills (TNB, Syabas) h/p bill is a bonus 10% off. Just select 2 of 10 categories : 1) Utilities 2) petrol dining departmental travel ..etc... change category will be charged RM 10+ 6% GST and effective the following month. Better not change. Just apply supplementary card and chose 2 more categories. Feel free to add in / edit. Already cancelled to avoid annual fees so now looking for replacement. The reason is that I can't utilize that much of rebate...about 40-50 only per month.
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fruitie
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Aug 15 2016, 10:34 AM
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Rise and Shine
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QUOTE(Morning_Star @ Aug 15 2016, 10:32 AM) https://www.hlb.com.my/main/personal/cards/WISE-cardThis will solve problem for those who want 10% off utility bills (TNB, Syabas) h/p bill is a bonus 10% off. Just select 2 of 10 categories : 1) Utilities 2) petrol dining departmental travel ..etc... change category will be charged RM 10+ 6% GST and effective the following month. Better not change. Just apply supplementary card and chose 2 more categories. Feel free to add in / edit. Erm, why in this thread? There is a dedicated Wise thread and rumour says Wise will be affected on 1st Sept. I will cancel mine soon.
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tonytyk
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Aug 15 2016, 10:47 AM
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QUOTE(chezzcake2 @ Aug 15 2016, 10:14 AM) 500-799.99 only 4% which means vox is still better..  How you get 4%? T & C mentioned as follows: a) 6% Cash Back on Online Spending on all days (āOnline Spendā); and b) 3% Cash Back on Dining Spend on all days (āDining Spendā).
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zaoldyeck
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Aug 15 2016, 10:50 AM
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Lol. With all the effort of UOB replacing the 6pin for VOX cards, now they may discontinued the service/benefits. Quite loss of money in there
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chezzcake2
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Aug 15 2016, 10:59 AM
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QUOTE(tonytyk @ Aug 15 2016, 10:47 AM) How you get 4%? T & C mentioned as follows: a) 6% Cash Back on Online Spending on all days (āOnline Spendā); and b) 3% Cash Back on Dining Spend on all days (āDining Spendā). read the tnc bro.. 500-799.99 capped 20 800 and above capped 50
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babienn
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Aug 15 2016, 11:04 AM
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Online speding RM800 and above capped at 50, so that means if my spending is 800, effective CB is 6.25%?
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edwardccg
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Aug 15 2016, 11:07 AM
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QUOTE(babienn @ Aug 15 2016, 11:04 AM) Online speding RM800 and above capped at 50, so that means if my spending is 800, effective CB is 6.25%? rm800 get you rm48 to get max rm50 is rm833.33 anything further will reduce your 6%
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sms2u
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Aug 15 2016, 11:09 AM
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QUOTE(babienn @ Aug 15 2016, 11:04 AM) Online speding RM800 and above capped at 50, so that means if my spending is 800, effective CB is 6.25%? if u spend Rm800 eligeble online tx for 6%, it will be cash back RM48. u need to spend around RM834 to maximize cash back RM50. cos i no sure it will be round up or round down when calculate cash back
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