I found the "Instant Transfer" button. Thanks, everybody. I appreciate it.

Is the OCBC Debit card for OCBC 360 SA optional? If I manage to get OCBC Titanium CC to fulfill the "Spend" criteria, can I not renew my Debit card for the second year (to save RM8)? By the way, so far, is there any good promotion for Debit Card?

yours spending how much?

Wow. Someone jump ship to OCBC too

Reported earlier need to take the debit card eventho u have CC with the bank. Depends on branch. For me, no debit card also can as long as i have credit card with them. But if no CC, u need to do DC. So maybe once u got ur CC then u can try ask whether ur branch accept 360 without DC.

Told you last week.

DC for ocbc not compulsory. Banker told me that you can have saving account, but no dc also can. Just withdrawal need do via online or at counter.

For my ocbc360 i dont have the dc also. hv previous dc for conventional saving acc. If have cc, can opt to not have dc at all and still able to fulfill the spending criteria. no problem.

5k plus

Not sure can do instant transfer without debit card. May need to further enquiry bank about it.

I can do instant transfer without DC. They say as long u have CC with them, no problem.

So since the risk of not getting 0.9% is high is spend too much using OCBC. Decided the apply alliance younique - so i can split my spending to alliance without putting to much on my OCBC

Went to branch to submit application form. The sales person on maternity leave and currently no other sales person. LoL. They will help me send my application form to another branch.

Kesian alliance bank, such a small branch and small no of staff

This post has been edited by cucikaki: Oct 21 2019, 04:24 PM

hi mgm, i have gotten mine 0.9 posted. probably just need approval for larger amounts.

Got mine too, rm144 posted on 21Oct, never has been this late. When was yours credited?

just ba. probably few hours ago

Hi all,

I notice that when I pay my OCBC credit card from my OCBC 360 account (after 9.45pm), the transaction date is 20/10/2019 but the value date if 21/10/2019.

Does it mean if let say i pay my own OCBC credit card. Payment due date is 01 November 2019. Then I need to pay my card on 31 October in order to be captured as 01 November 2019 value date?

Cannot transfer 01 November 2019 (after 9.45pm?)

This post has been edited by cucikaki: Oct 21 2019, 10:30 PM

To be on the safe side, I usually do 29 Oct

Quick question guys.

Sudden for leave today lol

Wish to open this account.

The spending 500 per month is it must from the CC itself? If yes, what cc you guys recommend it is titanium?

And is there any diff betweens 360 i and 360?

Because my neighborhood here only got al amin

Ocbc need to go town...

Thanks

If ur due is 1 Nov, pay on 31 Oct not later than 8pm should be safe. Pay earlier on 31 Oct. Dangerous if u pay on 1 nov 9.45pm... capture late your friend INTEREST will visit your account with lots of surprise.

Al-amin cannot open 360 account? 360i should be for islamic ba... Shariah compliance.

U mean ocbc charge u late payment? Otherwise, I don think they will charge u since ur txn date also shown as 1 Nov (due date) ..it is ocbc didn’t capture ur payment on time..

Hi. I checked my credit card history already.

I paid my CC on 20 Oct from my 360 account. It is shown as 21 Oct in my details in my CC details transaction. I paid around 10pm.

So guess better pay earlier next time. And dont worry. I just test water, luckily not yet my CC due date

I think all OCBC branch comes with ocbc conventional and al m-amin?

Spending of 500 can come from their DC or CC. If u spend online, then titanium. If other retail, then ocbc 365 cc.

360-i is islamic and 360 is conventional.

The difference is if apply 360-i, ur spending of 500 must come from DC while normal 360 can come from ur DC or CC. Coz al amin got no CC, so u need to spend 500 on ur CC. Cannot use conventional CC to fulfill the criteria for 360i.