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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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TSbrotan
post Aug 5 2016, 01:39 PM

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QUOTE(fjoru103 @ Aug 4 2016, 08:11 PM)
if wan BT for 2 years any recommendations? Furthermore need higher limit to transfer more
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if you are willing to look into post #1, you can find the answer
mIssfROGY
post Aug 9 2016, 06:45 AM

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QUOTE(marliv @ Aug 3 2016, 10:59 AM)
iv. The 2% up-front fee waiver will be reversed from the credit card account within 30
working days from the approval date.

Think this week can get the refund gua... biggrin.gif
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still not in yet woh....anyone got it? HUbz' bt oredi 40++days sweat.gif
vin_ann
post Aug 9 2016, 06:54 AM

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Want to ask, Public bank balance transfer and it's installment plan are the among best plan in market?

Wanted to apply PBb card, but the web seem have limited info.
TSbrotan
post Aug 9 2016, 09:09 AM

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QUOTE(vin_ann @ Aug 9 2016, 06:54 AM)
Want to ask, Public bank balance transfer and it's installment plan are the among best plan in market?

Wanted to apply PBb card, but the web seem have limited info.
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refer to post no 1 and you can compare yourself

or you can go to ringgitplus website for more professional comparison
CalvinCLK
post Aug 9 2016, 09:29 AM

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QUOTE(marliv @ Aug 3 2016, 10:59 AM)
iv. The 2% up-front fee waiver will be reversed from the credit card account within 30
working days from the approval date.

Think this week can get the refund gua... biggrin.gif
*
QUOTE(mIssfROGY @ Aug 9 2016, 06:45 AM)
still not in yet woh....anyone got it? HUbz' bt oredi 40++days  sweat.gif
*
I could see my outstanding balance is deducted by BT Amount x 2% with 6% GST. Will update here once it's posted.
marliv
post Aug 9 2016, 09:35 AM

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QUOTE(CalvinCLK @ Aug 9 2016, 09:29 AM)
I could see my outstanding balance is deducted by BT Amount x 2% with 6% GST. Will update here once it's posted.
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Yes...me too.... rclxms.gif rclxms.gif rclxms.gif
muhammadb
post Aug 9 2016, 11:38 AM

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QUOTE(marliv @ Aug 9 2016, 09:35 AM)
Yes...me too.... rclxms.gif  rclxms.gif  rclxms.gif
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Yes me too - reversal is in.
blahbleh
post Aug 9 2016, 01:24 PM

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Mine too, finally!
busyman
post Aug 9 2016, 09:09 PM

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Question

If I do BT from Bank A pay to Bank B( few months ago, and currently still got 6 Mo the installment to go)

Can i still do BT for Bank B pay to Bank A ?(new CC usage + current month BT amount )

Or since Bank A still under BT, so cannot apply BT for Bank B to pay Bank A ?

This post has been edited by busyman: Aug 9 2016, 09:11 PM
TSbrotan
post Aug 9 2016, 09:25 PM

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QUOTE(busyman @ Aug 9 2016, 09:09 PM)
Question

If I do BT from Bank A pay to Bank B( few months ago, and currently still got 6 Mo the installment to go)

Can i still do BT for Bank B pay to Bank A ?(new CC usage + current month BT amount )

Or since Bank A still under BT, so cannot apply BT for Bank B to pay Bank A ?
*
yes as long as you have enough credit
city_bug
post Aug 9 2016, 09:46 PM

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QUOTE(blahbleh @ Aug 9 2016, 01:24 PM)
Mine too, finally!
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me too.. after complaints and long wait
CalvinCLK
post Aug 10 2016, 07:07 AM

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Posted in my card transaction list:

WAIVER OF 2% ONE TIME CHARGE (SR)
GST REVERSAL @ 6% SR

Took them about 10 working days.
koinibler
post Aug 11 2016, 09:25 AM

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Yup, I also got the reversal fee of 2% from Maybank. Its more than 30 days but its in anyway
alchmiya
post Aug 12 2016, 10:16 AM

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Previously I did BT using Public Bank credit card to Maybank credit card, and then requested the money to transfer to my Maybank savings. The process was smooth and it was only 8k.

What if it involves 20k this time? Will Maybank still allow me to transfer to savings just with a phone call? What about RHB? Anyone with experience with RHB?
kenl3w
post Aug 12 2016, 01:19 PM

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QUOTE(alchmiya @ Aug 12 2016, 10:16 AM)
Previously I did BT using Public Bank credit card to Maybank credit card, and then requested the money to transfer to my Maybank savings. The process was smooth and it was only 8k.

What if it involves 20k this time? Will Maybank still allow me to transfer to savings just with a phone call? What about RHB? Anyone with experience with RHB?
*
Maybank allowed me to transfer 30K (BT from Ambank) to my saving account. But, It took more than 1 week to credit this amount of money into my saving account. (was explained by Premier CS that it normally take up to 10 working days)

anyone know any other bank besides Maybank allow me to refund overpayment(BT)?
alchmiya
post Aug 12 2016, 02:23 PM

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QUOTE(kenl3w @ Aug 12 2016, 01:19 PM)
Maybank allowed me to transfer 30K (BT from Ambank) to my saving account. But, It took more than 1 week to credit this amount of money into my saving account. (was explained by Premier CS that it normally take up to 10 working days)

anyone know any other bank besides Maybank allow me to refund overpayment(BT)?
*
Good to know. Think 9 or 10 working days is their standard reply. The last time I did 8k was quite fast, at most a week.
Black Red
post Aug 14 2016, 06:06 PM

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hi all. want to ask, I have few months left to pay for my EPP in maybank. can I still do BT and cancel the card?
sms2u
post Aug 15 2016, 10:33 AM

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QUOTE(Black Red @ Aug 14 2016, 06:06 PM)
hi all. want to ask, I have few months left to pay for my EPP in maybank. can I still do BT and cancel the card?
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u may need to check with maybnk for any penalty fee for early settlement
Black Red
post Aug 15 2016, 12:09 PM

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QUOTE(sms2u @ Aug 15 2016, 10:33 AM)
u may need to check with maybnk for any penalty fee for early settlement
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thanks. will do.
joenjill
post Aug 16 2016, 01:16 AM

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From: ~kUala lUmpur~
does BT amount consider min spend amount per annum?
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