Maybank allowed me to transfer 30K (BT from Ambank) to my saving account. But, It took more than 1 week to credit this amount of money into my saving account. (was explained by Premier CS that it normally take up to 10 working days)

anyone know any other bank besides Maybank allow me to refund overpayment(BT)?

maybe should be able to do more than that

RHB try it too

(both are from my experience)

1. You should not apply higher than your max transfer limit.

2. No problem to BT your Aeon Balance to MBB. The banks are all independent of each other. Just make sure you settle your instalments for both BTs on time.

Refunding excess credit in CC to CASA is easy for MBB & HLB by jsut calling the CS. Slightly more effort for PBB as it needs proof of BT. Difficult for SCB.

I have done several times with MBB, but the highest was only RM16k, and that one I needed to write an e-mail and send proof of my balance transfer form.

Since then, my strategy has always been to keep each request below RM10k, which I believe is the amount they can authorise via phone without an e-mail.

For example, about 4 months ago I had a RM20k credit (from PBB) sitting on my MBB CC (after paying off the outstanding balances on all my MBB cards). I split this into 3 requests. I first asked for RM7k via phone, waited for it to be paid into account. Then I requested another RM7k...and repeated the whole process again. This may not be the "best" way, but it worked for me. They never asked questions about why I made so many requests. I think they deal with each separately, rather than looking at past history.

These few months I rarely have huge excess credits, because I use the "revolving BT" method - where I have several BTs all paying off each others' instalments.

Perhaps guy3288 can share his experience. His BT strategy is pretty impressive, and he may be able to give you better insight.

did you tried let say 9k over payment at Maybank visa and another 9k over payment at Maybank amex to proceed refund to CASA at the same time?

guys, when did overpayment(BT) we able to cash it out from CC to CASA? (noob question)

Does MBB allow BT overpayment? Presume MBB require submission of credit card statement for BT application ?

Unless they practise like PBB, which does not require credit card statement for BR application and thus BT overpayment is possible.

Any other banks apart from PBB do not require credit card statement for BT application ?

Would be helpful if you can confirm other banks on your 1st sentence refers to PBB and Ambank?

Thanks for the prompt response. If BT more than 10k, just need to show to the bank the source of fund is from BT application from, then no issue of transferring from Cc to Casa, right?

Wow, I'm amazed. Applied via M2U on Sunday's 7.40 pm and got approved on Monday's 4.10 a.m. Just checked my SCB, fund was already in on Monday itself.

this is 2nd time doing

1st time doing... it took 20+ days. I think i missed the cutoff for the earlier batch.

since they do it by batch. my friend who apply about 10 days later, got it on the same day as me.

Guys, normally how long took for mbb to transfer back the overpayment to casa account? I called to request and they said might take up to 10 working days..

The last reply here indicated that PBB is rather reluctant to refund already.

We shall wait for more replies before finding out.

Nobody tried for RHB yet?

Can refund back to the originating source of BT?

RHB is a little lousy alright. I accepted that fact quite a while ago

May i know you applied using your islamic or conventional card?

I applied on Tues using my islamic card. Till now also no news on approval / rejection.