So what is the difference for the welcome back / non welcome pack ? it will have a new card design? My application was submitted 1 week back still waiting for approval

Not always. Some user find amex rate cheaper, including me.

The welcome pack is meh. If you want mine you're welcome to it Have had it for 1.5 years and it's just sitting unused on my desk at the office...

I gave my parents the supplementary card. They don't know how to check the benefits online and i have tough time remembering lol

anyone tried paying utilities using posmalaysia online payment? can use the Amex or VI card to get at least 2x TP?

even if its work, its not worthwhile because posonline do charge 2% for cc convenient fee.

Depend on what currency. I think for his case, VI better than AMEx

for my recent trip to europe, i used both amex and visa, to study which cards give better conversion rate.

The rate really uncertain,

in London, sometime amex better, sometime Visa better.



In europe, travel to Paris, Brussels and Amsterdam, Visa has better rate.



side notes:
now i realize we should avoid using AMEX for Gov related transaction because it only give 1x TP.
i reload my Oyster card using both AMEX and VISA (pay to Transport for London, some kind of gov entity), VISA earning 5x TP, while AMEX only 1x TP.

Thanks for sharing, will use Visa in europe.

My little experiment with USD on alibaba

Visa: 4.087
Amex: 4.11

Both transaction made within the same hour on 29/3, posted on 31/3

Just wondering would I get 5x Treats points if I do a foreign telegraphic transfer (wire transfer) to a merchant account using my VI/Amex.

I don't think credit card have such features

I would love to find out how you can pay a TT with a credit card.
Even if it were possible, the fees involved is typically a lot higher than just paying straight to the merchant, assuming the merchant accepts cards.

Easiest way is Paypal, but like u said, the fee is too high

Just noticed its not possible haha May have seen it wrongly somewhere

Was looking for this cos the merchant doesnt accept cards or paypal for no US resident lol

you have to use a buyer or concierge service then

Hey bro what do u mean by this? Does the premier card services have this? Don't think so right

Worse case just wire transfer Lor can't earn points only 😭😭😭

This post has been edited by Vinci777: Apr 8 2016, 01:16 AM

No. It is a 3rd party website. I think Maybank promotes global eshop or something like that

i just realized using Visa paying for services via paypal, will earn 5x TP.

last month i pay a local web hosting provider (exabytes) via paypal, pay TGV ticket with paypal.. all 5x points.

are you sure?

Confirm plus chop