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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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Barricade
post Oct 18 2024, 11:58 AM

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QUOTE(fruitie @ Oct 18 2024, 11:21 AM)
Yes. Cut off is 27th of the month.
So it is June 1st to 2025 to May 26th 2025. AF will be charged on May 27th 2025.
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You mean 2026?
Barricade
post Oct 18 2024, 12:01 PM

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I received my world elite this month, expiry date is May 20xx. So as long as I cancelled my world elite before May 27, 2026 I won’t be charged AF of RM800 right?
fruitie
post Oct 18 2024, 12:16 PM

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QUOTE(Barricade @ Oct 18 2024, 11:58 AM)
You mean 2026?
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Oh yes. Amended.

QUOTE(Barricade @ Oct 18 2024, 12:01 PM)
I received my world elite this month, expiry date is May 20xx. So as long as I cancelled my world elite before May 27, 2026 I won’t be charged AF of RM800 right?
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Yeah.
lilsunflower
post Oct 18 2024, 12:23 PM

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QUOTE(fruitie @ Oct 18 2024, 12:16 PM)
Oh yes. Amended.
Yeah.
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Thanks everyone for the helpful confirmation!

Strategically then I should apply for a new card after my existing expiry date (e.g. Existing AF fee charge date is May 2025, so apply new card June 2025) so I get a full first year waiver plus another year to fulfil the spend requirements? Or will this strategy not work?
fruitie
post Oct 18 2024, 12:26 PM

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QUOTE(lilsunflower @ Oct 18 2024, 12:23 PM)
Thanks everyone for the helpful confirmation!

Strategically then I should apply for a new card after my existing expiry date (e.g. Existing AF fee charge date is May 2025, so apply new card June 2025) so I get a full first year waiver plus another year to fulfil the spend requirements? Or will this strategy not work?
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Yeah, that's the best. biggrin.gif
knwong
post Oct 18 2024, 12:30 PM

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QUOTE(lilsunflower @ Oct 18 2024, 12:23 PM)
Thanks everyone for the helpful confirmation!

Strategically then I should apply for a new card after my existing expiry date (e.g. Existing AF fee charge date is May 2025, so apply new card June 2025) so I get a full first year waiver plus another year to fulfil the spend requirements? Or will this strategy not work?
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Yes it will work. But the question now is why still want to apply MBB cards when it is an inferior product now...
lilsunflower
post Oct 18 2024, 12:44 PM

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QUOTE(knwong @ Oct 18 2024, 12:30 PM)
Yes it will work. But the question now is why still want to apply MBB cards when it is an inferior product now...
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Don't laugh at my cheap aunty answer: PPF access (currently only have 3 TWE, can't cover entries for all my kids), Mastercard dining. Hahaha. I don't intend to use it to collect miles and engage in the 1st of the month cage fight.

This post has been edited by lilsunflower: Oct 18 2024, 12:44 PM
fruitie
post Oct 18 2024, 12:53 PM

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QUOTE(lilsunflower @ Oct 18 2024, 12:44 PM)
Don't laugh at my cheap aunty answer: PPF access (currently only have 3 TWE, can't cover entries for all my kids), Mastercard dining. Hahaha. I don't intend to use it to collect miles and engage in the 1st of the month cage fight.
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I would do the same too. tongue.gif Since I will let go my TWE soon, I'll need a replacement for PPF purpose. laugh.gif
lilsunflower
post Oct 18 2024, 01:07 PM

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QUOTE(fruitie @ Oct 18 2024, 12:53 PM)
I would do the same too. tongue.gif Since I will let go my TWE soon, I'll need a replacement for PPF purpose. laugh.gif
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I decided to just apply now (and waste the 5 "free" months) because I'll definite be cancelling my M2P in May 2025 and I'd rather secure the Master WE before cancelling (so I can get the same credit limit for Maybank, which is pretty high now after years of applying for increases). I don't want to be reset to the low CL they typically offer for new cards.
knwong
post Oct 18 2024, 01:12 PM

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QUOTE(lilsunflower @ Oct 18 2024, 01:07 PM)
I decided to just apply now (and waste the 5 "free" months) because I'll definite be cancelling my M2P in May 2025 and I'd rather secure the Master WE before cancelling (so I can get the same credit limit for Maybank, which is pretty high now after years of applying for increases). I don't want to be reset to the low CL they typically offer for new cards.
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Have you ever max out the CL?
fruitie
post Oct 18 2024, 01:24 PM

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QUOTE(lilsunflower @ Oct 18 2024, 01:07 PM)
I decided to just apply now (and waste the 5 "free" months) because I'll definite be cancelling my M2P in May 2025 and I'd rather secure the Master WE before cancelling (so I can get the same credit limit for Maybank, which is pretty high now after years of applying for increases). I don't want to be reset to the low CL they typically offer for new cards.
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I think I can wait until after April (for my case) as I still have other cards and my Feb travel is going to be J class, I won't need PPF in that case. Hopefully, something will not pop up and change my plan. laugh.gif
I haven't been applying for a CL increase but the latest auto-increase was when I added the Mercedes-Benz card, not much just a few thousands but better than nothing since I didn't ask for it.
lilsunflower
post Oct 18 2024, 02:23 PM

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QUOTE(knwong @ Oct 18 2024, 01:12 PM)
Have you ever max out the CL?
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Always. Esp during BT and ezycash 0%.
Zegoon681111
post Oct 18 2024, 10:33 PM

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QUOTE(lilsunflower @ Oct 18 2024, 12:44 PM)
Don't laugh at my cheap aunty answer: PPF access (currently only have 3 TWE, can't cover entries for all my kids), Mastercard dining. Hahaha. I don't intend to use it to collect miles and engage in the 1st of the month cage fight.
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Good decision bro
knwong
post Oct 18 2024, 10:37 PM

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QUOTE(Zegoon681111 @ Oct 18 2024, 10:33 PM)
Good decision bro
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She's literally an aunty you know...
limeuu
post Oct 20 2024, 05:51 PM

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QUOTE(limeuu @ Oct 11 2024, 11:33 PM)
user posted image

Travel Club just got itself into Maybank's lounge list.
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Only effective 1 November, "promotion" for 2 months.

Not sure what that means.
fruitie
post Oct 20 2024, 06:39 PM

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QUOTE(limeuu @ Oct 20 2024, 05:51 PM)
Only effective 1 November, "promotion" for 2 months.

Not sure what that means.
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Every year the PPL list is only valid until 31st Dec and they will refresh the list later.
limeuu
post Oct 20 2024, 07:39 PM

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QUOTE(fruitie @ Oct 20 2024, 06:39 PM)
Every year the PPL list is only valid until 31st Dec and they will refresh the list later.
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I know. But what's "promotion"?

It's extra entries over the standard quota, so I am guessing that's the "promotion" and next year it will become part of the annual quota.

This post has been edited by limeuu: Oct 20 2024, 07:41 PM
fruitie
post Oct 20 2024, 08:03 PM

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QUOTE(limeuu @ Oct 20 2024, 07:39 PM)
I know. But what's "promotion"?

It's extra entries over the standard quota, so I am guessing that's the "promotion" and next year it will become part of the annual quota.
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PPL is always written as “promotion”. Example MUVI: https://www.maybank2u.com.my/maybank2u/mala...a_infinite.page

Yeah, most likely will be in the list next year.
j1anhan
post Oct 23 2024, 11:57 PM

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Hello - I'm wondering if I can do FD pledge with Maybank to get the Maybank World Elite Mastercard? Owner of M2P cards but don't meet the 190k annual income requirement sad.gif
Barricade
post Oct 24 2024, 05:03 PM

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QUOTE
Thank you for your interest in applying for Maybank Credit Card.

We have reviewed your application, regrettably your application is unsuccessful.

Thank you.


Funny la this Maybank. Already received the card last week. Today received unsuccessful email.

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