I started entering GTF in Sep 2015, slowly exited since Feb 2016. As of last week, I have completed exited GTF. This fund has made me lose money. I have entered it at its peak.

Nonetheless, I am moving to TA Tech & Manulife US. These two are very heavy on US. Of the developed market, US seems to be the only one thriving. TA tech is sectorial whereas Manulife US is generally large cap; pls note that TA Tech & Manulife US is highly correlated, you may view them as one geographical region i.e., US exposed. I am getting away from the Brexit risk.

For Asia Pac, my holding remain with RHB Asian Income. Will increase its holding further. I like it for its low volatility.

For emerging market, I favour ESISC (local small cap) for its PER is still cheaper compared the large cap.

One additional add on is India. Yes, I am now putting my money in India fund, not because I believe it is bullish there, but mainly I like India fund for its low correlation to the rest of my core fund.

To sum it all: My planned holding will look like this:

US (TA Tech + Manulife US) = 35%

EM (ESISC + Manulife India) = 35%

Asia-Pac (RHB Asian Income) = 30%

For those who are thinking why not add gold to the mix. Surely it is a good diversifier, yes?

I did put in RHB Gold fund into algozen™ and try to see will it yield a better risk to reward outcome, and no, it did not. The volatility is just too unfavourable despite that it has a very low correlation to all the conventional funds.

Xuzen

This post has been edited by xuzen: Jun 20 2016, 11:52 AM

Coming to you soon....

In very near future, CDM will install mykad reader with thumb-print reader plus camera to take the pics of and capture thumb-prints of all depositors of cash. You cannot hide anymore. Big brother will monitor your every movement.

This was told to me by a friend who works for a local bank.

Xuzen

Walao. So mafan.

always love someone who loves india! haha

Wow, you track your portfolio performance daily

Yes, silver is outperforming gold. But are you going to buy physical silver? Is there a UT for silver? In US we can buy silver ETF.

Maybank selling it.
http://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment

Last week I read somewhere that the current chief of the central banking is going to resign or end term soon right?

guess so.....
India Loses Its Vital Central Banker
http://www.bloomberg.com/view/articles/201...-central-banker
http://www.bloomberg.com/gadfly/articles/2...ns-three-wounds
http://www.bloomberg.com/news/articles/201...unfinished-task

xuzen, will this affect Algozen™ analysis?

Algozen™ work with cold hard numbers; news such as these are news...qualitative information; not quantitative. Algozen™ will not be able to work with these Known Unknowns.

Xuzen

Bro Xuzen

I made some profit in ponzi 2 and titan. Sold them off already lately during the sudden erection.

Will see what to invest. Perhaps follow your advise Manulife US and RHB Asian Income.

Thanks

This post has been edited by prince_mk: Jun 21 2016, 05:32 PM

yea..it is changing hands because he got chided for being less than an indian or something along that. A new and acceptable governor would be good news for india. Fingers crossed

BREXIT seems to be on the way which means US economy will be effected. just switched my entire Ponzi 1.0 to Manulife and ESISC. completely wiped clean my US region until things become stable there now that the presidential election is coming near

Just sold my global titan a while ago. Not making money and sold at 8% loss

Ho, do u guys think the recommended portfolio by fundsupermart is wise to follow?

Nikkei down. Hang Seng down. Top up time?

Sold out all my equity based funds today. Just left with bond fund.

Because of brexit?

Yes. Things will get messy in the coming weeks or months.