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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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wil-i-am
post Apr 25 2016, 10:33 PM

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QUOTE(supersound @ Apr 25 2016, 10:29 PM)
I'm waiting for 29th before try this also, since it is 4% hmm.gif
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Decent returns for short term
wil-i-am
post Apr 25 2016, 10:44 PM

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QUOTE(5p3ak @ Apr 25 2016, 10:37 PM)
Not sure if this is a good financial practice or not. I will park my net income into GIA after minus all the living expenses for short term like 2 months, once I got 10k then I hunt for FD promo laugh.gif

So far consistent 4%.  flex.gif
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Yo strategy seems ok subject to Banks offer current rate after 2 mths
wil-i-am
post Apr 27 2016, 10:11 PM

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QUOTE(yygo @ Apr 27 2016, 05:46 PM)
y risk 100,000 (or more) cash vs rm5 or 6 for bc or ibft?  bruce.gif
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Agreed coz may end up 'penny wise n pound foolish'
wil-i-am
post Apr 28 2016, 09:53 PM

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QUOTE(filage @ Apr 28 2016, 10:59 AM)
This one is Islamic FD? Any PIDM protection? I guess this is different from the previous 4.3/4.5% FD rate promo they have.
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No PIDM protection but guarantee by Govt
wil-i-am
post Apr 30 2016, 06:12 PM

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QUOTE(sandkoh @ Apr 30 2016, 05:53 PM)
sorry, it is uob. min 10k
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I presume there is no T&C
wil-i-am
post Apr 30 2016, 07:36 PM

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Public Bank have extended its FD 6+6 mths to 31/7/2016


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wil-i-am
post May 1 2016, 07:15 AM

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QUOTE(sandkoh @ Apr 30 2016, 09:06 PM)
thx. at least 4.3% 1 year still around.

oh, opr change clause still in there.
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Once u lock-in, u will b protected from opr movement
wil-i-am
post May 1 2016, 11:49 PM

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Awaiting new promo from MBSB, if any
wil-i-am
post May 2 2016, 08:00 PM

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QUOTE(lowya @ May 2 2016, 07:49 PM)
a quick check, which is the highest effective FD rate (any duration, less than 5 years) currently?
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U can read page 1 for further info
wil-i-am
post May 2 2016, 08:15 PM

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QUOTE(lowya @ May 2 2016, 08:08 PM)
any better rate than public bank 4.3% pa for 12mths?

no 4.5% out there? 4.4%?
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U may consider 60 mths by BSN @ 4.40%
wil-i-am
post May 2 2016, 08:25 PM

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QUOTE(bbgoat @ May 2 2016, 08:23 PM)
Can try BR 60 mth 4.5%. >50k can nego higher for 60 mth.
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60 mths is quite long n may stand to lose out in the event of int rate hike
wil-i-am
post May 2 2016, 10:48 PM

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QUOTE(bbgoat @ May 2 2016, 08:37 PM)
Well in here, there are people going for 60 mth already. Hard to say, depends on individual ! What if interest rate down ?  biggrin.gif
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Depositor will win but m looking at absolute instead of relative sum unless d amt is Big

QUOTE(Ramjade @ May 2 2016, 08:46 PM)
Interest rate not likely to go up.
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The asset bubble will become bigger
wil-i-am
post May 2 2016, 11:00 PM

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QUOTE(protimer @ May 2 2016, 09:18 PM)
Sifu, anyone have any information for best 3 months FD?
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Read page 1 for further info
wil-i-am
post May 3 2016, 11:24 PM

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QUOTE(kb2005 @ May 3 2016, 01:59 PM)
I got 4.35% from CIMB last Dec for 1 year term.
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Glad to know u invest in FD too smile.gif
wil-i-am
post May 3 2016, 11:31 PM

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QUOTE(aromachong @ May 3 2016, 11:24 PM)
250k to 300k, just treat it as normal fixed deposit? no big deal.
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U keen on tis product?
wil-i-am
post May 3 2016, 11:40 PM

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QUOTE(aromachong @ May 3 2016, 11:32 PM)
more into FD now. lot of $$ maybe put in HLB for 6 months. hope can nego @ nearly 7 digits.
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Of coz can nego
Otherwise just proceed to other banks
wil-i-am
post May 4 2016, 12:03 AM

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QUOTE(aromachong @ May 3 2016, 11:44 PM)
BR full liao.. cannot put all in one basket.. so guess hlb my target now.
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How much HLB offer for 6 mths now?
wil-i-am
post May 4 2016, 08:42 AM

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QUOTE(poor man @ May 4 2016, 07:53 AM)
bangkokbank fd promo

12mth - 4.35%

http://bangkokbank.com.my/
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Thanks for sharing
Parking is an issue along Jln Tun HSLee
wil-i-am
post May 4 2016, 09:28 AM

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QUOTE(bbgoat @ May 4 2016, 08:42 AM)
U miss the earlier posts ? 6 mth 4.25%.  biggrin.gif
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Yes but thanks for refresh

QUOTE(bbgoat @ May 4 2016, 08:49 AM)
Salute to you on providing us with new info/promo's !  notworthy.gif  notworthy.gif

For Penang island people, a bit tough for this bank though. If only it has branch in the island.  biggrin.gif
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Alternatively, u may TT funds to me n I place on your behalf tongue.gif
wil-i-am
post May 4 2016, 01:09 PM

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QUOTE(cybpsych @ May 4 2016, 11:32 AM)
each placement? or only 1st-time placement?
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Shld b 1st time ony

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