This morning in SCB PB centre to withdraw FD. 10 minutes kaotim. Good !

Got CO for RM2.80.
Moved to BR 2 yrs 4.55% with monthly interest. No gift left, just towel.

Can put in multiple entries for the 2 yrs FD promo's lucky draws. Have to send multiple SMS's (BR said is FOC).
Next week will be placing for 1 yr 4.5% with monthly interest there. Asked about gift. The officer said will ask from HQ gold coins, golf clubs etc.

He said Exclusive Club of BR has exclusive gifts for members.

But he has to ask from KL. Take note of this for those who are the BR Exclusive Club members !
Complained about Penang island's gift not as good as in other branches during CNY. He said will feedback to the committee.
