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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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wil-i-am
post Apr 9 2016, 06:54 AM

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QUOTE(Human Nature @ Apr 9 2016, 02:08 AM)
why would you take this 4.28% over 4.3% from OCBC/UOB?  confused.gif
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BR is convenient to me in term of logistics
wil-i-am
post Apr 10 2016, 12:55 PM

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QUOTE(tonytyk @ Apr 9 2016, 05:46 PM)
If FD maturity date falls on Sunday 17th April 2016, interest payable on Sunday for Alliance bank?
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How much interest u will forego in 1 day?
wil-i-am
post Apr 11 2016, 09:15 PM

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QUOTE(audionutter @ Apr 11 2016, 05:56 PM)
Does Maybank still have their FD High 5+5 months 4.25% effective rate promotion?
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Shld b till 30/4
wil-i-am
post Apr 14 2016, 03:08 PM

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Can v withdraw monies via eGIA-i on piecemeal basis?
wil-i-am
post Apr 16 2016, 07:15 AM

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Banks r betting BNM will reduce OPR on 19/5?
wil-i-am
post Apr 16 2016, 12:54 PM

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Just came back from Maybank
Not sure whether anyone shares tis info
They have 2 promo right now:-

1. 3 mths FD
a. 1st 2 mths @ 3.75%
b. 3rd mth @ 4.50%
c. Effective @ 4.00%

2. 6 mths FD
a. 1st 2 mths @ 3.45%
b. 3th to 4th mth @ 3.60%
c. 5th mth @ 5.00%
d. 6th mth @ 6.00%
e. Effective @ 4.18%
wil-i-am
post Apr 16 2016, 05:07 PM

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QUOTE(starry @ Apr 16 2016, 01:30 PM)
How much is minimum deposit?
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I didn't ask coz the staff just handover slip to me
wil-i-am
post Apr 16 2016, 09:55 PM

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QUOTE(Ramjade @ Apr 16 2016, 08:55 PM)
Maybank eGIA-i 4%p.a.
For 1 month placement need rm5k
For 2 months onward min rm1k.

Even if you place for 60 months, but if you withdraw 3 days later, you get 4%p.a interest of the 3 days.
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Great opportunity to leverage on d int rate
wil-i-am
post Apr 17 2016, 07:40 AM

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QUOTE(aromachong @ Apr 16 2016, 10:06 PM)
ambank savers gang 4.2% for 7 months looks like a good deal too
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Can share more info?
wil-i-am
post Apr 17 2016, 11:58 AM

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QUOTE(aromachong @ Apr 17 2016, 09:12 AM)
http://www.ambank.com.my/ambank/SiteAssets...paignTnCENG.pdf

good enough?
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Thanks
wil-i-am
post Apr 17 2016, 12:06 PM

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QUOTE(yygo @ Apr 17 2016, 08:28 AM)
care to elaborate? hmm.gif
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Can earn gud returns from idle funds on short term if the sum is Big
wil-i-am
post Apr 18 2016, 09:12 AM

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QUOTE(filage @ Apr 18 2016, 08:50 AM)
Maybank yet to update the latest GIA-i indicative rate after 15 Apr.
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Give them at least 2 to 3 working days
wil-i-am
post Apr 18 2016, 02:05 PM

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QUOTE(zDarkForceSz @ Apr 18 2016, 09:39 AM)
Sorry I followed but not quite understand.
So is better to put fund in MBB GIA-i / eFD?
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Both have its own features as it depends on d duration n flexibility
wil-i-am
post Apr 18 2016, 03:49 PM

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QUOTE(zDarkForceSz @ Apr 18 2016, 03:35 PM)
Thanks for the reply. Did my research whole morning and had opts for GIA-i. More flexible for my case.

Just out of curiosity, did they ever make any loses? Can't find any information regarding to this. Just consistent 4% p.a.
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Based on my knowledge, they didn't record any losses
wil-i-am
post Apr 20 2016, 11:39 PM

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QUOTE(williamlee_1985 @ Apr 20 2016, 11:34 PM)
yo guys, whats the best FD deposit right now?
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Read page 1 for further info
wil-i-am
post Apr 23 2016, 04:31 PM

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QUOTE(bbgoat @ Apr 23 2016, 08:24 AM)
Yesterday in BR to renew FD to 1 yr 4.28%.

They are going to have a new promo starting 2/5/2016 for 1 yr 4.3% min 25k.

Asked about the gold coin. It is 24k plated, weight 50g, commercial value unknown. Anyway it is a nice looking gold coin ! thumbup.gif
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Did BR inform new promo is until when?
wil-i-am
post Apr 24 2016, 08:12 AM

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QUOTE(bbgoat @ Apr 23 2016, 05:29 PM)
Did not ask on that. Have FD due in May in BR ?  hmm.gif
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Yes on 1/6

QUOTE(bbgoat @ Apr 23 2016, 09:43 PM)
I have done twice recently renew and got promo rate. I top up on my own accord. But better for you to call up the branch to be 100% sure. I think Wiliam also renew recently to 4.28%.  biggrin.gif
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I just renew with no top up
wil-i-am
post Apr 24 2016, 04:01 PM

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QUOTE(aromachong @ Apr 24 2016, 12:15 PM)
lol.. right..

some of my funds while waiting.. put em in smartsavers
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While waiting, u may consider to lend me 1st brows.gif
wil-i-am
post Apr 25 2016, 01:48 PM

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QUOTE(bbgoat @ Apr 25 2016, 09:49 AM)
Asked this morning. Reply is till 31/5.
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I can't capitalize on d promo cry.gif
wil-i-am
post Apr 25 2016, 01:52 PM

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QUOTE(aromachong @ Apr 25 2016, 10:48 AM)
wa.. u so brave.. i always drive kapcai when i withdraw many money.. for example above 200k cash.. i will request for all 100 notes and put it in laptop bag.. lol so ppl thinkinside is laptop  rclxms.gif
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Now I know yo modus operandi brows.gif
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