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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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wil-i-am
post May 4 2016, 07:54 PM

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QUOTE(cybpsych @ May 4 2016, 06:52 PM)
user posted image

yes, Maybank eFixed Deposit Flexi Campaign has been extended to 13 May 2016 (previously 30 April 2016)

thumbup.gif
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Among d Best rate in town now
wil-i-am
post May 4 2016, 09:12 PM

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QUOTE(aromachong @ May 4 2016, 08:12 PM)
guess will head to mbb nego for the rates

hlb reject to increase 4.3 @ 6 months even amount nearly to 7 digits.. so i just o0o to them and walk off
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Wish u gud luck
wil-i-am
post May 4 2016, 10:52 PM

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QUOTE(bbgoat @ May 4 2016, 10:19 PM)
As I said in my earlier post this morning, HL difficult to get higher than promo rate. In Jan, I got the HL/MACH 6 mth 4.5%. These days are gone now.
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U r so lucky to lock-in gud rates
wil-i-am
post May 5 2016, 09:26 AM

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QUOTE(bbgoat @ May 5 2016, 08:05 AM)
Also have AmBank 2/3 years 4.6/4.5%. BR 2 years 4.55% biggrin.gif
Look into your crystal ball for next year !  brows.gif
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Tat is awesome rclxms.gif
wil-i-am
post May 5 2016, 02:59 PM

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QUOTE(jay010 @ May 5 2016, 11:19 AM)
Was wondering why am I getting error for uplifting today's placed maybank efd "account not authorised. Reject code [0076]"? Thanks
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Call their CS for inputs
wil-i-am
post May 6 2016, 10:38 AM

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QUOTE(bbgoat @ May 6 2016, 08:15 AM)
Disappointed today after checking the MBB Gia-i 7th month interest. Instead of getting 4.5%, only 4% !! Same as the 1st 6 months !  doh.gif

cybpsych, please check yours that is coming soon.
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Thanks for d hint as I didn't monitor
wil-i-am
post May 6 2016, 03:52 PM

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QUOTE(aromachong @ May 6 2016, 03:44 PM)
in midst of migrating.
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Can invite me for house warming or not?
wil-i-am
post May 7 2016, 07:04 AM

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QUOTE(TSOM @ May 7 2016, 06:35 AM)
Old?? So this rate is no longer applicable? sad.gif
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Yes
Anyway, u can choose the current rate @ 4% pa
wil-i-am
post May 7 2016, 11:17 AM

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Just came back from Maybank. They offer FD promo:-
1st 2 mths - 3.75%
3rd mth - 4.50%
Effective - 4.00%


wil-i-am
post May 7 2016, 03:32 PM

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QUOTE(heybai @ May 7 2016, 12:33 PM)
Hi guys, need some suggestion, I have a maybank FD soon expiring in July, small fund only 10k, is there any bank offering more than 4% in FD?
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Read page 1
wil-i-am
post May 7 2016, 03:37 PM

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QUOTE(bbgoat @ May 7 2016, 12:24 PM)
Not all lost in FD !  tongue.gif

I checked my FD Excel file. Below all 1 year rate. Up till 1/10/2015, AmBank offer 4.2%. Then Nov 1 2015 CIMB 4.3%/4.35% (ask for higher rate), then OCBC 5/11 4.5%. So the battle for 4.5% for major banks started Nov 2015 (though SCB started it in Q1 2015 but no other banks follow suit).

So the current 4.3% by few banks (discounting Bangkok Bank) is still not bad.  biggrin.gif
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Your excel file should show close to 8 digits, excl decimal smile.gif
wil-i-am
post May 8 2016, 05:54 PM

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QUOTE(TSOM @ May 8 2016, 08:58 AM)
then actually no difference from Maybank GIA. sad.gif
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Maybank FD is protected by PIDM whereas Maybank e-GIA none
wil-i-am
post May 8 2016, 08:14 PM

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QUOTE(bbgoat @ May 8 2016, 08:21 AM)
If u have about 250k, get the instant interest then put in for another 12 mth promo.  rclxms.gif
If lesser FD amt, put in to earn interest for normal FD or whatever.  biggrin.gif
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Great idea thumbsup.gif
wil-i-am
post May 10 2016, 05:35 PM

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QUOTE(cybpsych @ May 10 2016, 11:28 AM)
keep refreshing the mbb promo page.

mbb uses multiple web servers, some not yet updated (changes not yet propagated fully to other servers).

everytime u refreshes, sometimes it reload from slightly older server content.
hint: everytime u refresh the page, notice the timestamp below the Maybank logo  laugh.gif
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Thanks for d tips
wil-i-am
post May 11 2016, 01:35 PM

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QUOTE(sandkoh @ May 11 2016, 12:09 PM)
bro, read carefully! why never learn.  mad.gif br!

u ada experience ka? talk talk hearsay only!

u think bank sure entertain 6 figure meh? brows.gif not all banks.
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QUOTE(yygo @ May 11 2016, 12:12 PM)
tun doh.gif  laugh.gif

unker goat said br 50k can nego. alreidi. search his post. but 100k more chance.
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Must b calm n patience when deal with Tun Ram lol biggrin.gif
wil-i-am
post May 11 2016, 01:42 PM

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QUOTE(sandkoh @ May 11 2016, 01:39 PM)
oh yes! you know him so well! brows.gif  brows.gif

he was restrained for a while but now like loose canon! bruce.gif  bruce.gif  tongue.gif
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Know him here via his signature mark.....
wil-i-am
post May 13 2016, 11:18 PM

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QUOTE(aromachong @ May 13 2016, 11:02 PM)
1 million above can nego liao based on my experience for short terms
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Spot on..... HNWI
Just curious whether the BM will entertain if I bring IDR1 mil? tongue.gif
wil-i-am
post May 14 2016, 01:32 PM

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QUOTE(aromachong @ May 14 2016, 11:37 AM)
it's all about the risks.. now the only risks i put in BR and ASW2020 don't have PIDM protection

but i guess it's okay..  flex.gif

gonna close account after withdrawl from asw and put in FD for few months.. let's see whats the FD promotion for around september

shall wait
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PIDM just give u mental comfort during placement
wil-i-am
post May 14 2016, 11:53 PM

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QUOTE(Nom-el @ May 14 2016, 06:59 PM)
I have a question for those who make FD placement with personal cheque. When would your current account be debited? On the day you make the placement itself or only after the cheque is cleared (no longer floating)? I wonder what happens to the money when it is floating (usually 2 working days). Is it with the payer account, the payee account, the payee bank or with Bank Negara Malaysia? Thanks.
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On d day when u make placement
wil-i-am
post May 16 2016, 02:28 PM

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QUOTE(tonytyk @ May 16 2016, 02:17 PM)
Best effective 12m Fd rate now is KFH then.
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U plan to place with them?

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