Done last fri, advance interest received on sat

never use cheque.. all by cash..

cheque takes time to process and takes 3 working days to clear

the fastest i encounter took me 1 working day to clear

U are not just HNWI, but ultra HNWI !   

https://en.wikipedia.org/wiki/Ultra_high-ne...orth_individual

But unfortunately we will be losing u to another country soon !   

Less info on nego with major banks !             

Nego rates for BR today

4.4%p.a. - 12 months
4.5%p.a - 24 months

+aeiou228
Tax avoidance vs Tax evasion, one is a crime, the other is an art.

just been to maybank and saw the same promo of Profit Now Account-i 4.23% p.a for 9 months tenure. looks quite good...

Let say u place 1 mil, u will get rm31725 instant profit (1 mil x 4.23% x 9/12)
If u reinvest the rm31275, u will get rm1006 instant profit again (rm31275 x 4.23% x 9/12)
So, effective rate is 4.36% p.a [((rm31725+rm1006)/(9/12)) /1 mil x 100%]

Sorry I logged in maybank2u n realised I can select FD placement for gia-i yeah!

KFH Fd with PIDM vs MBB GIA without PIDM?

Some experts has been saying after Q2, so soon ? 

By end of today, watchout for BNM's statement. 

OPR stayed !   

http://www.bnm.gov.my/index.php?ch=en_pres...ac=3402&lang=en

OT: I thought u said MYR will weaken if OPR cut ? Your North means strengthen or weaken ? 

OPR is maintained, hoping for the return of 4.5% p.a

It is good idea to read post carefully. I just said happy with 4.3-4.4% 12 mth FD. Unfortunately, now some banks are giving up to 4.3% only (BR may be excepted if one can nego with them but result uncertain). 

Was planning to withdraw my FD from Affin Bank and park it under Maybank today, however the counter lady told me they introduced new rate last Friday. 4.5% for 12 months. Renewed my FD with them and got that rate.

I was at Affin earlier on and asked about 4.5% promo. Staff said it could be selected branch and selected client only.