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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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fruitie
post May 31 2016, 08:53 PM

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QUOTE(Ramjade @ May 31 2016, 08:52 PM)
I set it to auto-renew and uplift before maturity all the time. tongue.gif
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Alright, thanks! Will do it in my next cycle, I will leave it auto-renewal on its own until I really need the money. laugh.gif
!@#$%^
post May 31 2016, 09:08 PM

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QUOTE(fruitie @ May 31 2016, 08:42 PM)
Just checking I have placed my funds under GIA-i in M2U and for now it is auto credit to my account upon maturity after a month. If in my next cycle, I select auto renewal upon maturity, can I still uplift it at anytime? Just in case if I have any emergency and suddenly later cannot uplift, I'll be in trouble. laugh.gif
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can uplift anytime
cj7lee
post May 31 2016, 09:54 PM

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QUOTE(wil-i-am @ May 31 2016, 07:12 PM)
I dun think their info is up to-date
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The customer officer was very friendly although I was told that no 4.5% promotion in JB.
wil-i-am
post May 31 2016, 10:10 PM

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QUOTE(Ramjade @ May 31 2016, 08:52 PM)
I set it to auto-renew and uplift before maturity all the time. tongue.gif
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Y u uplift b4 maturity since student no need to spend $?
cappuccino vs latte
post May 31 2016, 10:36 PM

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QUOTE(fruitie @ May 31 2016, 08:53 PM)
Alright, thanks! Will do it in my next cycle, I will leave it auto-renewal on its own until I really need the money. laugh.gif
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auto renewal means earn miserable board rate. My way is to continue hunt for short term promo rate.
fruitie
post May 31 2016, 10:37 PM

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QUOTE(cappuccino vs latte @ May 31 2016, 10:36 PM)
auto renewal means earn miserable board rate. My way is to continue hunt for short term promo rate.
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4% is enough for me, I'm easily contented. tongue.gif
Bonescythe
post May 31 2016, 11:07 PM

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QUOTE(cherroy @ May 30 2016, 10:26 PM)
Fed will only raise max 0.25% by June, and possibly halt from that point, aka the Fed fund rate will be 0.5% (if there is a raise on June, which is high possibility), which is still light year away from the 5%.  laugh.gif

In fact, 3months KLibor has soften from about 3.8x% to 3.6x%, which make FD promotion rate become "softer" across as well as compared to early in the year.
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Is coming... is coming..... i can smell it nearer n nearer already.. lolz...

Another 7mths to go in 2016. Time flies so fast..

4 weeks saw heavy fund going out.. almost 4b
Anakinboo
post May 31 2016, 11:21 PM

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Place fd in uob today for May promo 12m at 4.3% . June promo change to 12m at 4.25%.
Deal Hunter
post May 31 2016, 11:29 PM

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QUOTE(fruitie @ May 31 2016, 10:37 PM)
4% is enough for me, I'm easily contented. tongue.gif
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I will just scrape together 10 k and try Bangkok Bank at 4.35% before 30 June 2016 for 12 months. Can still wait a bit to see if
other banks will give better rate instead of gifts and other mixed promos. 4% is way too low for greedy me. drool.gif
fruitie
post May 31 2016, 11:32 PM

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QUOTE(Deal Hunter @ May 31 2016, 11:29 PM)
I will just scrape together 10 k and try Bangkok Bank at 4.35% before 30 June 2016 for 12 months. Can still wait a bit to see if
other banks will give better rate instead of gifts and other mixed promos. 4% is way too low for greedy me. drool.gif
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12 months is too long for me. laugh.gif
bbgoat
post Jun 1 2016, 08:20 AM

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QUOTE(Bonescythe @ May 31 2016, 11:07 PM)
Is coming... is coming..... i can smell it nearer n nearer already.. lolz...

Another 7mths to go in 2016. Time flies so fast..

4 weeks saw heavy fund going out.. almost 4b
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I hope your wish comes true ! 12 mth 5% FD ! rclxms.gif I will be VERY happy if that happens ! thumbup.gif

However, my bet is NOT this year, read my lips ! rclxs0.gif

wil-i-am
post Jun 1 2016, 09:18 AM

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QUOTE(bbgoat @ Jun 1 2016, 08:20 AM)
I hope your wish comes true ! 12 mth 5% FD !  rclxms.gif  I will be VERY happy if that happens !  thumbup.gif

However, my bet is NOT this year, read my lips !  rclxs0.gif
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M awaiting for 5% too biggrin.gif
bbgoat
post Jun 1 2016, 10:08 AM

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QUOTE(wil-i-am @ Jun 1 2016, 09:18 AM)
M awaiting for 5% too  biggrin.gif
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Your bet is when ? Like Big Bones ? tongue.gif
wil-i-am
post Jun 1 2016, 10:15 AM

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QUOTE(bbgoat @ Jun 1 2016, 10:08 AM)
Your bet is when ? Like Big Bones ?  tongue.gif
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In Q4/2016
bbgoat
post Jun 1 2016, 10:17 AM

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QUOTE(wil-i-am @ Jun 1 2016, 10:15 AM)
In Q4/2016
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Reasons for Q4 ? hmm.gif
wil-i-am
post Jun 1 2016, 10:19 AM

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QUOTE(bbgoat @ Jun 1 2016, 10:17 AM)
Reasons for Q4 ?  hmm.gif
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Gut feelings
bbgoat
post Jun 1 2016, 10:22 AM

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QUOTE(wil-i-am @ Jun 1 2016, 10:19 AM)
Gut feelings
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My "gut feeling" is Q4 2016 4.6% 12 mth as the highest. But if the 12 mth 5% comes true, I will celebrate in big party ! rclxm9.gif
Bonescythe
post Jun 1 2016, 10:34 AM

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Looks like some share the same guts as mines.. biggrin.gif

Kikiki...


bbgoat
post Jun 1 2016, 10:36 AM

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QUOTE(Bonescythe @ Jun 1 2016, 10:34 AM)
Looks like some share the same guts as mines.. biggrin.gif

Kikiki...
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Hehehe, lets see whose gut is correct ! rclxs0.gif
il0ve51
post Jun 1 2016, 11:11 AM

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hi peep, any good offer on June? which one is the best now?

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