Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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 Feb 25 2016, 09:36 AM
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#1
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Junior Member
66 posts Joined: Mar 2014 
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QUOTE(ytan053 @ Feb 24 2016, 02:19 PM) THanks for pointing out! Now that I did my calculation, it is more than 4% in Feb'16. I placed RM1k in Jan 16 and the balance is 1003.39 in Feb'16, hence my simple minded thinking tells me it's 3.39%. If convert into % p.a. equivalent, it is actually 4.07% p.a. For the RM 3.39 profit you received, the profit rate is 3.39/1000*(366/31) = 4.002% which is the published GIA-i indicative profit rate    |
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Mar 1 2016, 04:12 AM
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#2
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(adele123 @ Feb 29 2016, 10:50 PM) i want to ask about the interest rate calculation... is there any difference due to the leap year? For leap year, you have 366 days, so the interest calculation is: (no. of days) X (p.a. interest rate)/366i can't seem to calculate and get the right interest based on the FDs i have... somehow just slightly off... |
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Mar 27 2016, 11:58 AM
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#3
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(wodenus @ Mar 26 2016, 02:58 AM) Just got back from BSN.. 4.5% promo is over quota, now 4.3%. Is the 5 years 4.75% p.a. promo still available? |
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May 20 2016, 08:46 AM
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#4
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(Plutoman @ May 19 2016, 07:39 PM) To those who put maybank GIA-i promo last time that suppose to give effective rate of 4.5%, wanna check if you guys receive 4.5% rate for your 7th month? I only got 4.436% only for my 7th month I received 4.5% for 7th month. You might make some calculation error, the number of days for April is 30. 1st 6th months been geting 4% as promoted. |
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May 30 2016, 03:29 PM
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#5
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(twinkle5129 @ May 30 2016, 03:17 PM)  I've written to Affin customer service & the reply still said it's only for selected branches. |
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May 31 2016, 09:54 PM
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#6
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(wil-i-am @ May 31 2016, 07:12 PM) I dun think their info is up to-date The customer officer was very friendly although I was told that no 4.5% promotion in JB. |
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