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 Ultimate Discussion of ASNB (47457-V) IV, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Feb 1 2016, 01:41 PM

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QUOTE(OptimusStar @ Feb 1 2016, 01:38 PM)
Is there any kind of financial assistance like ASB2 loan for non bumiputera?
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Nope. Again I want to stress PNB is established to help Bumis.
nexona88
post Feb 1 2016, 01:56 PM

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QUOTE(yahiko @ Feb 1 2016, 01:30 PM)
just got rejected from AS1M yawn.gif

tbc next month sigh
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why not do OTC? hmm.gif Nowadays I see online top up veli hard. Few months back easy!
yahiko
post Feb 1 2016, 02:48 PM

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QUOTE(nexona88 @ Feb 1 2016, 01:56 PM)
why not do OTC? hmm.gif Nowadays I see online top up veli hard. Few months back easy!
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desk job.. far from bank..
just try only lo.. lucky manage to hentam hard last month when is easy to get biggrin.gif
harmonics3
post Feb 1 2016, 02:53 PM

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tried luck at RHB bank but crazy long queue.. guess bumi also learnt to transact on the 1st of every month to maximize dividends... only tried ASM without success and decided not to try AS1M and ASW as the staff was obviously impatient with long queue of people waiting for their turn.
Vincent9696
post Feb 1 2016, 03:42 PM

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Asm full today...
nexona88
post Feb 1 2016, 03:48 PM

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QUOTE(Vincent9696 @ Feb 1 2016, 03:42 PM)
Asm full today...
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AS1M & ASW2020? hmm.gif
Vincent9696
post Feb 1 2016, 04:02 PM

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QUOTE(nexona88 @ Feb 1 2016, 03:48 PM)
AS1M & ASW2020?  hmm.gif
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Asw didnt try , as1m got unit... Just saw van bergerak in zon selatan today... Sad case is cant top up , only able to update passbook and initial investment.
annas473
post Feb 1 2016, 04:42 PM

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QUOTE(kpfun @ Feb 1 2016, 11:00 AM)
ASNB has a product of Hibah Amanah for Muslims and Pengisytiharan Amanah for non Muslims. They collect RM190 one time fee for all units of all products of the person has in ASNB. The execution fee is about 0.6% for the first 1 million, and subsequent is a bit lower. The withdrawal takes less than 21 days. Other wills, may take months to year.

Other wills means any withdrawal from a decease's account is not going through either hibah/penisytiharan Amanah.
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speedfamgirl
post Feb 1 2016, 06:04 PM

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Updated my passbook last Friday, still kinda puzzled why my calculation was waay out from the real dividend received. tak sampai pun 15k!!

and the bonus..what a joke

Need a Plan B to maximize return..any idea?
and no loans please...thanks
Ramjade
post Feb 1 2016, 07:07 PM

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QUOTE(speedfamgirl @ Feb 1 2016, 06:04 PM)
Updated my passbook last Friday, still kinda puzzled why my calculation was waay out from the real dividend received. tak sampai pun 15k!!

and the bonus..what a joke

Need a Plan B to maximize return..any idea?
and no loans please...thanks
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You sure your calculations correct? Dividends are only given for the lowest value of the month.

other UTs, stocks? Unker dreamer suggested ETF
speedfamgirl
post Feb 1 2016, 07:19 PM

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QUOTE(Ramjade @ Feb 1 2016, 07:07 PM)
You sure your calculations correct? Dividends are only given for the lowest value of the month.

other UTs, stocks? Unker dreamer suggested ETF
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I calculate roughly only...but then again i never invested cun cun at 1st day of the month...so yea perhaps you're right sweat.gif
Kaka23
post Feb 1 2016, 10:19 PM

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QUOTE(nexona88 @ Feb 1 2016, 12:28 PM)
thanks for the info rclxms.gif I hope most non bumi don't buy the asnb will.. So when they give cash, more units available on the system for all to grab tongue.gif
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Cannot be so selfish..
wil-i-am
post Feb 1 2016, 11:20 PM

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Managed to top up some today
Vincent9696
post Feb 2 2016, 07:27 AM

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QUOTE(wil-i-am @ Feb 1 2016, 11:20 PM)
Managed to top up some today
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Asm?
Ramjade
post Feb 2 2016, 08:09 AM

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QUOTE(Kaka23 @ Feb 1 2016, 10:19 PM)
Cannot be so selfish..
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Did you manage to get your 5 figure?
hyelbaine
post Feb 2 2016, 09:07 AM

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QUOTE(nexona88 @ Feb 1 2016, 12:28 PM)
thanks for the info rclxms.gif I hope most non bumi don't buy the asnb will.. So when they give cash, more units available on the system for all to grab tongue.gif
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There might be some confusion and or misunderstanding. ASNB's pengisytiharan amanah (PA) does pay the beneficiary in terms of units and not merely cash. Cash is only paid out if the receiver is not eligible to open an account with ASNB because you can "gift" your units to foreigners; in fact you can gift your units to anyone you like flex.gif

At least this was the understanding I got when I signed up for the service icon_rolleyes.gif
filage
post Feb 2 2016, 02:35 PM

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Is the ASM convertion to new passbook mandatory (like if you give them old book to update, they will issue new book automatically) and is it free of charge? What about ASW?

Oh btw, I think the TS can update the first page about online transaction. It's not just Maybank and CIMB, it also available on RHB and Affin.


Ramjade
post Feb 2 2016, 02:36 PM

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QUOTE(filage @ Feb 2 2016, 02:35 PM)
Is the ASM convertion to new passbook mandatory (like if you give them old book to update, they will issue new book automatically) and is it free of charge? What about ASW?

Oh btw, I think the TS can update the first page about online transaction. It's not just Maybank and CIMB, it also available on RHB and Affin.
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Without new book ,you cannot do any transaction for both ASM and asw. Yes changing of book is FOC.

This post has been edited by Ramjade: Feb 2 2016, 02:38 PM
TS[Ancient]-XinG-
post Feb 2 2016, 03:03 PM

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QUOTE(filage @ Feb 2 2016, 02:35 PM)
Is the ASM convertion to new passbook mandatory (like if you give them old book to update, they will issue new book automatically) and is it free of charge? What about ASW?

Oh btw, I think the TS can update the first page about online transaction. It's not just Maybank and CIMB, it also available on RHB and Affin.
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Do you know what service they provide? Like non bumi can top upwhat?

Because I dint use those platform, I must have correct info only can update.
Kaka23
post Feb 2 2016, 04:06 PM

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QUOTE(Ramjade @ Feb 2 2016, 08:09 AM)
Did you manage to get your 5 figure?
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Only RM1K cry.gif

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