yes,...thank you....
this AMB ITF fund serves as my spare "reserves" to move my funds to top up the just in case "Kena hit" kaw kaw funds
...

1st step of the "portfolio transformation plan" hit the wall already.
just read email....FSM will not allow my Affin hwang EQ funds to moves into FSM non affinhwang funds without SC...
I wanted to move my HSAO to KGF and EISC....kena SC
can transfer to FSM HSAO.....free.

This post has been edited by yklooi: Jan 1 2016, 11:16 AM

Time for Vanguard Ninja Method?

BTW, what is AMB ITF in your portfolio?

maybe not enough time to do the Ninja twist....
hv to buy on 9 Jan...... 0.5% sales charge for all unit trusts from 10 participating fund houses at the event, on both dates only. This means, 160 unit trusts are at 0.5% sales charge on 9 and 16 January 2016

AMB INCOME TRUST FUND

cimb does not give the speech, but has a participating booth there, not sure if it give 0.5% sales charge?

I guess it gives too...as per this.....

160 unit trusts are at 0.5% sales charge on 9 and 16 January 2016 from 10 participating fund houses which include Aberdeen, Affin Hwang Capital, AmInvest, Amanah Mutual, CIMB-Principal, Eastspring, Kenanga, Manulife, Pheim and RHB Asset Management.
http://www.fundsupermart.com.my/main/resea...-1-Jan-16--6668

May I know how it works?
Open a FSM account on the spot and give cheque?

Q: How do I open an investment account?
A: Visit our homepage at www.fundsupermart.com and click on GETTING STARTED tab and choose ACCOUNT OPENING.
http://www.fundsupermart.com.my/main/faq/0...ng-Started-8660

Q: What are the New Account Benefits?
A: With effect from 02/02/2012, Fundsupermart.com Malaysia will be providing exclusive benefits to new account holders.
These benefits include:
1) Sales charge capped at a maximum of 1% (normal FSM sales charge is 2%).
2) Regular Savings Plan (RSP) sales charge capped at 1% for first 6 monthly deductions.
These benefits are applicable to UNLIMITED purchases of ANY unit trust, up to a period of 30 calendar days upon account activation
http://www.fundsupermart.com.my/main/faq/0...t-Benefits-5904

Q: What are the payment procedures for cash investments?
A: Currently, you can pay by:
1.FPX
2.Cash Management Fund
3.Mail-in Cheque / Cheque Deposit
4.Maybank Online Bill Payment
5.Fund Transfer
http://www.fundsupermart.com.my/main/faq/0...nt-Methods-2409

No, I don't regret coming here and giving away freebies. All this information is freely available on the internet if you know what you're looking for. Its actually beneficial to me too and very interesting to see what other ppl are doing out there.

Yes, I came to LYN to cari makan, but not from the FSM/PM/UT boards. Selling UT, the margins are very low, and tend to have very low turn over.


Happy new year everyone !

Reference fyi

geee,..thks for the chart...
from yr charts ...looks like it dropped like EQ funds too in 2007~2009

I was looking at the 3 yrs annualised volatility %....it was the least on my intended portfolio
was thinking to use it for reserves ammo....with a better than FD rate. at normal times


Attached thumbnail(s)

Possible to catch the 16th date?

I guess if you plan to park your Ammo there.. maybe need to think twice. From the chart.. it goes down quite steep and take some time to climb up like other equities..

Actually its in your 10y chart too. Because you're looking at all the funds at the same time, it does not look significant.

If you wanted a pure parking facility, use a money market fund instead. If you insist on fixed income, balance between large size vs. bond quality vs. historical performance. As a holding facility, your greatest concern is default.

The big drops you see are actually bond defaults. Not "poor performance".

Why bond default takes so many years yo go down?

Few default papers in a span of 2 years?

by that time...the NAV may have gone up > 0.5% already.....

from his earlier post at page # 5, post# 86, I think [yklooi] is looking for a quantum leap to jump up his IRR from his simulation of expectation.....
post#94 , he mentioned of what he had tried and post # 96, what he will be trying...

and from his post at page # 35, post# 700, he mentioned about FSM comments of small cap index....

therefore, I think he would not be so gung ho,...when the small cap index is higher.....
so I think he will reorganise or do his "portfolio transformation plan" again when that time comes....
he already mentioned in post # 693....."2016 will be the year of either make it or burst".

just hope that he can achieve his "portfolio transformation plan" in < 9 months....

looking at his planed portfolio allocation.....at 28% FI (AMB ITF), 21% M'sia Small cap & 11% KGF and 23% in Ponzi 1.0 (Ponzi 1.0 has 30% in M'sia).......
I think the chances of AMB losing 10% NAV which would affect his portfolio by 2.8% to be very slim compared to the chances of his M'sia coverage dropping 10% which would affects his portfolio by a large numbers to be MUCH higher.

This post has been edited by T231H: Jan 1 2016, 07:39 PM

Actually 21% small cap are not fully small cap as RHB smart treasure is a mix of cap sizes. If really want small cap, he can look at other options such as KAF Vision, RHB Smart Balanced and RHB Small Cap Opportunity.

TL;DR ....

I'm merely suggesting he reconsider his choice on holding facility.

He can transform his portfolio in T+2, if he pays.