yes,..because of past 7x......I just entered (gambled) 1.7% into it yesterday

average down lor aka top-up 

Fund can use TA one meh? This is new to me.

was thinking of NOT building a diversified portfolio next year......(still thinking, still have abt a month before the usual annual what and where to invest promo starts)
thinking of reducing EQ and focus that value into KGF and EISC (just an example)
maybe more % on FI like 60%, 30% in EISC, 10% in KGF only (or maybe Ponzies)
have to try to see how will the results be expected...with various "projected" rate of returns of those funds.....

The chart/data provided me a glimpse of my "would be" performance of the next many years.....
have to do something to change that, it not happy with it? .....

I tried TA before, in stock investment.

But whether it's stock market or UT, trend, momentum and sentiment are all short term. Since I invest in UT for long term, I don't bother to do TA lah...

TA, if we get it right, we may save a few percent of capital. But I am eyeing 8% annual return

And, if we get it wrong, we may miss the boat...

Potong stim. Just when I thought that there could a mini rally for year end, all the markets closed RED today. 

do i really need to click on something to trigger it?
not automated wan?

BEFORE you press the button for the final transaction, it will show whether you are charged SC or not. If the screen shows that you are being charged SC, then just ABANDON the transaction lor. 

But the whole INTER-SWITCH to INTRA FUND transaction using my method will take at least 10 days. Unless you are in rush. In this case, once you have performed the Affin Equity Fund to Affin Bond Fund switch, just use your CMF to buy the Kenanga Bond Fund for switching into Kenanga Equity Fund. Don't wait to switch the Affin Bond Fund into Kenanga Bond.

After that, in a few days time, just sell back your Affin Bond Fund into CMF.

P/S:  If you are transacting RM10K and above, you can save at least a few hundred RM.

from his earlier post at page # 5, post# 86, I think [yklooi] is looking for a quantum leap to jump up his IRR from his simulation of expectation.....
post#94 , he mentioned of what he had tried and post # 96, what he will be trying...

and from his post at page # 35, post# 700, he mentioned about FSM comments of small cap index....

therefore, I think he would not be so gung ho,...when the small cap index is higher.....
so I think he will reorganise or do his "portfolio transformation plan" again when that time comes....
he already mentioned in post # 693....."2016 will be the year of either make it or burst".

just hope that he can achieve his "portfolio transformation plan" in < 9 months....

looking at his planed portfolio allocation.....at 28% FI (AMB ITF), 21% M'sia Small cap & 11% KGF and 23% in Ponzi 1.0 (Ponzi 1.0 has 30% in M'sia).......
I think the chances of AMB losing 10% NAV which would affect his portfolio by 2.8% to be very slim compared to the chances of his M'sia coverage dropping 10% which would affects his portfolio by a large numbers to be MUCH higher.

Just hope what you said is true...
I remembered, got 1 time recently, they used a very simple system....they hand out discount voucher in the form of password number...
one need to key in the password to get the discount....no need smart system...

actually how do u guys lock your profit? once achieve target % then sell / switch to money market and wait for market bottom again?

or ride it all the way until new theme come?

bcoz if u dump and come back 10 yrs later there's possibility the amt same as that time u dump 10 yrs back right? like what happened in 2008. years of profit just burned.

hope all taikors kindly share for bilis like me.

How regularly do u mean?  By a period of time?  Or by a percentage of profit?

The question is if we take profit, where to invest next?

Let's say we sell equity fund A and buy equity fund B. When bear market comes, both may down equally.

Of course if we anticipate bear market we can switch to money market fund. But did you, or your UTC, anticipate financial storm in 2008?

Hehe.. lock profit first for my old Smart Treasure fund! Almost 80++% profit after less than 5 years holding..

Just lock 38% profit only (as this is the gain for this fund in 2015), rest just keep it inside...

But why didn't your UTC alert you before you lost 20% profit? The face is even he/she failed to foresee market crash. That's what I mean.

If you can't foresee market crash, you would just sell one equity fund and buy another.

Look at penjaga van's post above regarding 3% signal.

But but but...

I remember some time Smart series of RHB funds totally koyak

did you added heavily on RHB Small Cap Opp  in the month of DEC?

ok...
this is interesting....