yes LLP has problem on opening accounts. Bank needs the legal partnership agreement before they allow you to open. Also now bank not granting any loan facilities to LLP.

I have read the RHB Islamic Bond Fund annual report and found the following facts, hope all sifus can gve your opinion.

1) the fund size is not big, it grow approx. RM10mil per year, from RM23 mil (2013), to RM33mil (2014) and to RM43 mil (2015).
2) the short-term return (1,3, 6 months) performance are disappointing compared to the benchmark of FD Rate.
3) there is one bond default in 2012 and recovered recently in 2013, which contributed to the accessive gain of 20% for the year 2013.
4) Fund is in low liquidity, 98.65% of the funds holding bonds and only 1.35% cash (liquidity), wonder if t can meet any immediate redemption bearing in mind 2.5% of the investors own 86% of the funds. There are only 320 investors in this fund. 50% of the investors own less than 0.7% of the fund size, which is very extreme.

Based on the above,

a) I wonder if it is still advisable to invest in this fund (or any other bond fund) since the interest rate is escalating. The theory depicts that interest rate and bond performance has an invert relationship.
b) how is the default risk for malaysian bonds?

Hope sifu give your inputs.....

thanks, even though the article is 6-7 years old.

Liquidation risk is one of the risks to consider.
When the needs arise, the fund manager needs to liquidate or force selling the bonds that making profit at discounted rate, which will affect the performance of the fund

Anyone invest in this fund? What is your take for investing and de invest from this fund?

Thanks for your inputs
In your opinion, what fund size is consider big enough to diversify the risk?

Thanks for your explanation.
appatently it make more sense to invest in bigger size bond funds

cimb does not give the speech, but has a participating booth there, not sure if it give 0.5% sales charge?

May I know how it works?
Open a FSM account on the spot and give cheque?

Some do not have knowledge, not computer savy to buy online. So need to relying on agents. Public mutual doing well in rural area.

the share market is on the downward trends not sure 16th may not the right time to buy yet, although can save some om the sales charges?

i like reading this thread. More insights to learn compared to the ASB/ASW thread.

In that thread, if any guy successfully top up 1k into their account, 10 postings asking which bank/branch, which counter, what time, 1 trial or multiple trials, and another 10 postings congrat the guy well done, and why so lucky.

The quality of that thread very low.

It's a fixed price fund. Therefore, it looks like a capital guaranteed fund because when u sell, you will sell at what you have paid. Banks take it as collateral and grant OD/TL facilities of up to 100% of the face value (due to its fixed priced feature)

Having said that, in the financial terms, and financial literature, it is not a capital guarantee funds, at leaset the fund prospectus never mentioned it is capital guaranteed, nor it is an FD which guaranteed by PIDM.

Haha, explain to your kids, besides white and black colors there is a color called gray....

stop catching the falling knife.