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 Fundsupermart.com v13, Merry X'mas and Happy 牛(bull!) Year

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lukenn
post Feb 18 2016, 09:27 PM

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QUOTE(Ic3ywolf91 @ Feb 18 2016, 07:38 PM)
Hello seniors and sifus, im planning to start investing via fundsupermart. I came across the following statement in the faq section. Does this mean that in an unlikely event where the platform ceases as a business, theres a possibility i will nt be getting back my units? (Since non epf funds are not registered under my name)

Thanks in advance

: WHEN I BUY FUNDS FROM FUNDSUPERMART, IN WHOSE NAME WILL THE UNITS BE REGISTERED IN?

A: For cash investments, all units will be registered under iFAST Nominees Sdn. Bhd. For EPF Account 1 investment, they will be registered in your names. These units are segregated from the company’s assets.
You can contact our hotline (03)2149 0567 for any problems regarding your investments and iFAST Capital Sdn. Bhd. will liaise on your behalf with the fund managers.

*
As with all CUTA and IUTA platforms, the cash funds are bought in the principals name. In the event of company bungkus, the principal will have to pass along the account holder details and holdings, either back to the asset manager, or whoever who buys them out, or go through forced liquidation, with funds returned to customers.

For EPF-MIS purchases, the asset manager has direct access to your details. Look up their terms and conditions to see what happens when bad shit happens.

In either case, your major concern here is record keeping. If you keep your statements in order, and keep track of all transactions, it will be to your benefit in the event of a messy winding down.
nexona88
post Feb 18 2016, 10:05 PM

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should there's be new version?

or Pinky wanna keep until 3,000 post tongue.gif
Kaka23
post Feb 19 2016, 07:32 AM

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QUOTE(kimyee73 @ Feb 18 2016, 04:35 PM)
FSM Exclusive Dinner 2016 at Chin's Stylish Chinese Cuisine, Tanjung City Marina, Penang. Sponsored by AmFunds
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I want!!
Muhammad Abdul Latif
post Feb 19 2016, 11:17 AM

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QUOTE(T231H @ Feb 18 2016, 03:24 AM)
hmm.gif  Sifus are asleep right now....

let me try to help out till they are awaken and report in....
unknown to what you needed....I just simply "tembak"  rolleyes.gif
Guide to EPF Forms
http://www.fundsupermart.com.my/main/faq/1...-EPF-Forms-9567

to see the EPF approved funds in FSM
goto the FSM MY website
click FUNDS INFO,
select FUNDS SELECTOR,
under EPF Approved funds...click YES
(if you wanted Shariah Compliance funds with EPF investment.....under Shariah Compliant funds ...click YES)
then click generate table
http://www.fundsupermart.com.my/main/fundi...fundSelect.svdo

Most Consistent EPF-Approved Funds in 2015 ......January 13, 2016
As of end-2015, we have a total of 95 EPF-approved funds on our platform. Out of the 95 funds, there are 51 equity funds, 24 balanced funds and the remaining 20 funds are fixed income funds. 80 (84.2%) of the EPF-approved funds reported positive returns while 15 funds (15.8%) were in the red in 2015. 
(pls note..."positive returns" here means may includes returns that is less than EPF punya dividend rate)  tongue.gif
http://www.fundsupermart.com.my/main/resea...ds-in-2015-6702
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Thanks. I have been going through these stuffs. Here is what I am aware of and I hope I am not mistaken:

1) EPF Investment can't switch from one fund house to another. I can only switch among different funds of the same fund house.
2) If I get the amount transferred to a bond/cash management fund then transfer monthly over few months to equity funds, I stand a better chance to DCA and minimise risk of lumpsum investement.

Now the question is which fund house/funds would you recommend? My investment horizon is about 5 years.



T231H
post Feb 19 2016, 11:36 AM

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QUOTE(Muhammad Abdul Latif @ Feb 19 2016, 11:17 AM)
...
2) If I get the amount transferred to a bond/cash management fund then transfer monthly over few months to equity funds, I stand a better chance to DCA and minimise risk of lumpsum investement.

Now the question is which fund house/funds would you recommend? My investment horizon is about 5 years.
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may not be true ...DCA is any enemy in climbing NAV trends.
Dollar Cost Averaging is defined as a constant investment into a fund at predetermined times such that the investor purchases more units when the price is low and less when it is high.

which fund house/fund?
PICKING THE RIGHT UNIT TRUST
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=4

HOW TO PICK THE RIGHT FUND MANAGER
http://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=5

Keep Your Risks In Check
http://www.fundsupermart.com.my/main/resea...-Apr-2012--2266

This post has been edited by T231H: Feb 19 2016, 11:37 AM
echoesian
post Feb 19 2016, 12:27 PM

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My CIMB Asia Pacific Dynamic Income Fund has dropped -15%, is it time to buy more to average down ?
T231H
post Feb 19 2016, 01:19 PM

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QUOTE(echoesian @ Feb 19 2016, 12:27 PM)
My CIMB Asia Pacific Dynamic Income Fund has dropped -15%, is it time to buy more to average down ?
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hmm.gif i think YES....Asia Pac is still at "cheap" valuation according to FSM...
just found this..hope it helps...

What Should You Do If You Invested At The “Top”?
https://secure.fundsupermart.com/main/artic...-The-Top--11233
river.sand
post Feb 19 2016, 02:02 PM

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QUOTE(Muhammad Abdul Latif @ Feb 19 2016, 11:17 AM)
Now the question is which fund house/funds would you recommend? My investment horizon is about 5 years.
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The popular funds in this thread (not just me, but among others as well) are:
- Kenanga Growth Fund
- Eastspring Investment Small Cap
- CIMB Principal Asia Dynamic Income Fund aka Ponzi 2.0
- CIMB Principal Global Titan Fund
- RHB Asia Total Return Fund

Among Syariah-compliant funds, the popular one is:
- Aberdeen Islamic World Equity Fund
However, this fund has been underperforming its benchmark.

BTW, what are your other investments? You may not want too much overlapping.
xuzen
post Feb 19 2016, 03:00 PM

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» Click to show Spoiler - click again to hide... «


I am still keeping this fund in my portfolio. The preferred minimum exposure is 25%; maximum exposure is 33% of your total equity portion. Whether to buy or not buy will depend on how much you already have in your portfolio.

Xuzen



This post has been edited by xuzen: Feb 19 2016, 03:03 PM
sunshine-kc
post Feb 19 2016, 05:52 PM

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QUOTE(xuzen @ Feb 19 2016, 03:00 PM)
» Click to show Spoiler - click again to hide... «


I am still keeping this fund in my portfolio. The preferred minimum exposure is 25%; maximum exposure is 33% of your total equity portion. Whether to buy or not buy will depend on how much you already have in your portfolio.

Xuzen
*
Thinking of Buying More. But worried about the 3 sectors they are exposed to ( Ie Financials, Industrial and Telecom ) and top 4 countries ( HK, Singapore, Taiwan and Australia ). These places and sectors dont look to bright over the next 2 to 4 years ? Not Sure ........ rclxub.gif

Please enlighten me on the logic behind keeping the portfolio between 25% to 33% of Total Portfolio ??
xuzen
post Feb 19 2016, 06:59 PM

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QUOTE(sunshine-kc @ Feb 19 2016, 05:52 PM)
Thinking of Buying More. But worried about the 3 sectors they are exposed to ( Ie Financials, Industrial and Telecom ) and top 4 countries ( HK, Singapore, Taiwan and Australia ). These places and sectors dont look to bright over the next 2 to 4 years ? Not Sure ........  rclxub.gif

Please enlighten me on the logic behind keeping the portfolio between 25% to 33% of Total Portfolio ??
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Logic is based on result calculated by Algozen™ [Algorithm by Xuzen].

It is a excel program written by me that is based on Harry Markowitz's Modern Portfolio Theory.

The result is a Minimally Variance Portfolio.

Xuzen

p/s The underlined words you can google for more info.










repusez
post Feb 20 2016, 12:28 AM

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QUOTE(Muhammad Abdul Latif @ Feb 19 2016, 11:17 AM)
Thanks. I have been going through these stuffs. Here is what I am aware of and I hope I am not mistaken:

1) EPF Investment can't switch from one fund house to another. I can only switch among different funds of the same fund house.
2) If I get the amount transferred to a bond/cash management fund then transfer monthly over few months to equity funds, I stand a better chance to DCA and minimise risk of lumpsum investement.

Now the question is which fund house/funds would you recommend? My investment horizon is about 5 years.
*
i think for EPF, you should be looking eastspring ,cimb, kenanga fund, becoz they no free switching and have several EPF approved fund ,
if you go for rhb fund which also has a lot of epf approve funds, you'll need to pay rm 25 per switch

if u want syariah epf fund even less choice




wil-i-am
post Feb 20 2016, 08:27 PM

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EPF just declared 6.40% Dividend for Year 2015
Perhaps it's better to stay instead of withdraw n invest in FSM
aoisky
post Feb 20 2016, 08:54 PM

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QUOTE(wil-i-am @ Feb 20 2016, 08:27 PM)
EPF just declared 6.40% Dividend for Year 2015
Perhaps it's better to stay instead of withdraw n invest in FSM
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Ya. and maintain the 11% contribution as well.
echoesian
post Feb 21 2016, 12:12 AM

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QUOTE(xuzen @ Feb 19 2016, 03:00 PM)
» Click to show Spoiler - click again to hide... «


I am still keeping this fund in my portfolio. The preferred minimum exposure is 25%; maximum exposure is 33% of your total equity portion. Whether to buy or not buy will depend on how much you already have in your portfolio.

Xuzen
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This fund in my portfolio is 7.8%. I have 3 non-Malaysia UT namely Aberdeen, Affin Hwang Select Asia Quantum and this fund. All these three funds having negative return while my MY funds are not dropping that much.
echoesian
post Feb 21 2016, 12:14 AM

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QUOTE(sunshine-kc @ Feb 19 2016, 05:52 PM)
Thinking of Buying More. But worried about the 3 sectors they are exposed to ( Ie Financials, Industrial and Telecom ) and top 4 countries ( HK, Singapore, Taiwan and Australia ). These places and sectors dont look to bright over the next 2 to 4 years ? Not Sure ........  rclxub.gif

Please enlighten me on the logic behind keeping the portfolio between 25% to 33% of Total Portfolio ??
*
But FMS is recommending this Fund this month! : rclxub.gif
SUSDavid83
post Feb 21 2016, 09:23 AM

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QUOTE(echoesian @ Feb 21 2016, 12:14 AM)
But FMS is recommending this Fund this month! : rclxub.gif
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Low volatility is part of the reason for recommendation
xuzen
post Feb 21 2016, 10:19 AM

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QUOTE(echoesian @ Feb 21 2016, 12:12 AM)
This fund in my portfolio is 7.8%. I have 3 non-Malaysia UT namely Aberdeen, Affin Hwang Select Asia Quantum and this fund. All these three funds having negative return while my MY funds are not dropping that much.
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MY funds dropped a lot in 2015 especially those big cap. When did you enter MY fund? Those who entered in 2014 will know what I am talking about. 2015 was US mkt due to the MYR weakness.

Xuzen
MUM
post Feb 21 2016, 10:39 AM

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QUOTE(xuzen @ Feb 21 2016, 10:19 AM)
MY funds dropped a lot in 2015 especially those big cap. When did you enter MY fund? Those who entered in 2014 will know what I am talking about. 2015 was US mkt due to the MYR weakness.

Xuzen
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a quick rough check using FSM tool
1 year performance (Returns)
Malaysia EQ Fund
15 funds > 5%
16 funds 0~5%
25 funds 0~ MINUS 5%
19 funds > MINUS 5%
total 75 funds

Malaysia Focused EQ funds
3 funds 0~2%
10 funds 0~ MINUS 11%
total 13 funds

for the YTD data
only 5 funds having 0~1.23%
all others 83 funds are having MINUS returns YTD currently

thumbup.gif there are of some MY funds still standing rclxms.gif

This post has been edited by MUM: Feb 21 2016, 10:53 AM
xuzen
post Feb 21 2016, 11:08 AM

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QUOTE(MUM @ Feb 21 2016, 10:39 AM)
a quick rough check using FSM tool
1 year performance (Returns)
Malaysia EQ Fund
15 funds > 5%
16 funds 0~5%
25 funds 0~ MINUS 5%
19 funds > MINUS 5%
total 75 funds

Malaysia Focused EQ funds
3 funds 0~2%
10 funds 0~ MINUS 11%
total 13 funds

for the YTD data
only 5 funds having 0~1.23%
all others 83 funds are having MINUS returns YTD currently

thumbup.gif  there are of some MY funds still standing  rclxms.gif
*
I'm awesome and I know it! icon_rolleyes.gif

Xuzen

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