that is why your selection and holding of EISC is still valid
1 yr >13%

Dear taikos,

A few of you mentioned DCA and ponzi 2.0, what do you mean ya?

Tried googling but no coherent explanation.

Thanks

DCA is dollar cost averaging
Ponzi 2 is CIMB Principal Asia Pacific Dynamic Income Fund

check out my post #3 for all the funds "nick name"
https://forum.lowyat.net/index.php?showtopi...post&p=77811573

Thanks William, I note the irony of the name...

CIMB-Principal Asia Pacific Dynamic Income Fund +10%

Worse return : Affin Hwang Japan Growth Fund -13.6%

big improvement from previous update. just leave it there and let it roll baby

I think it is good to track (or at least monitor) the IRR of EACH fund instead of just the ROI....
for the fund may have done good for 1 year, example +20% ROI in the 1st year of initial entry but stayed at 0% ROI for the next 10 years......
the ROI may still shows +20%
but the IRR will shows a different pictures

This post has been edited by MUM: Feb 21 2016, 11:07 PM

+10% for last year? or from lastmonth

how can be from last month... its since 2014, with monthly/bi-monthly DCA.

Guys. I opened FSM account last month and invested into CIMB AP and Global TITANS.

I am slightly confused after investing, if I invested both funds 1000 ringgit , and I get 1000 units for both funds. I hold the fund for 10 years, and my NAV price has increased by 200%. If I didn't withdraw any money on this point. and on the 11th year my NAV price drop by 250% , does that means I lose all my savings and principals and I have to start again wait for the NAV to increase?

is that a trick question?
if NAV dropped 100%.....all is already lost....(NO need 250% drops)
btw,....for that to happens......ALL the stocks holdings in that fund must also dropped by 100% each.
Dooms day scenario?

In the unlikely event Doomsday event happen such as Virus turning half the world population into mindless flesh eating zombies, or perhaps an rouge asteroid from the Kuiper belt slam unto Earth, or perhaps mutated Lizard named Godzilla were to rampage through the entire east pacific coastline destroying everything in its path....

Yar, sh1t happens and your moonies in the UT would be wipe out and you will have to live your life as a vagabond and survivor of this unfortunate holocaust.

Xuzen



This post has been edited by xuzen: Feb 22 2016, 01:48 PM

There are easily 100 over funds that invest in Malaysia; and I so lucky go and hire the ESISC fund manager to invest my money. So lucky me hor.....

Xuzen

money wil be the last of the worries at this point

so knowing when to exit the market is more important than enter...as entry we can do DCA?

Mine also DCA for POnzi 2.0

If DCA / VCA: Anytime is good time to enter.

The best time to exit is when you need to spend the money.

Other than that, stay invested, keep your risk in check and don't sweat the small stuff!

Xuzen

Hi,

I am new at this Forum and also a new investor in FSM. Have been investing for about six months in shariah funds. Here is my portfolio, would appreciate any observation on it to improve.

Thanks.

Latif

This post has been edited by Muhammad Abdul Latif: Feb 22 2016, 04:37 PM


Attached thumbnail(s)

my uneducated guess,...
Malaysia EQ heavy
Asia Pac maybe can increase by another 5~10%
too much over lapping of funds in Malaysia EQ (this includes those from "Balanced" funds)
good diversification of fund houses..

calling lukenn....what say you?

What does it mean when you say overlapping? How do I know that to avoid. Thanks for the feedback.

overlapping means....areas/region invested in are done by multiple fund houses....
which can be done by just focusing on just one or two.
Not 100% BAD things...just that it is easier to monitor....

a forummer "Vanguard 2015" once highlighted this overlapping called "Diworsification"
http://www.investopedia.com/terms/d/diworsification.asp

This post has been edited by T231H: Feb 22 2016, 07:15 PM