from the chart,....
I think "better" use EI over GIFT
my reason is....at 70%SC.....not much different for both.
but GIFT has a mandate of Max 70%SCap
if/when the valuation of M'sian Small caps if much below the fair value.....with EI we can shift the allocation to more SC vs FI ratio. else maintain at 50~70% at normal times

reading those words that are bolded looks,.....

Thanks for the much appreciated input....
simple to follow and effective.

just not so sure about this "Once its decided, there will be no "switching" of entire funds in and out of the portfolio, unless ...."

but some would argue..."why no show back tested the results to include some global funds for a more diversified portfolio"...

I got this from FSM CS....
"Yes, you will enjoy promotional sales charge of 0.5% by visiting to our event on 16 January 2015."

the word "by visiting".....??

for those that wanted to do back testing up until 2006,...can try using the FUND RETURNS tool from FSM website to get the returns....
pls note that...the entry point for data compilation may alter the value of the returns....eventhough it is still a 12 months period.
" Anyway, its not about the ability to curve fit a portfolio to maximize returns, but to deliver decent gains over a long period with minimal cost and effort".

Just hope what you said is true...
I remembered, got 1 time recently, they used a very simple system....they hand out discount voucher in the form of password number...
one need to key in the password to get the discount....no need smart system...

not me no free...just responding to post# 735...

Yes,...
goto FSM website
select from tab.....FUNDS INFO, then FUNDS RETURNS
try it our when free...


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if one is still happy with the returns son far and the would be expected possible future returns....

do you mean you want to add more into Asia x Jpn and M'sia?
or do you mean you want to reduce more of Asia x Jpn and M'sia?
if yes,...by how many %?

wah...No global or developed mkts?
not diversify leh....not scare?
no FI funds too?

This post has been edited by MUM: Jan 3 2016, 10:54 PM

can you please give an example in calculation, how is this GST being charged in CMF2?

jfi...



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I am not sure about other taikors...BUT this very BIG Taikor that I know of, did it this way....

"I took profit in some areas like ......, and adjusted others".

read this, to know more about how he took profits...
https://secure.fundsupermart.com/main/resea...SJBlog_20131227

wow,..unbelieve able.....almost same school of thought....


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the HELPs to your concerns had been answered (PEACE for 3 months)

BEIJING — Chinese regulators have renewed restrictions on the amount of stock major corporate shareholders can sell as authorities move to allay panic among equity investors.

Starting Jan 9, major investors are permitted to sell no more than 1% of a company’s shares on the open market in three months, the China Securities Regulatory Commission said in a statement on Thursday.

http://www.bangkokpost.com/business/financ...s-to-ease-panic

tomorrow China Mkts or

tak baca itu link?
....."The rule doesn’t apply to transactions such as block trades and transfer agreements, ......"

Bottom Line.....Defensive Avenues For Volatile Times

It can be heart-wrenching to see the value of your assets decline significantly during bouts of volatility in the equity market.
While such tumultuous times are usually not hoped for, there is no need for investors to despair.
Apart from shifting their money into more defensive assets to insulate against significant losses, keeping calm can also help investors ride out the volatility, rather than making knee-jerk reactions (panicking) that usually do not work out well as intended.
It is also important for investors to diversify their portfolios across a wide array of asset classes, as well as geographies as it is difficult to know with certainty how asset classes or geographical markets will perform in the future..

by Fundsupermart.com .... January 8, 2016

in its disclaimer...there is this...."Opinions expressed herein are subject to change without notice".

https://secure.fundsupermart.com/main/artic...8-Jan-16--11198

This post has been edited by MUM: Jan 8 2016, 07:35 PM

A quick note for the investors in FSM MY is that China funds on FSM MY platform invest mainly in the China H-Share market.

http://www.fundsupermart.com.my/main/resea...gain-!-6686

AmAsia Pacific Equity Income fund has the highest 3 yr Annualised Volatility(%) among the 3.
it is at 12.75 compared to 7.65 of CIMB.
btw,...why do you select it rather than CIMB?