1) if you had been happy with the results of your portfolio so far
2) if the valuation is still good
3) if the geopolitical situation is still at just news stage...
4) if you still have surplus money that can be invested

then treat it as an opportunity to buy on dips....
if you want ,can top up more on diversified fund (global/balanced)...let the FM do the allocation

some would just set a sell trigger at 10%....but i think it will be very rare that UT can reach 10% NAV drops in a short few days...but if that happens...it could be a buying opportunity....reversion to mean...(unless the drops is caused by debt defaults)

the problem i think would be more acute is when the NAV just stayed there...not moving up./down much when others are moving up...then there is hesitation to top up/sell...thus would cause the IRR to drops..
(boiling frog)

This post has been edited by T231H: Jan 7 2016, 09:29 AM

The Pinoy economy is the only one I would consider supporting.

eh - those are trades lar, not investments
quickies vs longer terms

Pinky use to say...allocated and diversified well and stick to longer terms.
be it Thai, India, Viet or Russian
vanguard used to says...set some allocation to the "quickies" to a little bit of trills

i have my pool of UT which i had chosen because they are performing very well consistently for at least 5 year. so i am confidence in them

however, it can be that the drop that i see is an indication it is going south and won't be going back up in near term. in that case better sell and wait

that's is my dilemma

btw, how do you determine valuation still good and geopolitical situation still ok?

1.5 years, short time. i won't be switching out of what i have invested, but just looking for alternatives to direct new funds. not that i will definitely invest in new funds.

while IRR is still above FD rate, if it wasn't because of weak ringgit, the calendar year return is quite a negative one.

Thanks for the suggestions

China market closed again.

For those who looking to top up with a longer term view, good on you.

if you want , can try these....
Star Ratings For The Various Markets
http://www.fundsupermart.com.my/main/resea...tarRatings.svdo

http://www.fundsupermart.com.my/main/artic...pdf_Summary.pdf

and the latest from Schroders: 2015 Review and Themes for 2016
http://www.fundsupermart.com.my/main/resea...s-for-2016-6679

Investing Through Political Turmoil
https://secure.fundsupermart.com/main/resea...SJBlog_20141002

caveat emptor

if you want can try investing into "lukenn" recommendation...RHB Growth and Income Trust fund....
balanced between Growth and Income....the FM had been doing a decent and reliable job too.
maybe can in certain % can "Removing all the dilemma, anxiety and uncertainty for the investor"

This post has been edited by T231H: Jan 7 2016, 11:41 AM

nah.. i'm still waiting for 4 times more of those 7% circuit breakers
<keep in mind the crazy run-up past 1yr+, where after that, a fall of 30%-40%, still made net profits>

Topup bit by bit lor...

Tell that to my friend who are married to their investments !!

marriages (and investments) can be annulled
OR
cut-loss (divorced) ma

note - earlier post stated "longer term", not "forever after" fairy tale

This post has been edited by wongmunkeong: Jan 7 2016, 12:36 PM

time value of $ for "bit by bit",
not worthwhile for "lazily effective" methods leh

Afraid to top up...

Where's the brothers we have here that track fund on a daily basis. So trading halt Asia ex Japan fund drop how many %? Lol

U r still holding on to your 10% portfolio or reduce or sell completely?

I guess i willl hold.. Just not so nice seeing it drops alot

not sure about others..but my portfolio dropped 0.3% IRR between 30 Dec ~ 5 Jan....

the drops of my Ponzi 2.0 is counter balanced by my RHB ATR....

This post has been edited by yklooi: Jan 7 2016, 04:24 PM


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When in doubt, broaden the battlefield. Currently I am running 4 separate FSM accounts.

(a) Primary Account - already topped up to the max $. No more fresh investment. Going to use VA every quarterly and reduce the equity exposure if necessary.

(b) Secondary Account No. 1 - Same as above.

© Secondary Account No. 2 - Using RSP.

(d) Secondary Account No. 3 - Using RSP.

Let's see which account will perform better in the future.

Yes, you made the right choice by switching into RHB ATR.