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Credit Cards CIMB Bank Credit Cards v4
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gastacopz
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Mar 23 2016, 09:56 PM
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Thank you for your interest in applying for a CIMB Bank Credit Card. We regret to inform that we are unable to accommodate your application at the moment. You may still enjoy a range of CIMB Bank Credit privileges by signing up for a Kwik Account.
just click cimb cr via clicks..
last stage got this message...not even upload my document yet...
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fruitie
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Mar 23 2016, 09:57 PM
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Rise and Shine
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QUOTE(gastacopz @ Mar 23 2016, 09:56 PM) Thank you for your interest in applying for a CIMB Bank Credit Card. We regret to inform that we are unable to accommodate your application at the moment. You may still enjoy a range of CIMB Bank Credit privileges by signing up for a Kwik Account. just click cimb cr via clicks.. last stage got this message...not even upload my document yet... Just go to branch and apply.
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gastacopz
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Mar 23 2016, 09:59 PM
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QUOTE(fruitie @ Mar 23 2016, 09:57 PM) Just go to branch and apply. pretty sure there no voucher or what so ever from there. maybe they monitor this thread?
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fruitie
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Mar 23 2016, 10:02 PM
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Rise and Shine
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QUOTE(gastacopz @ Mar 23 2016, 09:59 PM) pretty sure there no voucher or what so ever from there. maybe they monitor this thread?  Nope, you are not the first one to face with this. I saw others reported in this thread as well. There were also people managed to apply online.
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kelvinlzy
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Mar 23 2016, 10:11 PM
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Went to Tesco just now and all the counters have a notice stating credit card machines are down due maintenance from CIMB. They only accept cash
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saitong09
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Mar 23 2016, 10:54 PM
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QUOTE(gastacopz @ Mar 23 2016, 09:59 PM) pretty sure there no voucher or what so ever from there. maybe they monitor this thread?  you can earn cb more than the voucher later
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gastacopz
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Mar 23 2016, 10:57 PM
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QUOTE(saitong09 @ Mar 23 2016, 10:54 PM) you can earn cb more than the voucher later still, its a bonus if rm50 + cb later. am i right?
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saitong09
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Mar 23 2016, 11:09 PM
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QUOTE(gastacopz @ Mar 23 2016, 10:57 PM) still, its a bonus if rm50 + cb later. am i right?  Then you have to call CIMB why rejected you  Btw, after my card approved, cimbclicks credit card new application not active d.
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Styrroyds
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Mar 23 2016, 11:31 PM
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Getting Started

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QUOTE(gastacopz @ Mar 23 2016, 09:56 PM) Thank you for your interest in applying for a CIMB Bank Credit Card. We regret to inform that we are unable to accommodate your application at the moment. You may still enjoy a range of CIMB Bank Credit privileges by signing up for a Kwik Account. just click cimb cr via clicks.. last stage got this message...not even upload my document yet... at that page, click on the dropdown list and select application status. then you can upload docs
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WhitE LighteR
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Mar 23 2016, 11:59 PM
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QUOTE(Styrroyds @ Mar 23 2016, 11:31 PM) at that page, click on the dropdown list and select application status. then you can upload docs The application is rejected by the system. It doesn't even allow u to apply. Status will be empty
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gastacopz
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Mar 24 2016, 12:16 AM
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QUOTE(Styrroyds @ Mar 23 2016, 11:31 PM) at that page, click on the dropdown list and select application status. then you can upload docs status rejected QUOTE(WhitE LighteR @ Mar 23 2016, 11:59 PM) The application is rejected by the system. It doesn't even allow u to apply. Status will be empty yup, you are right. when i click card application, automatically system will show message cant accomodate bla2
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TSvictorywp
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Mar 24 2016, 12:43 AM
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QUOTE(kelvinlzy @ Mar 23 2016, 10:11 PM) Went to Tesco just now and all the counters have a notice stating credit card machines are down due maintenance from CIMB. They only accept cash  what a luck! use tng to pay then...
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Jeffreynsx
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Mar 24 2016, 04:49 AM
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QUOTE(fruitie @ Mar 23 2016, 09:30 PM) Erm, are you going to use that RM 200? It will be reversed back eventually la. Not like the floating amount is posted on your bill, you won't be asked to pay for it. Eventually the amount had reversed back to the CL upon checking today. I really need that CL to buy overseas products.
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!@#$%^
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Mar 24 2016, 07:48 AM
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QUOTE(Jeffreynsx @ Mar 24 2016, 04:49 AM) Eventually the amount had reversed back to the CL upon checking today. I really need that CL to buy overseas products.  lol. hope it clears your doubt that the bank isn't out to cheat your money
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fruitie
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Mar 24 2016, 10:40 AM
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Rise and Shine
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QUOTE(Jeffreynsx @ Mar 24 2016, 04:49 AM) Eventually the amount had reversed back to the CL upon checking today. I really need that CL to buy overseas products.  To spend until the last cent of your CL has a risk, the transaction may not go through though the chances are very low to happen.
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bounty_hunt3r
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Mar 24 2016, 12:05 PM
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Getting Started

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I always have bad experiences with CIMB bank, applied online for CB platinum, wait for 2 weeks after multiple emails to them, no reply also checked the junk mail, there is no delivery failure. So I go check the application status today, it is cancelled not rejected.. They should have call or email me back at least.. no response at all..
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Jeffreynsx
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Mar 24 2016, 01:00 PM
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QUOTE(fruitie @ Mar 24 2016, 10:40 AM) To spend until the last cent of your CL has a risk, the transaction may not go through though the chances are very low to happen. The problem is CIMB Bank issued the CL not enough to cater for my monthly expenses. Need to check, normally bank provided the CL is only two times the current salary or more than that? Seems like nowadays banks had controlled the CL to be issued to client.
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laymank
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Mar 24 2016, 01:05 PM
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QUOTE(Jeffreynsx @ Mar 24 2016, 01:00 PM) The problem is CIMB Bank issued the CL not enough to cater for my monthly expenses. Need to check, normally bank provided the CL is only two times the current salary or more than that? Seems like nowadays banks had controlled the CL to be issued to client. There is no simple formula to derive your CL. some banks give 1.5x of your salary. Some give 2x, 3x. Also some give 5x. There are many factors to be considered. If you think you deserve more CL, just request for CL increase by submitting your document. Otherwise, the easiest way is to get a new card from another bank. That usually double up your CL by 2 folds.
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WhitE LighteR
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Mar 24 2016, 01:26 PM
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QUOTE(laymank @ Mar 24 2016, 01:05 PM) There is no simple formula to derive your CL. some banks give 1.5x of your salary. Some give 2x, 3x. Also some give 5x. There are many factors to be considered. If you think you deserve more CL, just request for CL increase by submitting your document. Otherwise, the easiest way is to get a new card from another bank. That usually double up your CL by 2 folds. You are right. N in my case 8x my monthly salary.
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fruitie
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Mar 24 2016, 02:43 PM
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Rise and Shine
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QUOTE(Jeffreynsx @ Mar 24 2016, 01:00 PM) The problem is CIMB Bank issued the CL not enough to cater for my monthly expenses. Need to check, normally bank provided the CL is only two times the current salary or more than that? Seems like nowadays banks had controlled the CL to be issued to client. Usually if annual salary less than 36k, they will restrict to 2x-2.5x of your monthly salary. However, despite having more than 36k per annum, my HLB cards are only 2x of my monthly salary but luckily it is more than enough for me because I will not spend that much and will control the spending quite accurately. CIMB gave me 5x of my monthly salary. So, it really varies.
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