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Credit Cards CIMB Bank Credit Cards v4

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Bahnhofstrasse
post Mar 24 2016, 04:18 PM

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hi guys,

i have CIMB cash rebate card, buying from eshop tesco entitle for 5% online rebate or 2% grocery rebate?
kelvinlzy
post Mar 24 2016, 06:23 PM

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QUOTE(victorywp @ Mar 24 2016, 12:43 AM)
what a luck! use tng to pay then...
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Cashier guy said tng system also got problem! The uncle behind me immediately abandoned his shopping cart and left, saying "Dont have cash". LOL.
TSvictorywp
post Mar 24 2016, 07:23 PM

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QUOTE(kelvinlzy @ Mar 24 2016, 06:23 PM)
Cashier guy said tng system also got problem! The uncle behind me immediately abandoned his shopping cart and left, saying "Dont have cash". LOL.
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the uncle behind you sound sooo like me lol...
saitong09
post Mar 24 2016, 09:41 PM

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QUOTE(Bahnhofstrasse @ Mar 24 2016, 04:18 PM)
hi guys,

i have CIMB cash rebate card, buying from eshop tesco entitle for 5% online rebate or 2% grocery rebate?
*
Should be 2% cause under grocery, did tried ikhwan got 5% for Tesco online. Maybe you give a try on CIMB CR and let us know smile.gif
saitong09
post Mar 24 2016, 11:13 PM

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Until today (card issued 20th) still not receive my CR card, what take it so long to deliver a card within Klang Valley?
Jeffreynsx
post Mar 25 2016, 05:53 AM

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QUOTE(fruitie @ Mar 24 2016, 02:43 PM)
Usually if annual salary less than 36k, they will restrict to 2x-2.5x of your monthly salary.
However, despite having more than 36k per annum, my HLB cards are only 2x of my monthly salary but luckily it is more than enough for me because I will not spend that much and will control the spending quite accurately.

CIMB gave me 5x of my monthly salary. So, it really varies.
*
Despite my income is greater than RM36k per annum, the CL they (CIMB) provide is lower than Citibank, HLB and Maybank. Really dissapointed with the system.

This post has been edited by Jeffreynsx: Mar 25 2016, 05:55 AM
Jeffreynsx
post Mar 25 2016, 05:58 AM

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QUOTE(saitong09 @ Mar 24 2016, 11:13 PM)
Until today (card issued 20th) still not receive my CR card, what take it so long to deliver a card within Klang Valley?
*
It will takes longer time to reach your address. If possible, please collect it at CIMB card centre. Instant approval within 2 hours max.

Jeffreynsx
post Mar 25 2016, 06:00 AM

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QUOTE(victorywp @ Mar 24 2016, 07:23 PM)
the uncle behind you sound sooo like me lol...
*
Normally people will put less money into their wallet. For security and fully utilized the privileges available to the credit card.

Jeffreynsx
post Mar 25 2016, 06:05 AM

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QUOTE(laymank @ Mar 24 2016, 01:05 PM)
There is no simple formula to derive your CL.

some banks give 1.5x of your salary. Some give 2x, 3x.
Also some give 5x.

There are many factors to be considered. If you think you deserve more CL, just request for CL increase by submitting your document.
Otherwise, the easiest way is to get a new card from another bank. That usually double up your CL by 2 folds.
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In order to increase the CL issued by bank, we can try to submit our current payslips. I tried it before and it works. If printed the EPF statement from the counters, the CL they going to issued will be lower.

This post has been edited by Jeffreynsx: Mar 25 2016, 06:05 AM
saitong09
post Mar 25 2016, 07:26 AM

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QUOTE(Jeffreynsx @ Mar 25 2016, 05:53 AM)
Despite my income is greater than RM36k per annum, the CL they (CIMB) provide is lower than Citibank, HLB and Maybank. Really dissapointed with the system.
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CIMB gave me the highest CL among all my cards smile.gif
iXora.ix
post Mar 25 2016, 08:37 AM

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QUOTE(saitong09 @ Mar 25 2016, 07:26 AM)
CIMB gave me the highest CL among all my cards  smile.gif
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Agree.
Just receive my cc from cimb, which higher cl from maybank and alliance. cool2.gif
Apply cash rebate but the send together the petronas card, sweat.gif
djhenry91
post Mar 25 2016, 08:41 AM

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QUOTE(iXora.ix @ Mar 25 2016, 08:37 AM)
Agree.
Just receive my cc from cimb, which higher cl from maybank and alliance. cool2.gif
Apply cash rebate but the send together the petronas card,  sweat.gif
*
waa..so nice meh CIMB
iXora.ix
post Mar 25 2016, 08:47 AM

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QUOTE(djhenry91 @ Mar 25 2016, 08:41 AM)
waa..so nice meh CIMB
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hahaha. the petronas rebate not so cool compare to cash rebate.

thinking to cancel my alliance card since they reject my cl increase TWO times and the lowest cl i get.
Both cimb and mbb give me x3.5 and x2.5 of my salary sweat.gif
djhenry91
post Mar 25 2016, 08:54 AM

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QUOTE(iXora.ix @ Mar 25 2016, 08:47 AM)
hahaha. the petronas rebate not so cool compare to cash rebate.

thinking to cancel my alliance card since they reject my cl increase TWO times and the lowest cl i get.
Both cimb and mbb give me x3.5 and x2.5 of my salary sweat.gif
*
when i want apply CC via cimbclick
only cash rebate suitable me only..tht petronas not so attractive and design boring la
fruitie
post Mar 25 2016, 09:09 AM

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QUOTE(Jeffreynsx @ Mar 25 2016, 05:53 AM)
Despite my income is greater than RM36k per annum, the CL they (CIMB) provide is lower than Citibank, HLB and Maybank. Really dissapointed with the system.
*
QUOTE(Jeffreynsx @ Mar 25 2016, 05:58 AM)
It will takes longer time to reach your address. If possible, please collect it at CIMB card centre. Instant approval within 2 hours max.
*
QUOTE(Jeffreynsx @ Mar 25 2016, 06:00 AM)
Normally people will put less money into their wallet. For security and fully utilized the privileges available to the credit card.
*
QUOTE(Jeffreynsx @ Mar 25 2016, 06:05 AM)
In order to increase the CL issued by bank, we can try to submit our current payslips. I tried it before and it works. If printed the EPF statement from the counters, the CL they going to issued will be lower.
*
Please learn how to do multi quote in a post and not split into few posts.

QUOTE(djhenry91 @ Mar 25 2016, 08:41 AM)
waa..so nice meh CIMB
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What is it so nice for sending a card which you didn't request? I will make a big fuss over this if that's the case for me. Banks cannot do this and if I want to be nasty, I will escalate to BNM. So far after 6 years of using CC, none of the banks has done this to me. Usually when they want to offer me any additional cards, will call and check with me first.
saitong09
post Mar 25 2016, 09:09 AM

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QUOTE(iXora.ix @ Mar 25 2016, 08:37 AM)
Agree.
Just receive my cc from cimb, which higher cl from maybank and alliance. cool2.gif
Apply cash rebate but the send together the petronas card,  sweat.gif
*
I saw only CR card in my cimbclicks, luckily they didn't offer together with Petronas card smile.gif
djhenry91
post Mar 25 2016, 09:12 AM

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QUOTE(fruitie @ Mar 25 2016, 09:09 AM)
Please learn how to do multi quote in a post and not split into few posts.
What is it so nice for sending a card which you didn't request? I will make a big fuss over this if that's the case for me. Banks cannot do this and if I want to be nasty, I will escalate to BNM. So far after 6 years of using CC, none of the banks has done this to me. Usually when they want to offer me any additional cards, will call and check with me first.
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because i know their style of working..random pick...and see which guy approve and gv additional card mean tht guy never follow the rules..
fruitie
post Mar 25 2016, 09:34 AM

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QUOTE(djhenry91 @ Mar 25 2016, 09:12 AM)
because i know their style of working..random pick...and see which guy approve and gv additional card mean tht guy never follow the rules..
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When I applied mine, the guy did ask if I want the other Plat card for reward points. I told him and I only want the CIMB CR Plat, not more than that. I also don't want any Zing feature linked to it, until last year many cases of CIMB CR have their cards auto linked to Zing. Luckily mine is OK.
thilak833
post Mar 25 2016, 10:06 AM

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How to cancel this hopeless card?
putra23
post Mar 25 2016, 10:07 AM

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QUOTE(iXora.ix @ Mar 25 2016, 08:37 AM)
Agree.
Just receive my cc from cimb, which higher cl from maybank and alliance. cool2.gif
Apply cash rebate but the send together the petronas card,  sweat.gif
*
Same here. Got the petronas card together with CR card.

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