hi guys,
i have CIMB cash rebate card, buying from eshop tesco entitle for 5% online rebate or 2% grocery rebate?
Credit Cards CIMB Bank Credit Cards v4
Credit Cards CIMB Bank Credit Cards v4
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Mar 24 2016, 04:18 PM
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Junior Member
101 posts Joined: Sep 2014 |
hi guys,
i have CIMB cash rebate card, buying from eshop tesco entitle for 5% online rebate or 2% grocery rebate? |
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Mar 24 2016, 06:23 PM
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Senior Member
2,493 posts Joined: Mar 2014 |
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Mar 24 2016, 07:23 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Mar 24 2016, 09:41 PM
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ |
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Mar 24 2016, 11:13 PM
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ |
Until today (card issued 20th) still not receive my CR card, what take it so long to deliver a card within Klang Valley?
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Mar 25 2016, 05:53 AM
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Senior Member
774 posts Joined: Jun 2014 |
QUOTE(fruitie @ Mar 24 2016, 02:43 PM) Usually if annual salary less than 36k, they will restrict to 2x-2.5x of your monthly salary. Despite my income is greater than RM36k per annum, the CL they (CIMB) provide is lower than Citibank, HLB and Maybank. Really dissapointed with the system.However, despite having more than 36k per annum, my HLB cards are only 2x of my monthly salary but luckily it is more than enough for me because I will not spend that much and will control the spending quite accurately. CIMB gave me 5x of my monthly salary. So, it really varies. This post has been edited by Jeffreynsx: Mar 25 2016, 05:55 AM |
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Mar 25 2016, 05:58 AM
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Senior Member
774 posts Joined: Jun 2014 |
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Mar 25 2016, 06:00 AM
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Senior Member
774 posts Joined: Jun 2014 |
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Mar 25 2016, 06:05 AM
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Senior Member
774 posts Joined: Jun 2014 |
QUOTE(laymank @ Mar 24 2016, 01:05 PM) There is no simple formula to derive your CL. In order to increase the CL issued by bank, we can try to submit our current payslips. I tried it before and it works. If printed the EPF statement from the counters, the CL they going to issued will be lower.some banks give 1.5x of your salary. Some give 2x, 3x. Also some give 5x. There are many factors to be considered. If you think you deserve more CL, just request for CL increase by submitting your document. Otherwise, the easiest way is to get a new card from another bank. That usually double up your CL by 2 folds. This post has been edited by Jeffreynsx: Mar 25 2016, 06:05 AM |
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Mar 25 2016, 07:26 AM
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ |
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Mar 25 2016, 08:37 AM
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Senior Member
1,682 posts Joined: Jan 2007 From: Kuala Lumpur |
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Mar 25 2016, 08:41 AM
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Senior Member
6,779 posts Joined: Jan 2009 From: SEGI Heaven |
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Mar 25 2016, 08:47 AM
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Senior Member
1,682 posts Joined: Jan 2007 From: Kuala Lumpur |
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Mar 25 2016, 08:54 AM
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Senior Member
6,779 posts Joined: Jan 2009 From: SEGI Heaven |
QUOTE(iXora.ix @ Mar 25 2016, 08:47 AM) hahaha. the petronas rebate not so cool compare to cash rebate. when i want apply CC via cimbclickthinking to cancel my alliance card since they reject my cl increase TWO times and the lowest cl i get. Both cimb and mbb give me x3.5 and x2.5 of my salary only cash rebate suitable me only..tht petronas not so attractive and design boring la |
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Mar 25 2016, 09:09 AM
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Staff
72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(Jeffreynsx @ Mar 25 2016, 05:53 AM) Despite my income is greater than RM36k per annum, the CL they (CIMB) provide is lower than Citibank, HLB and Maybank. Really dissapointed with the system. QUOTE(Jeffreynsx @ Mar 25 2016, 05:58 AM) It will takes longer time to reach your address. If possible, please collect it at CIMB card centre. Instant approval within 2 hours max. QUOTE(Jeffreynsx @ Mar 25 2016, 06:00 AM) Normally people will put less money into their wallet. For security and fully utilized the privileges available to the credit card. QUOTE(Jeffreynsx @ Mar 25 2016, 06:05 AM) In order to increase the CL issued by bank, we can try to submit our current payslips. I tried it before and it works. If printed the EPF statement from the counters, the CL they going to issued will be lower. Please learn how to do multi quote in a post and not split into few posts.QUOTE(djhenry91 @ Mar 25 2016, 08:41 AM) What is it so nice for sending a card which you didn't request? I will make a big fuss over this if that's the case for me. Banks cannot do this and if I want to be nasty, I will escalate to BNM. So far after 6 years of using CC, none of the banks has done this to me. Usually when they want to offer me any additional cards, will call and check with me first. |
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Mar 25 2016, 09:09 AM
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ |
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Mar 25 2016, 09:12 AM
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Senior Member
6,779 posts Joined: Jan 2009 From: SEGI Heaven |
QUOTE(fruitie @ Mar 25 2016, 09:09 AM) Please learn how to do multi quote in a post and not split into few posts. because i know their style of working..random pick...and see which guy approve and gv additional card mean tht guy never follow the rules..What is it so nice for sending a card which you didn't request? I will make a big fuss over this if that's the case for me. Banks cannot do this and if I want to be nasty, I will escalate to BNM. So far after 6 years of using CC, none of the banks has done this to me. Usually when they want to offer me any additional cards, will call and check with me first. |
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Mar 25 2016, 09:34 AM
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Staff
72,808 posts Joined: Sep 2005 From: KUL |
QUOTE(djhenry91 @ Mar 25 2016, 09:12 AM) because i know their style of working..random pick...and see which guy approve and gv additional card mean tht guy never follow the rules.. When I applied mine, the guy did ask if I want the other Plat card for reward points. I told him and I only want the CIMB CR Plat, not more than that. I also don't want any Zing feature linked to it, until last year many cases of CIMB CR have their cards auto linked to Zing. Luckily mine is OK. |
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Mar 25 2016, 10:06 AM
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Junior Member
134 posts Joined: Nov 2008 |
How to cancel this hopeless card?
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Mar 25 2016, 10:07 AM
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Junior Member
654 posts Joined: Nov 2015 |
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