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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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laymank
post Jun 20 2016, 11:37 AM

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QUOTE(LDP @ Jun 20 2016, 11:06 AM)
Apparently this is for business owner.  It is not a personal CC. I am looking for a personal CC .
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I didn't see a clause that says it's limited to business owner though.
LDP
post Jun 20 2016, 01:40 PM

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QUOTE(laymank @ Jun 20 2016, 11:37 AM)
I didn't see a clause that says it's limited to business owner though.
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Called HLB and they clarified that you need to provider business registration card and etc if you want to apply.
laymank
post Jun 20 2016, 01:44 PM

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QUOTE(LDP @ Jun 20 2016, 01:40 PM)
Called HLB and they clarified that you need to provider business registration card and etc if you want to apply.
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Ah! that's too bad then.
Human Nature
post Jun 20 2016, 05:51 PM

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http://www.thestar.com.my/business/busines...d-users-on-pin/
QUOTE
Banks in Malaysia also need to inform customers that the PIN in Asia is six digits, while it is four digits for European countries, Australia and UK.

This means that if retailers in these countries have credit card machines that read only four-digit PIN, you will still not be able to use your six-digit credit card PIN

How to go about the 4 digits then? Also,can we still ask for signature in EU if our pin card is not ready?
laymank
post Jun 21 2016, 11:49 AM

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Received email from banks saying there is a recent surge of credit card frauds.

Please monitor your accounts online diligently.
LeonTan
post Jun 21 2016, 05:38 PM

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30 years old but just got my first ever CC PETRONAS Maybank Visa from maybank blush.gif

I try to call maybank to get my temporary pin but they could not find my information in system.

They told me I can start use the card but could not get the temporary pin at the moment sweat.gif
fruitie
post Jun 21 2016, 05:56 PM

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QUOTE(LeonTan @ Jun 21 2016, 05:38 PM)
30 years old but just got my first ever CC PETRONAS Maybank Visa from maybank  blush.gif

I try to call maybank to get my temporary pin but they could not find my information in system.

They told me I can start use the card but could not get the temporary pin at the moment sweat.gif
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Why do you need the temporary PIN for now?
LeonTan
post Jun 21 2016, 06:26 PM

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QUOTE(fruitie @ Jun 21 2016, 05:56 PM)
Why do you need the temporary PIN for now?
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I thought now using 6pin? blush.gif
fruitie
post Jun 21 2016, 07:29 PM

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QUOTE(LeonTan @ Jun 21 2016, 06:26 PM)
I thought now using 6pin? blush.gif
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Not yet. Next year. I think they probably haven't issued you the new PIN & Pay card? unsure.gif
LeonTan
post Jun 21 2016, 07:41 PM

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QUOTE(fruitie @ Jun 21 2016, 07:29 PM)
Not yet. Next year. I think they probably haven't issued you the new PIN & Pay card? unsure.gif
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Mine is already PIN & PAY card but weird thing is in their system dont have my info confused.gif
Human Nature
post Jun 21 2016, 08:43 PM

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QUOTE(LeonTan @ Jun 21 2016, 07:41 PM)
Mine is already PIN & PAY card but weird thing is in their system dont have my info  confused.gif
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Read the letter that comes with the card to see if there is any instruction on how to set the 6 digits

This post has been edited by Human Nature: Jun 21 2016, 08:44 PM
TSalexwsk
post Jun 21 2016, 08:45 PM

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QUOTE(LeonTan @ Jun 21 2016, 07:41 PM)
Mine is already PIN & PAY card but weird thing is in their system dont have my info  confused.gif
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if it's pin and pay, try to set the pin through maybank2u
AmmoShaf
post Jun 21 2016, 09:15 PM

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QUOTE(fruitie @ Jun 21 2016, 07:29 PM)
Not yet. Next year. I think they probably haven't issued you the new PIN & Pay card? unsure.gif
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Same thing happen to me today when I swipe my MBB Ikhwan for the first time after received it few days ago. If the CC Machine is updated(Pin&Pay update/system), it will request for 6digits pin, so I tried 123456, and transaction rejected. Call MBB CS to ask for temporary Pin Number, and at the same time trying to swipe the card for the second time, this time when machine asking for Pin, I just press enter without key in any Pin, and transaction get through.

So I guess, as long as you haven't set pin in your CC, just proceed without entering it when swiping the card.
LeonTan
post Jun 21 2016, 09:17 PM

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QUOTE(Human Nature @ Jun 21 2016, 08:43 PM)
Read the letter that comes with the card to see if there is any instruction on how to set the 6 digits
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The letter said need login maybank2u to set or call center to get the temporary pin.
I call center, they could not find my card number but maybank card centre inform me my card can start use already.
Need me to call them back to get the pin some other time.

QUOTE(alexwsk @ Jun 21 2016, 08:45 PM)
if it's pin and pay, try to set the pin through maybank2u
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My maybank2u doesnt have my card link sweat.gif
fruitie
post Jun 21 2016, 09:20 PM

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QUOTE(AmmoShaf @ Jun 21 2016, 09:15 PM)
Same thing happen to me today when I swipe my MBB Ikhwan for the first time after received it few days ago. If the CC Machine is updated(Pin&Pay update/system), it will request for 6digits pin, so I tried 123456, and transaction rejected. Call MBB CS to ask for temporary Pin Number, and at the same time trying to swipe the card for the second time, this time when machine asking for Pin, I just press enter without key in any Pin, and transaction get through.

So I guess, as long as you haven't set pin in your CC, just proceed without entering it when swiping the card.
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Even if you have it, most of the merchants still not ready. I haven't tried entering PIN using my PIN & Pay cards yet, all still sign for now even I have PIN enabled already.
AmmoShaf
post Jun 21 2016, 09:22 PM

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QUOTE(LeonTan @ Jun 21 2016, 09:17 PM)
The letter said need login maybank2u to set or call center to get the temporary pin.
I call center, they could not find my card number but maybank card centre inform me my card can start use already.
Need me to call them back to get the pin some other time.
My maybank2u doesnt have my card link  sweat.gif
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Proceed without entering the pin code will do. As my post above. You can request temporary 6digit pin from Maybank CS, but you need to change it at ATM machine on the same day before you can use your card with the Pin code. Else, just proceed without any pin.

Done it this afternoon
LeonTan
post Jun 21 2016, 09:24 PM

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QUOTE(AmmoShaf @ Jun 21 2016, 09:22 PM)
Proceed without entering the pin code will do. As my post above. You can request temporary 6digit pin from Maybank CS, but you need to change it at ATM machine on the same day before you can use your card with the Pin code. Else, just proceed without any pin.

Done it this afternoon
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MBB CS said they could not find my card in their system.
They inform me to call back to them some other time to check again.

But at the mean while, will just sign only.

Do you all MBB card auto link to maybank2u?
AmmoShaf
post Jun 21 2016, 09:28 PM

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QUOTE(fruitie @ Jun 21 2016, 09:20 PM)
Even if you have it, most of the merchants still not ready. I haven't tried entering PIN using my PIN & Pay cards yet, all still sign for now even I have PIN enabled already.
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Ya, but have you try it on the Pin&Pay ready machine? I think you must enter the Pin if you have enable the Pin & Pay things. Not sure though.

By the way, how do you manage your card payment if you have too much cards? List down all the card billing/due date? Need to discipline myslef, been paying a lot of interest although the spending amount is quite low. sweat.gif
AmmoShaf
post Jun 21 2016, 09:32 PM

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QUOTE(LeonTan @ Jun 21 2016, 09:24 PM)
MBB CS said they could not find my card in their system.
They inform me to call back to them some other time to check again.

But at the mean while, will just sign only.

Do you all MBB card auto link to maybank2u?
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Really? Have you activated your card?

I went to the counter today, the only way to have Maybank2u if you don't have any other account with Maybank. Sadly they said system to apply for M2U is down today, whole Malaysia, not sure what time available, and ask me to come back tomorrow. sweat.gif
fruitie
post Jun 21 2016, 09:33 PM

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QUOTE(AmmoShaf @ Jun 21 2016, 09:28 PM)
Ya, but have you try it on the Pin&Pay ready machine? I think you must enter the Pin if you have enable the Pin & Pay things. Not sure though.

By the way, how do you manage your card payment if you have too much cards? List down all the card billing/due date? Need to discipline myslef, been paying a lot of interest although the spending amount is quite low.  sweat.gif
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I'm not sure because they still print slip and ask me to sign.

I know all the due date well, use Excel to track spending and use Outlook calendar to remind payments. So far, all well, not even charged with any interest yet. You need to, else it will affect your credit history too.

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