Currently I have few cards.
Any Sifu here can teach me how, when, where & what to use those cards....
1. Maybank dual cards - Amex & Visa (seem like useless now)
2. Citibank Cash Bank card
3. Citibank Reward card
4. UOB one card
5. UOB Lady's card
6. OCBC titanium master card (Freeze)
which one can cancel, feel don't want to keep so many cards.
Thank in advance...
1)
MBB 2Cards(2 Amex): 5% CB on Dining at Weekends Still Earn Us 5X Points = 1.25 CB from most of our Spending/ Purchases, (Except: 1x point on Petrol, Utilities, Education, Insurance & 0 pt for Government) Transactions.
(Still worth to Keep)2)
UOB Lady's Card-: Daily Ten get 10% Cash Back at Tesco, Giant, Jaya Grocer, Cold Storage (Good for Daily Groceries spend)...
http://www.uobladys.com/uobladys/my/assets...ly10_tnceng.pdf
http://www.uobladys.com/uobladys/my/assets...nirm_tnceng.pdf
http://www.uobladys.com/uobladys/my/assets...epay_tnceng.pdfhttp://www.uobladys.com/my/whatshot/index.html3)
UOB One Card Annual Fee: RM178.08 (One Platinum Card); RM72.08 (One Card)
*Cash Rebate for petrol (Weekdays 2% / Weekends 5%)
- Capped at RM500 for UOB ONE Platinum card and RM300 for UOB ONE Classic card per month*Cash Rebate for Golden Screen Cinemas (“GSC”) ticket counters for purchase of movie tickets (Weekdays 2% / Weekends 5%)
*Cash Rebate for AEON Big, Tesco, Cold Storage, Jaya Grocer and Giant (Weekdays 1% / Weekends 2%)
- Capped at RM1,500 for UOB ONE Platinum card and RM1,000 for UOB ONE Classic card per month
*Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) (Weekdays 1% / Weekends 2%)
- Capped at RM300 for UOB ONE Platinum card and RM200 for UOB ONE Classic card per month*0.2% Cash Rebate on all other spending
4)
Citibank Cash Back (Annual Fee - RM127.20) Or Citibank Cash Back Platinum (Annual Fee - RM206.70)Cash Back:
* 5% X for Petrol
- Monthly capped at RM300 with Max.$15 Cash Back for Citibank Cash Back
- Monthly capped at RM400 with Max.$20 CB for Citibank Cash Back Plat.* 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi)
[Unlimited Monthly Rebates with t&c On, MUST Pay the Bill thru Citibank Online ONLY in-order to get Cash-back]
* 2% X Cash Rebate on Groceries (AEON Big formerly known as Carrefour, Tesco, Cold Storage, Giant, Everise, Servay, Econsave & Mydin)
- Monthly capped at RM1500 with Max.$30 Cash Back for Citibank Cash Back
- Monthly capped at RM3000 with Max.$60 CB for Citibank Cash Back Plat.* 2% X Cash Rebate for Pharmacies (Guardian, Watson and Caring) [No Capping]
* 0.2% X Cash Rebate for Others Spending [No Capping]
» Click to show Spoiler - click again to hide... «
You got to decide which CC You want to Keep UOB One Or Citibank CB Card Or just Convert your MBB 2Cards to (or apply) MBB Ikhwan Mastercard to get 5% CB for Petrol, Groceries on Fri/Sat then, Cut All the Useless Cards ...

5)
Citibank Rewards Plat. : NEED to Pay RM100 Subscription Fee per Category a Year only for you to get 5x Pts or there will be Only RM1 spend = 1pt, If You don't Subscript on any Category.
(Can Potong)https://forum.lowyat.net/index.php?showtopi...post&p=804391866)
OCBC Titanium MasterCard: 1% rebate on online transaction and overseas spend, 0.1% on all other retail spend. the Only Good Is it a Fee FREE Card
(Cut off)