u ke po chi. if u calculate captain, will be even higher!

oh really ah? mine small amount but the fd cert stated effective today 15/2 until 15/8, means ok right?

I cannot get his total net worth as he doesn't have a blog like Captain.  So I do not know about his spending habits. Captain about min RM10m.

Of course la.
Let's take unker X for eg. This is just a rough calculations of mine. Could be wrong.
Unker X is worth min rm3m. How did I arrive at this figure?
1. Unker X send his son to the US. Sending someone to the US will require at least Rm1m for tuition fees + living expenses for say 3 years.
2. Chinese family generally have 2-3 kids. For this discussion, let's assume he have 2 kids. One kid send to US. One more kid takkan in Malaysia. So another rm1m for the other kid.
3. 6 figure FD amount late for few days = one time family meal.
4. No way only one single 6 digit FD. How I know? Too much money in bank X/Y/Z (his own words - lost count how many banks already).
5. Say eg, RM500k /FD at 4.5% gives ~ only about RM62.5/day.
6. If one were to eat at hotel/fancy restaurant, one should prepare min rm50/person (I am being generous here as usually it will be higher than that - about rm100)
7. As you can see from the eg. Unker X if he didn't get 2 days of interest, he lose out.

Of course Unker X is not captain but applicable for him as well.

PS  Unker X is active member of FD thread.

okay fair enough but what this has to do with FD? lol.

since we are on the topic, regarding (1), studying in US can easily be free with scholarship.  can even earn if you work during studies

Everything. 2-3 RM1m in FD at 4.5% gives about ~RM250-RM375/day.

Bro. Trust me. This person is not on scholarship. When USD was increasing he complained that tuition fees are getting expensive. Would a rich man who have lots of money let his son work?

u used personal check for fd placement?

ya personal cheque

A question. If my FD is expiring on 16 Feb, can I withdraw on 16 Feb or I have to do it on 17 Feb?
Tqvm

A question. If my FD is expiring on 16 Feb, can I withdraw on 16 Feb or I have to do it on 17 Feb?
Tqvm

I believe 17/2

A question. If my FD is expiring on 16 Feb, can I withdraw on 16 Feb or I have to do it on 17 Feb?
Tqvm

Dear Maybank GIA Investor, May i know the this month The GIA interest is low compare to November?My November and December interest is at 4.5%

Confirmed that effective date of HLB Islamic fd deposits, using personal cheques, is on day of placement, i.e 15 Feb to 15 Aug if you place for six months. They said they now do not need the cheque to float for two days for clearing.  Also, there is no need to open any savings or current account to credit the interest on maturity. It's auto-renewed and rolled-over with interest on maturity at board rate. If you wish to uplift on maturity, they will issue Bankers cheque (RM2.50?) or IBG (RM2.50 also?) or Rentas (RM5.50) to your other banks' account if you do not have a savings or current account with them. You can uplift at any branch.

Dear Maybank GIA Investor, May i know the this month The GIA interest is low compare to November?My November and December interest is at 4.5%

I got exactly 4.0% p.a. for both Dec and Jan.