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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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galaxynote259
post Feb 11 2016, 06:02 PM

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hi guys,

for 1 months tenure, 30% rate per annum, can i know how to calculate how much i will get?

anyone familiar with this plan from ambank?


galaxynote259
post Feb 11 2016, 06:07 PM

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AmMega Fixed Deposit is 4.90% p.a. for 15 months, anyone familiar with this FD plan?
bbgoat
post Feb 11 2016, 06:26 PM

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QUOTE(galaxynote259 @ Feb 11 2016, 06:07 PM)
AmMega Fixed Deposit is 4.90% p.a. for 15 months, anyone familiar with this FD plan?
*
I was in AmBank just now. Saw it and asked the manager. It is NOT pure FD. It is with UT purchase. I think it is 4.8% for 15 mth, not 4.9% (saw it on their screen, unless my eyes played trick on me). Anyway since the manager told me it is with UT purchase, I did not enquire more details. biggrin.gif

This post has been edited by bbgoat: Feb 11 2016, 06:53 PM
cwhong
post Feb 11 2016, 11:32 PM

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QUOTE(wr6969 @ Feb 11 2016, 01:21 PM)
Shifted some funds from CIMB to HLB today.  Both 4.2% conventional 3 month and 4.5% 6 month Islamic FD still available at Kelana Jaya branch.

Effective date for both conventional and Islamic FD is now the day you placed the FD (at least if done using banker's cheque).  Previously, Islamic FD's effective date is 2 working days after you placed the FD.

RHB is also putting flyers in postboxes telling people of their 4.45% 12 month FD offer.  This branch must be quite desperate for funds laugh.gif

[attachmentid=5982134]
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only one branch promo? the rest of RHB dont carried this promo? hmm.gif
yygo
post Feb 12 2016, 08:52 AM

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QUOTE(cwhong @ Feb 11 2016, 11:32 PM)
only one branch promo? the rest of RHB dont carried this promo?  hmm.gif
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tis rhb promo was reported earlier. not just tat branch la.
lamode
post Feb 12 2016, 02:17 PM

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just to share about CIMB maturity date.

the due date for one FD cert for 2 mths tenture, is dated 2 mths + 1 day instead of usual 2 mths, possibly because it's placed after 4pm.
let's say put FD on 11 FEB, usually due date is 11 APR, but this one is 12 APR despite the effective date is 11 FEB, i checked via CIMB Clicks, i did get interest for 11 FEB, so it's ok for me. nod.gif

This post has been edited by lamode: Feb 12 2016, 02:17 PM
edwardccg
post Feb 12 2016, 02:21 PM

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QUOTE(yygo @ Feb 12 2016, 08:52 AM)
tis rhb promo was reported earlier. not just tat branch la.
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so RHB now will have 2 promo which end on same 31 March 2016?
Seems like the 12 month one would replace the 15 month promo for additional 0.05%

- 15 month step up FD - effective 4.4%
- 12 month FD 4.45%
adele123
post Feb 12 2016, 02:25 PM

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QUOTE(edwardccg @ Feb 12 2016, 02:21 PM)
so RHB now will have 2 promo which end on same 31 March 2016?
Seems like the 12 month one would replace the 15 month promo for additional 0.05%

- 15 month step up FD - effective 4.4%
- 12 month FD 4.45%
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i reckon both still applicable. the 15-month fd has a plus point is that it pays interest every 3 months, and no penalty if withdrawal during any of those 3-month period.

the 4.45% 12 months sounds like the straightforward one. Didn't manage to ask at RHB branch. Will ask when i pass by.
wjchay
post Feb 12 2016, 02:45 PM

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Anyone placed FD at Mid Valley? Is it a full fledged branch that accepts FD? I am thinking of going there this weekend to place 4.5% FD.

Thanks.

EDIT: Mid Valley ground floor branch

This post has been edited by wjchay: Feb 12 2016, 02:46 PM
Bonescythe
post Feb 12 2016, 04:34 PM

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MV hong leong bank branch open till 7pm.. smile.gif

Strategic location and also long opening hours.. recommended!
yygo
post Feb 12 2016, 04:41 PM

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QUOTE(adele123 @ Feb 12 2016, 02:25 PM)
i reckon both still applicable. the 15-month fd has a plus point is that it pays interest every 3 months, and no penalty if withdrawal during any of those 3-month period.

the 4.45% 12 months sounds like the straightforward one. Didn't manage to ask at RHB branch. Will ask when i pass by.
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good points! nod.gif


This post has been edited by yygo: Feb 12 2016, 04:42 PM
cklimm
post Feb 13 2016, 09:25 AM

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Latest from Ringgit Plus:

BSN
6 month FD @ 3.6%p.a,
9 month FD @ 3.8% p.a;
Free Ipod with any RM 15k placement

https://ringgitplus.com/en/fixed-deposit/BS...it-Account.html
https://media.ringgitplus.com/creatives/74e...-conditions.pdf


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yygo
post Feb 13 2016, 09:45 AM

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QUOTE(cklimm @ Feb 13 2016, 09:25 AM)
Latest from Ringgit Plus:

BSN
6 month FD @ 3.6%p.a,
9 month FD @ 3.8% p.a;
Free Ipod with any RM 15k placement

https://ringgitplus.com/en/fixed-deposit/BS...it-Account.html
https://media.ringgitplus.com/creatives/74e...-conditions.pdf
*
mr kim (oops lim), wat happens to the 1 mil eggs in mach? where now? hmm.gif
BoomChaCha
post Feb 13 2016, 10:28 AM

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QUOTE(babysiew @ Feb 5 2016, 08:26 AM)
BoomChaCha, thanks for the picture. Do u need to open an acct with Affin if u r not their customer be4? as in savings so that the interest can be deposited? Thanks!

Happy CNY in advance all!
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Sorry for the late reply.
Yes, according to Affin Bank, FD depositors will need to open a saving account as a prerequisite
to place FD in Affin, FD interest will pay upon FD maturity. FD depositors have an option whether to
credit interest to saving account upon FD maturity, or credit principal + interest to saving account
and etc..

QUOTE(coolstore @ Feb 5 2016, 08:19 PM)
affin bank checking source of income? what form is that?
*
It is a Customer maintenance Form.
I went there just to write down 5 things, quite scary before I went there sweat.gif
My name
My IC number
My saving account number
My occupation
My signature

QUOTE(TSOM @ Feb 10 2016, 10:52 AM)
sorry, I'm lost here. Which bank gives free trolley bags?

It is from Hong Leong Bank.
UT bundle with FD promo package

QUOTE(TSOM @ Feb 10 2016, 10:52 AM)
Looks great. How much is the value of the hamper if you roughly estimate?
*
I think not much value since I found out 2 cans of abalone and one can of sotong
are fake.. bruce.gif , imitation foods..this is a lousy hamper..
The only eatable foods are fish floss and mushroom.. total value should not more than
RM 15.00. Quite disappointed lah... sad.gif

This post has been edited by BoomChaCha: Feb 13 2016, 10:29 AM
TSOM
post Feb 13 2016, 02:57 PM

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QUOTE(BoomChaCha @ Feb 13 2016, 10:28 AM)
I think not much value since I found out 2 cans of abalone and one can of sotong
are fake..  bruce.gif , imitation foods..this is a lousy hamper..
The only eatable foods are fish floss and mushroom.. total value should not more than
RM 15.00. Quite disappointed lah...  sad.gif
*
I thought can abalone is usually around RM50 to RM60.
Maybe they don't know?? I also seldom eat abalone, wouldn't know real or fake. Maybe you can leave them a feedback.
Mushroom so cheap one ah?? rclxub.gif wine??
can't believe it's just RM15.

If RM15, might as well credit it to our interest in FD. Save one journey to the bank. sad.gif
Bonescythe
post Feb 13 2016, 03:46 PM

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BCC normal eat punya food too high class.. that hamper looks top cheap for him ad
laugh.gif

But rm15 is a but too exaggerated gua..
BoomChaCha
post Feb 13 2016, 03:51 PM

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QUOTE(TSOM @ Feb 13 2016, 02:57 PM)
I thought can abalone is usually around RM50 to RM60.
Maybe they don't know?? I also seldom eat abalone, wouldn't know real or fake. Maybe you can leave them a feedback.
Mushroom so cheap one ah??  rclxub.gif wine??
can't believe it's just RM15.

If RM15, might as well credit it to our interest in FD. Save one journey to the bank.  sad.gif
*
I am sure these 2 cans of abalones and 1 can of sotong are 100% fake, when chewing and eating them,
they are like fish balls.

Those mushroom are not that expensive lah, I think maximum RM 10..?
Where got wine..? BR did not give me wine lah this time..

I was wondering does BR know those abalones and sotong are fake or not?

I agree, I would rather to take cash RM 15 as extra bonus to credit to my saving account instead..

Really not worth the trip to go to BR to pick-up a lousy hamper like this lah..fooled by BR again this time.. cry.gif

But luckily I managed to ask for a 2016 diary book.. thumbup.gif Ha ha.. otherwise bruce.gif ..

QUOTE(Bonescythe @ Feb 13 2016, 03:46 PM)
BCC normal eat punya food too high class.. that hamper looks top cheap for him ad
laugh.gif

But rm15 is a but too exaggerated gua..
*
No lah.. please don't say like this lah...I am telling you guys the truth lah..
Those abalone & sotong are not real lah.. They are imitation foods..

Only valuable things are (1) small pack of fish floss, (2) mushroom, and (3) Fatt Choy (Hair Vege 发菜),
how much do they worth..? Should not more than RM 20 lah...Lao Kiap hamper lah... cry.gif

This post has been edited by BoomChaCha: Feb 13 2016, 04:00 PM
yygo
post Feb 13 2016, 04:35 PM

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QUOTE(TSOM @ Feb 13 2016, 02:57 PM)
I thought can abalone is usually around RM50 to RM60.
Maybe they don't know?? I also seldom eat abalone, wouldn't know real or fake. Maybe you can leave them a feedback.
Mushroom so cheap one ah??  rclxub.gif wine??
can't believe it's just RM15.

If RM15, might as well credit it to our interest in FD. Save one journey to the bank.  sad.gif
*
wine, u joking. br won't give wine lah. laugh.gif
cklimm
post Feb 13 2016, 04:46 PM

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QUOTE(yygo @ Feb 13 2016, 09:45 AM)
mr kim (oops lim), wat happens to the 1 mil eggs in mach? where now? hmm.gif
*
i spent it on the glorious space program brows.gif


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yygo
post Feb 13 2016, 04:51 PM

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QUOTE(cklimm @ Feb 13 2016, 04:46 PM)
i spent it on the glorious space program  brows.gif
*
great kim, sanctions for u!! brows.gif

money outflow!!

tot u continue with mach 4.5%. cry.gif

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