Chinese new year coming. Affinity always have nice promo during Chinese new year.

If opr decrease? Say BNM raise interest rates, lots of people may default. That's going to create a chain reaction to the banks. Most Malaysian are in debts too deep.

I think BNM will cut/maintain rates. So that it won't create a chain reaction.

Oh perfect timing then.

OCBC lenglui told me Jan rates will go down ... see chun or not la in 3 weeks time when their promo ends.

Indeed they are, I've been there twice and I find each time, it's taking up my time just to wait. And furthermore, no lenglui to ease my time there.

BC is usually Rm5+ unless you are a vip customer.

you have been corrected on this. please stop this misleading info. bc charges has more to do with banks than vip or pb customer.

Cimb bank, affin, hl is Rm5+.PB/VIP only pay few sens for BC.

Alright noted. So these banks charge damn low and cimb, hl, affin charges Rm5+.

If  like that, how are banks going to sell you their products. They need to sweet talk you first.

Are you sure MBB charges only rm 0.53 for BC ? I have been paying more than RM 5.00 for the BC   please kindly show me where do you find the info of rm 0.53 ?

[Update] after some google, I found this info published in Remittance Fees : For public, the price for MBB BC is rm 5.30!

[Update 2] also google about the BC charge for PBB, it is indicated in its Remittances and Standing Instructions that the cost is RM5-30 per piece plus stamp duty.

Thanks for sharing this info, the websites never published all these insider info 

Hehe.. better be fast.. today i just did xxxk on it

Only effective today. Actually I did not plan to place FD but saw the flyer and decided to place it. It is certificate type. I prefer statement based. But only Islamic banking is statement based.

No la.. i am snwi

Apa lah.. i am just a small taufu. No effect one la

Hehe.. better be fast.. today i just did xxxk on it

Rm 1200.15

6 figure also... haha

Small net worth kuci mayong only..

But still got a bit more xxxk for next year promo..

The news said that ambank was fined for breach of certain regulations. It didn't mention the breach was cause by the 4.6% promo.

The statement made it sound like that. Or is it the promo help them to collect the cash required to pay the fine?

That green guy does not know the sequence...just like he said 6 months 4.5%, 1 year is more than 4.5%. Some more try o deviate on his original point....yesterday went UOB, banker cheque is 68 sen. Hoe he will remember

Yes, I also confirmed MBB GIA 4.5% effective rate is still on.

I also noticed an improvement that when opening using cheque, the FD slip is given on the same day unlike previous promotions where the cheque needs to be cleared first.

Also, during the earlier opening of MBB GIA, fresh funds not required, I could just convert my matured MBB FD to it.

Wow bagus.. looks like u can start apply job for media

The current political state will be entertaining enuf

Haha

So back to business, you got put hlb anot ? Faster la, if not bbgoat will sailang liao de la..

Fd joke

Mr K : i want to place fd. Got wad promo now?
Staff : sir, the promo now is 4.5%, min placement is 10k for 1 year.

Mr K: hmm.. can i get slightly higher if i place big fund, say rm 2m
Staff : sir, cannot oo. This is promo rate very good already.
Mr K : cannot help me ask manager see see meh ? 4.53 i also happy one.
Staff : cannot la sir

Mr K : like this ah. Help me place 200 FD certs of 10k la..

Staff : hang on, i check with my manager

3 minutes later

Staff : ok la sir, my manager say giv u 4.52.. let u happy a bit.

Hehehehe