unlikely for mbb to bump it up to 4.5% p.a., wherease we all gotten 4% p.a. for the past few months

i wonder how kelvinbaby gotten the number (4.5% p.a.) at the first place.

Ya, the 4.5% is supposed to be average if we kept for the one year period. So not sure about his Nov/Dec getting 4.5%. yygo has asked him that question also.

the best part about MBB GIA-i's rate is it also applies to eFD too.

I've put some fund last month for 3-month tenure (MBB GIA-i eFD, monthly crediting of profit). it gave me indicative rate of 4% p.a. Will monitor the effective rate once mature in 3 months time.

When did they start this ? Is there an end date ? Minimum 1k ?

Good rate for 1 to 3 mths especially can terminate as we goes, if it is the same as the GIA-i that we bought last year.

one month GIA-i eFD also 4.0%.

it's just the normal GIA-i eFD inside M2U.

if not mistaken, 1 month tenure need min RM5k. 2 or more tenure months, need min RM1k

yes i know 4.0%. i just purposely put in as 3-month tenure and let it autorenew. furthermore, the profit is credited monthly anyway, I dont need the fund for immediate use anyway

OK, the 1 mth 5k is similar to usual 5k for 1 mth FD requirement. For small or temporary fund, good place to put it. Thanks !

Online placement FD for HL 4.5% p.a still available?

any hidden charges? very good for short term.

this one right?

eFixed Deposit

A Fixed Deposit that can be placed and withdrawn online via Maybank2u
Key info:

Tenure:
1 - 60 months

Minimum investment:
RM5,000 (1 month)
RM1,000 (2 months and above)

* Eligible for protection by PIDM


This post has been edited by babysiew: Feb 16 2016, 11:51 AM

eFD no charges. make sure got fund in your saving accounts

ok saw the GIA-i eFD interest is 4%. The principal is guaranteed right? sorry silly question

This post has been edited by babysiew: Feb 16 2016, 12:06 PM

Ya, would like to know about this as well. Managed to open the Mach Money Box account yesterday, but was told that the 4.5% promo already ended end of last month.

But from the above posts, seems that it has been extended. But I can't see it in the Mach website anymore.

Thanks

select GIA-i when u perform eFD placement in M2U.

you wont see the profit rate in M2U though. It's shown in M2U App itself

saw the clause: not eligible for protection by PIDM

* Not covered by PIDM. Principal is not guaranteed

This post has been edited by babysiew: Feb 16 2016, 12:09 PM

I think Online MACH FD will only display the rate after you click the final placement button. You may want to test it with a minimum placement amount first and see if you can get 4.5% rate. However, please take note there is a hidden FD withdrawal rule that no online withdrawal is allow on FD placement date (for the placement you just made). Therefore if you are not getting the 4.5% rate and you wish to withdraw the fund, you can only perform the online FD withdrawal 1 day after the placement date.

for hl mach, the fd rate can be seen from drop down menu during placement. if it is not there, means no longer available. only hl islamic fd has the 4.5% promo.

Alright, thanks

Ah SiAnG. I noted there is no UOB rates in post No.1, here there are:

UOB Bank Fixed Deposit Promos until end February 2016.

4 Months - 4.00%

7 Months - 4.15%

12 Months - 4.25%

I forgot to ask my RM minimimum fund amount, haha.

BoomChaCha, Affin Bank rate really good

This post has been edited by Gen-X: Feb 16 2016, 01:27 PM

captain, the 10 mil man (as given by tun ram), is your fd page still being updated?